Fintech Farm website screenshot

Fintech Farm

Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable API contract; its integration surface is delivered privately to partner banks.

Fintech Farm is profiled on the APIs.io network. Tagged areas include Company, Banking, Financial-Services, Neobank, and Digital Banking.

Fintech Farm’s developer surface includes support, engineering blog, and 9 more developer resources.

6.5/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
0 APIs
CompanyBankingFinancial-ServicesNeobankDigital BankingFintechCreditEmerging MarketsBanking as a ServiceMobile Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/fintech-farm: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Pricing Plans 1

Published pricing tiers and plan structures.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fintech Farm Domain Security

TLSv1.3 · DMARC

SECURITY

Fintech Farm Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: fintech-farm
name: Fintech Farm
description: Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in
  emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick
  Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine
  and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated
  on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank
  in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm
  is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable
  API contract; its integration surface is delivered privately to partner banks.
url: https://raw.githubusercontent.com/api-evangelist/fintech-farm/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://fintech-farm.com/opengraph-image.jpg
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-12'
modified: '2026-08-12'
tags:
- Company
- Banking
- Financial-Services
- Neobank
- Digital Banking
- Fintech
- Credit
- Emerging Markets
- Banking as a Service
- Mobile Banking
tags_raw:
- Company
- Banking
- Financial Services
- Neobank
- Digital Banking
- Fintech
- Credit
- Emerging Markets
- Banking as a Service
- Mobile Banking
apis: []
x-enrichment:
  date: '2026-08-12'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: 'Fintech Farm sells bank partnerships, not API access — it builds and operates a neobank jointly with a licensed
    local bank — so there is no developer portal, no API reference and no API host at all: api.fintech-farm.com, developers.fintech-farm.com
    and docs.fintech-farm.com are all NXDOMAIN, and the only non-public surface, dev.fintech-farm.com, answers HTTP 401 behind
    HTTP Basic auth.'
  evidence:
  - url: https://www.fintech-farm.com/developers
    status: 404
  - url: https://www.fintech-farm.com/openapi.json
    status: 404
  - url: https://dev.fintech-farm.com/
    status: 401
  - url: https://www.fintech-farm.com/.well-known/security.txt
    status: 200
  checked: '2026-08-12'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/fintech-farm-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fintech-farm-domain-security.yml
- type: Website
  url: https://www.fintech-farm.com/
- type: Security
  url: https://www.fintech-farm.com/security
- type: Support
  url: mailto:hello@fintech-farm.com
- type: Blog
  url: https://www.fintech-farm.com/news
- type: GitHubOrganization
  url: https://github.com/Fintech-Farm-Ltd
- type: WellKnown
  url: well-known/fintech-farm-well-known.yml
- type: SecurityTxt
  url: well-known/fintech-farm-security.txt
- type: LLMsTxt
  url: llms/fintech-farm-llms.txt
- type: Plans
  url: plans/fintech-farm-plans-pricing.yml

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/fintech-farm"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/fintech-farm/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/fintech-farm/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.