Dave

Dave is a U.S. consumer financial-technology company (Nasdaq: DAVE), founded in 2016 and headquartered in Los Angeles, that operates a mobile banking app serving roughly 14 million members. Its products include ExtraCash short-term cash advances of up to $500 (underwritten with its CashAI cash-flow model rather than credit scores), an FDIC-insured Dave Checking account with early direct deposit and Round-Up savings, and a Goals savings account. Banking services are provided through partner banks such as Coastal Community Bank. Dave is a consumer app and does not publish a first-party public developer API, SDKs, or a developer portal: there is no developer.dave.com / docs.dave.com, and api.dave.com is the app's private, undocumented mobile backend. Programmatic access to Dave-held consumer data is aggregator-mediated — Dave both consumes Plaid (to let members link external accounts) and is reachable as a supported institution through open-finance aggregators. This profile captures its public identity, aggregator-only open-finance posture, commercial link surface, and domain-security posture.

Dave is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Neobank, and Personal Finance.

Dave’s developer surface includes engineering blog, support, pricing, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.4/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechBankingNeobankPersonal FinanceCash AdvanceFinancial ServicesMobile BankingUnited StatesOpen FinanceAggregator AccessPlaid

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 17.4/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.3 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/dave: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: dave
name: Dave
kind: company
description: 'Dave is a U.S. consumer financial-technology company (Nasdaq: DAVE), founded in 2016 and headquartered in Los
  Angeles, that operates a mobile banking app serving roughly 14 million members. Its products include ExtraCash short-term
  cash advances of up to $500 (underwritten with its CashAI cash-flow model rather than credit scores), an FDIC-insured Dave
  Checking account with early direct deposit and Round-Up savings, and a Goals savings account. Banking services are provided
  through partner banks such as Coastal Community Bank. Dave is a consumer app and does not publish a first-party public developer
  API, SDKs, or a developer portal: there is no developer.dave.com / docs.dave.com, and api.dave.com is the app''s private,
  undocumented mobile backend. Programmatic access to Dave-held consumer data is aggregator-mediated — Dave both consumes
  Plaid (to let members link external accounts) and is reachable as a supported institution through open-finance aggregators.
  This profile captures its public identity, aggregator-only open-finance posture, commercial link surface, and domain-security
  posture.'
url: https://raw.githubusercontent.com/api-evangelist/dave/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: No public API — aggregator-only (Plaid)
  confidence: high
  source:
  - review
  generated: '2026-07-23'
  method: derived
specificationVersion: '0.19'
created: '2026-07-17'
modified: '2026-07-23'
image: https://dave.com/icons/icon-512.png
tags:
- Company
- Fintech
- Banking
- Neobank
- Personal Finance
- Cash Advance
- Financial Services
- Mobile Banking
- United States
- Open Finance
- Aggregator Access
- Plaid
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://dave.com
- type: Blog
  url: https://dave.com/blog
- type: Support
  url: https://support.dave.com/hc/en-us
- type: Pricing
  url: https://dave.com/no-hidden-fees
- type: TermsOfService
  url: https://dave.com/terms-and-agreements
- type: PrivacyPolicy
  url: https://dave.com/privacy
- type: GitHubOrganization
  url: https://github.com/dave-inc
- type: LinkedIn
  url: https://www.linkedin.com/company/dave-inc
- type: DomainSecurity
  url: security/dave-domain-security.yml
x-enrichment:
  date: '2026-07-23'
  status: deepened
  pass: local-v2
  note: aggregator-only open-finance posture verified; no first-party public API surface found