Fi Money

aid: fi-money
name: Fi Money
description: Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies,
  founded in 2019 by ex-Google Pay (Tez) executives Sujith Narayanan and Sumit Gwalani together with Neeraj Bhope and Prasanna
  Ranganathan. Fi is not a chartered bank; it delivers a millennial-focused mobile experience layered on top of partner RBI-licensed
  Federal Bank, providing zero-balance digital savings accounts, a Visa debit card, deposits, mutual funds, Indian and US
  stocks, EPF tracking, credit cards, personal loans, jump-style automated savings rules ("FIT Rules"), and an AI-powered
  money assistant. Fi has raised roughly US$169M across multiple rounds from investors including Sequoia Capital India (Peak
  XV), Ribbit Capital, Temasek, Alpha Wave, and B Capital, and serves Indian retail consumers via iOS and Android apps. There
  is no classic public REST developer API or partner banking-as-a-service surface; Fi's only developer-facing interface is
  the Fi MCP (Model Context Protocol) server — a JSON-RPC streaming endpoint at https://mcp.fi.money:8080/mcp/stream that
  lets users connect their own Fi account to LLM clients (Claude Desktop, Cursor, Windsurf, Gemini, ChatGPT) and call read-only
  tools such as fetch_net_worth, fetch_credit_report, fetch_epf_details, fetch_bank_transactions, fetch_mf_transactions, and
  fetch_stock_transactions to expose their net worth, holdings, EPF balance, credit report, and transactions to AI assistants.
  A hackathon-friendly mock server (epiFi/fi-mcp-dev, Go) and developer documentation (epiFi/mcp-docs) are published publicly
  on GitHub.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fi-money.png
tags:
- Fintech
- Neobank
- Consumer Banking
- Personal Finance
- Money Management
- Wealth Analyzer
- Mutual Funds
- Stocks
- EPF
- Credit Cards
- Personal Loans
- Savings
- UPI
- India
- Federal Bank
- MCP
- Model Context Protocol
- AI Assistant
- Mobile Banking
url: https://raw.githubusercontent.com/api-evangelist/fi-money/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/fi-money-domain-security.yml
- type: Website
  url: https://fi.money
- type: About
  url: https://fi.money/about
- type: Careers
  url: https://fi.money/careers
- type: Contact
  url: https://fi.money/contact-us
- type: Security
  url: https://fi.money/Fi-Secure
- type: Privacy
  url: https://fi.money/privacy
- type: TermsOfService
  url: https://fi.money/blog/tnc
- type: FAQ
  url: https://fi.money/FAQs
- type: Blog
  url: https://fi.money/insights
- type: MCPGettingStarted
  url: https://fi.money/features/getting-started-with-fi-mcp
- type: MCPUsage
  url: https://fi.money/features/using-fi-mcp-for-money-management
- type: MCPFAQ
  url: https://fi.money/FAQs/wealth-analyzer-(fi-mcp)
- type: AIFeatures
  url: https://fi.money/features/ai-for-money-management
- type: GitHub
  url: https://github.com/epiFi
- type: MCPDocs
  url: https://github.com/epiFi/mcp-docs
- type: MCPDevServer
  url: https://github.com/epiFi/fi-mcp-dev
- type: MCPEndpoint
  url: https://mcp.fi.money:8080/mcp/stream
- type: PartnerBank
  url: https://www.federalbank.co.in
- type: LinkedIn
  url: https://in.linkedin.com/company/fi-money
- type: Twitter
  url: https://twitter.com/Bank_on_Fi
- type: iOSApp
  url: https://apps.apple.com/in/app/fi-money-savings-investments/id1503530120
- type: AndroidApp
  url: https://play.google.com/store/apps/details?id=in.fi.money
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com