Vivid

Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated entities Vivid Money S.A. (payments/e-money) and Vivid Money B.V. (investments), it offers business and personal accounts, physical and virtual cards, SEPA and card payments, cashback rewards, savings/interest pockets, stock and ETF investing, and crypto services. For businesses it adds expense management, sub-accounts, and open-banking connectivity to accounting tools such as DATEV, sevDesk, Lexware Office, FastBill, and Agicap. Vivid is backed by SoftBank Vision Fund. As of this profile Vivid does not publish a public developer API, developer portal, or SDKs; its 'open banking' is consumer-consent connectivity to third-party financial apps rather than an outbound public API surface.

Vivid is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Neobank, and Payments.

Vivid’s developer surface includes engineering blog, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechBankingNeobankPaymentsOpen BankingInvestmentsEurope

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 15.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/vivid: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: vivid
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/vivid.png
name: Vivid
description: Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses
  across the EU. Through its regulated entities Vivid Money S.A. (payments/e-money) and Vivid Money B.V. (investments), it
  offers business and personal accounts, physical and virtual cards, SEPA and card payments, cashback rewards, savings/interest
  pockets, stock and ETF investing, and crypto services. For businesses it adds expense management, sub-accounts, and open-banking
  connectivity to accounting tools such as DATEV, sevDesk, Lexware Office, FastBill, and Agicap. Vivid is backed by SoftBank
  Vision Fund. As of this profile Vivid does not publish a public developer API, developer portal, or SDKs; its 'open banking'
  is consumer-consent connectivity to third-party financial apps rather than an outbound public API surface.
url: https://raw.githubusercontent.com/api-evangelist/vivid/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Banking
- Neobank
- Payments
- Open Banking
- Investments
- Europe
apis: []
common:
- type: DomainSecurity
  url: security/vivid-domain-security.yml
- type: Website
  url: https://vivid.money
- type: Blog
  url: https://vivid.money/en-eu/blog/
- type: Support
  url: https://vivid.money/en-eu/support/
- type: HelpCenter
  url: https://support.vivid.money/en/
- type: PrivacyPolicy
  url: https://vivid.money/en-eu/legal-documents/
- type: TermsOfService
  url: https://vivid.money/en-eu/legal-documents/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1