Up Transactions API

openapi: 3.2.0
info:
  contact:
    email: contact@dsb.gov.au
    name: Data Standards Body
    url: https://dsb.gov.au/
  description: Specifications for resource endpoints applicable to data holders in the Banking sector.
  license:
    name: MIT License
    url: https://opensource.org/licenses/MIT
  title: CDR Banking Accounts Transactions API
  version: 1.36.0
servers:
- description: MTLS
  url: https://mtls.dh.example.com/cds-au/v1
tags:
- name: Transactions
  description: 'Transactions represent the movement of money into and out of an

    account. They have many characteristics that vary depending on

    the kind of transaction. Transactions may be temporarily `HELD`

    (pending) or `SETTLED`, typically depending on which payment

    method was used at the point of sale.

    '
paths:
  /transactions:
    get:
      tags:
      - Transactions
      summary: List transactions
      description: 'Retrieve a list of all transactions across all accounts for the currently

        authenticated user. The returned list is [paginated](#pagination) and can

        be scrolled by following the `next` and `prev` links where present. To

        narrow the results to a specific date range pass one or both of

        `filter[since]` and `filter[until]` in the query string. These filter

        parameters **should not** be used for pagination. Results are ordered

        newest first to oldest last.

        '
      parameters:
      - name: page[size]
        in: query
        schema:
          type: integer
        required: false
        example: 30
        description: 'The number of records to return in each page.

          '
      - name: filter[status]
        in: query
        schema:
          $ref: '#/components/schemas/TransactionStatusEnum'
        required: false
        example: HELD
        description: 'The transaction status for which to return records. This

          can be used to filter `HELD` transactions from those

          that are `SETTLED`.

          '
      - name: filter[since]
        in: query
        schema:
          type: string
          format: date-time
        required: false
        example: '2020-01-01T01:02:03+10:00'
        description: 'The start date-time from which to return records,

          formatted according to rfc-3339. Not to be used for

          pagination purposes.

          '
      - name: filter[until]
        in: query
        schema:
          type: string
          format: date-time
        required: false
        example: '2020-02-01T01:02:03+10:00'
        description: 'The end date-time up to which to return records,

          formatted according to rfc-3339. Not to be used for

          pagination purposes.

          '
      - name: filter[category]
        in: query
        schema:
          type: string
        required: false
        example: good-life
        description: 'The category identifier for which to filter transactions.

          Both parent and child categories can be filtered through

          this parameter. Providing an invalid category identifier

          results in a `404` response.

          '
      - name: filter[tag]
        in: query
        schema:
          type: string
        required: false
        example: Holiday
        description: 'A transaction tag to filter for which to return records.

          If the tag does not exist, zero records are returned and

          a success response is given.

          '
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ListTransactionsResponse'
          x-up:example:
            type: exampleRequestResponse
            request:
              headers:
                Authorization: Bearer up:demo:x2IN1pBWVKpwYQ1C
              pathParameters: {}
              queryParameters:
                page[size]: 1
                filter[tag]: Pizza Night
                filter[status]: SETTLED
              payload: null
            response:
              data:
              - type: transactions
                id: e38f484c-276e-4e87-9031-224564067d83
                attributes:
                  status: SETTLED
                  rawText: null
                  description: David Taylor
                  message: Money for the pizzas last night.
                  isCategorizable: true
                  holdInfo: null
                  roundUp: null
                  cashback: null
                  amount:
                    currencyCode: AUD
                    value: '-59.98'
                    valueInBaseUnits: -5998
                  foreignAmount: null
                  cardPurchaseMethod: null
                  settledAt: '2024-08-05T05:16:50+10:00'
                  createdAt: '2024-08-05T05:16:50+10:00'
                  transactionType: null
                  note: null
                  performingCustomer:
                    displayName: Bobby
                relationships:
                  account:
                    data:
                      type: accounts
                      id: b47aa85f-0b67-46b2-a8d4-902f8e8b9d97
                    links:
                      related: https://api.up.com.au/api/v1/accounts/b47aa85f-0b67-46b2-a8d4-902f8e8b9d97
                  transferAccount:
                    data: null
                  category:
                    data: null
                    links:
                      self: https://api.up.com.au/api/v1/transactions/e38f484c-276e-4e87-9031-224564067d83/relationships/category
                  parentCategory:
                    data: null
                  tags:
                    data:
                    - type: tags
                      id: Pizza Night
                    links:
                      self: https://api.up.com.au/api/v1/transactions/e38f484c-276e-4e87-9031-224564067d83/relationships/tags
                  attachment:
                    data: null
                links:
                  self: https://api.up.com.au/api/v1/transactions/e38f484c-276e-4e87-9031-224564067d83
              links:
                prev: null
                next: null
  /transactions/{id}:
    get:
      tags:
      - Transactions
      summary: Retrieve transaction
      description: 'Retrieve a specific transaction by providing its unique identifier.

