Fintech Farm

Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable API contract; its integration surface is delivered privately to partner banks.

Fintech Farm is profiled on the APIs.io network. Tagged areas include Company, Banking, Financial Services, Neobank, and Digital Banking.

Fintech Farm’s developer surface includes support, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
10.0/100 minimal ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
0 APIs
CompanyBankingFinancial ServicesNeobankDigital BankingFintechCreditEmerging MarketsBanking as a ServiceMobile Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 10.0/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 1.1 / 17
Commercial Clarity 0.0 / 17
Operational Transparency 1.7 / 11
Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 3 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fintech-farm: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Pricing Plans 1

Published pricing tiers and plan structures.

Fintech Farm Plans Pricing

0 plans

PLANS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fintech Farm Domain Security

TLSv1.3 · DMARC

SECURITY

Fintech Farm Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown
 LLMsTxt
LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Security
Security
 SecurityTxt
SecurityTxt

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 1

Pricing, plans, and the legal terms of use

Plans
Plans

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: fintech-farm
name: Fintech Farm
description: Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in
  emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick
  Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine
  and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated
  on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank
  in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm
  is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable
  API contract; its integration surface is delivered privately to partner banks.
url: https://raw.githubusercontent.com/api-evangelist/fintech-farm/refs/heads/main/apis.yml
image: https://fintech-farm.com/opengraph-image.jpg
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-12'
modified: '2026-08-12'
tags:
- Company
- Banking
- Financial Services
- Neobank
- Digital Banking
- Fintech
- Credit
- Emerging Markets
- Banking as a Service
- Mobile Banking
apis: []
x-enrichment:
  date: '2026-08-12'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: 'Fintech Farm sells bank partnerships, not API access — it builds and operates a neobank jointly with a licensed
    local bank — so there is no developer portal, no API reference and no API host at all: api.fintech-farm.com, developers.fintech-farm.com
    and docs.fintech-farm.com are all NXDOMAIN, and the only non-public surface, dev.fintech-farm.com, answers HTTP 401 behind
    HTTP Basic auth.'
  evidence:
  - url: https://www.fintech-farm.com/developers
    status: 404
  - url: https://www.fintech-farm.com/openapi.json
    status: 404
  - url: https://dev.fintech-farm.com/
    status: 401
  - url: https://www.fintech-farm.com/.well-known/security.txt
    status: 200
  checked: '2026-08-12'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/fintech-farm-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fintech-farm-domain-security.yml
- type: Website
  url: https://www.fintech-farm.com/
- type: Security
  url: https://www.fintech-farm.com/security
- type: Support
  url: mailto:hello@fintech-farm.com
- type: Blog
  url: https://www.fintech-farm.com/news
- type: GitHubOrganization
  url: https://github.com/Fintech-Farm-Ltd
- type: WellKnown
  url: well-known/fintech-farm-well-known.yml
- type: SecurityTxt
  url: well-known/fintech-farm-security.txt
- type: LLMsTxt
  url: llms/fintech-farm-llms.txt
- type: Plans
  url: plans/fintech-farm-plans-pricing.yml