N26

N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics, sub-accounts (Spaces), overdraft, savings, and investment products across the EU, delivered through iOS and Android apps and a web banking interface. Surfaced as a portfolio company of Earlybird and Insight Partners in the fintech sector. As of this enrichment pass, N26 is a consumer bank that publishes no public developer API, developer portal, SDKs, or /.well-known/ discovery surface; its integrations are handled through private business partnerships rather than self-service API access.

N26 is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Neobank, and Digital Banking.

N26’s developer surface includes support, engineering blog, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechBankingNeobankDigital BankingPaymentsEuropeConsumer Finance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/n26: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

N26 Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: n26
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/n26.png
name: N26
description: N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital
  current accounts, debit and virtual cards, spending analytics, sub-accounts (Spaces), overdraft, savings, and investment
  products across the EU, delivered through iOS and Android apps and a web banking interface. Surfaced as a portfolio company
  of Earlybird and Insight Partners in the fintech sector. As of this enrichment pass, N26 is a consumer bank that publishes
  no public developer API, developer portal, SDKs, or /.well-known/ discovery surface; its integrations are handled through
  private business partnerships rather than self-service API access.
url: https://raw.githubusercontent.com/api-evangelist/n26/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- earlybird
- insight-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Banking
- Neobank
- Digital Banking
- Payments
- Europe
- Consumer Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/n26-domain-security.yml
- type: Website
  url: https://n26.com/en-us/
- type: Support
  url: https://support.n26.com/en-de
- type: Blog
  url: https://n26.com/en-de/blog
- type: TermsOfService
  url: https://n26.com/en-de/legal-documents
- type: PrivacyPolicy
  url: https://docs.n26.com/legal/01+DE/03+Privacy+Policy/en/01privacy-policy-en.pdf
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 2
  pass: local-v1