        '
      parameters:
      - name: id
        in: path
        schema:
          type: string
        required: true
        example: 57a749fd-4fc9-40da-a8d9-ec9cf1d8c9ff
        description: 'The unique identifier for the transaction.

          '
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/GetTransactionResponse'
          x-up:example:
            type: exampleRequestResponse
            request:
              headers:
                Authorization: Bearer up:demo:zaoUoVWJiy1FHOQ5
              pathParameters:
                id: 20f1a541-356b-4363-aeba-18e21661b8e5
              queryParameters: {}
              payload: null
            response:
              data:
                type: transactions
                id: 20f1a541-356b-4363-aeba-18e21661b8e5
                attributes:
                  status: SETTLED
                  rawText: WARUNG BEBEK, UBUD INDONES
                  description: Warung Bebek Bengil
                  message: null
                  isCategorizable: true
                  holdInfo:
                    amount:
                      currencyCode: AUD
                      value: '-107.92'
                      valueInBaseUnits: -10792
                    foreignAmount: null
                  roundUp:
                    amount:
                      currencyCode: AUD
                      value: '-0.08'
                      valueInBaseUnits: -8
                    boostPortion: null
                  cashback: null
                  amount:
                    currencyCode: AUD
                    value: '-107.92'
                    valueInBaseUnits: -10792
                  foreignAmount:
                    currencyCode: IDR
                    value: '-1053698.77'
                    valueInBaseUnits: -105369877
                  cardPurchaseMethod:
                    method: CARD_ON_FILE
                    cardNumberSuffix: '0001'
                  settledAt: '2024-08-03T04:00:00+10:00'
                  createdAt: '2024-08-03T04:00:00+10:00'
                  transactionType: null
                  note: null
                  performingCustomer:
                    displayName: Bobby
                relationships:
                  account:
                    data:
                      type: accounts
                      id: 20388753-0ba8-46ab-92f8-d186a9b3e2a8
                    links:
                      related: https://api.up.com.au/api/v1/accounts/20388753-0ba8-46ab-92f8-d186a9b3e2a8
                  transferAccount:
                    data: null
                  category:
                    data: null
                    links:
                      self: https://api.up.com.au/api/v1/transactions/20f1a541-356b-4363-aeba-18e21661b8e5/relationships/category
                  parentCategory:
                    data: null
                  tags:
                    data: []
                    links:
                      self: https://api.up.com.au/api/v1/transactions/20f1a541-356b-4363-aeba-18e21661b8e5/relationships/tags
                  attachment:
                    data: null
                links:
                  self: https://api.up.com.au/api/v1/transactions/20f1a541-356b-4363-aeba-18e21661b8e5
  /accounts/{accountId}/transactions:
    get:
      tags:
      - Transactions
      summary: List transactions by account
      description: 'Retrieve a list of all transactions for a specific account. The returned

        list is [paginated](#pagination) and can be scrolled by following the

        `next` and `prev` links where present. To narrow the results to a

        specific date range pass one or both of `filter[since]` and

        `filter[until]` in the query string. These filter parameters

        **should not** be used for pagination. Results are ordered newest first

        to oldest last.

        '
      parameters:
      - name: accountId
        in: path
        schema:
          type: string
        required: true
        example: 689a08de-fa65-4f2d-8b58-e49b17117dc7
        description: 'The unique identifier for the account.

          '
      - name: page[size]
        in: query
        schema:
          type: integer
        required: false
        example: 30
        description: 'The number of records to return in each page.

          '
      - name: filter[status]
        in: query
        schema:
          $ref: '#/components/schemas/TransactionStatusEnum'
        required: false
        example: HELD
        description: 'The transaction status for which to return records. This

          can be used to filter `HELD` transactions from those

          that are `SETTLED`.

          '
      - name: filter[since]
        in: query
        schema:
          type: string
          format: date-time
        required: false
        example: '2020-01-01T01:02:03+10:00'
        description: 'The start date-time from which to return records,

          formatted according to rfc-3339. Not to be used for

          pagination purposes.

          '
      - name: filter[until]
        in: query
        schema:
          type: string
          format: date-time
        required: false
        example: '2020-02-01T01:02:03+10:00'
        description: 'The end date-time up to which to return records,

          formatted according to rfc-3339. Not to be used for

          pagination purposes.

          '
      - name: filter[category]
        in: query
        schema:
          type: string
        required: false
        example: good-life
        description: 'The category identifier for which to filter transactions.

          Both parent and child categories can be filtered through

          this parameter. Providing an invalid category identifier

          results in a `404` response.

          '
      - name: filter[tag]
        in: query
        schema:
          type: string
        required: false
        example: Holiday
        description: 'A transaction tag to filter for which to return records.

          If the tag does not exist, zero records are returned and

          a success response is given.

          '
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ListTransactionsResponse'
          x-up:example:
            type: exampleRequestResponse
            request:
              headers:
                Authorization: Bearer up:demo:k6Zc7WP5K3WuBcLc
              pathParameters:
                accountId: bccfbe8a-8d06-415d-b6fb-9f4e4507a3c2
              queryParameters:
                page[size]: 1
                filter[status]: HELD
                filter[category]: good-life
              payload: null
            response:
              data:
              - type: transactions
                id: 08e78dd1-539c-40cc-a124-2af02e078d20
                attributes:
                  status: HELD
                  rawText: Spotify 0123456789
                  description: Spotify
                  message: null
                  isCategorizable: true
                  holdInfo:
                    amount:
                      currencyCode: AUD
                      value: '-11.95'
                      valueInBaseUnits: -1195
                    foreignAmount: null
                  roundUp: null
                  cashback: null
                  amount:
                    currencyCode: AUD
                    value: '-11.95'
                    valueInBaseUnits: -1195
                  foreignAmount: null
                  cardPurchaseMethod: null
                  settledAt: null
                  createdAt: '2024-08-03T08:09:59+10:00'
                  transactionType: null
                  note: null
                  performingCustomer:
                    displayName: Bobby
                relationships:
                  account:
                    data:
                      type: accounts
                      id: bccfbe8a-8d06-415d-b6fb-9f4e4507a3c2
                    links:
                      related: https://api.up.com.au/api/v1/accounts/bccfbe8a-8d06-415d-b6fb-9f4e4507a3c2
                  transferAccount:
                    data: null
                  category:
                    data:
                      type: categories
                      id: tv-and-music
                    links:
                      self: https://api.up.com.au/api/v1/transactions/08e78dd1-539c-40cc-a124-2af02e078d20/relationships/category
                      related: https://api.up.com.au/api/v1/categories/tv-and-music
                  parentCategory:
                    data:
                      type: categories
                      id: good-life
                    links:
                      related: https://api.up.com.au/api/v1/categories/good-life
                  tags:
                    data: []
                    links:
                      self: https://api.up.com.au/api/v1/transactions/08e78dd1-539c-40cc-a124-2af02e078d20/relationships/tags
                  attachment:
                    data: null
                links:
                  self: https://api.up.com.au/api/v1/transactions/08e78dd1-539c-40cc-a124-2af02e078d20
              links:
                prev: null
                next: null
components:
  schemas:
    CashbackObject:
      type: object
      description: 'Provides information about an instant reimbursement in the form of

        cashback.

        '
      properties:
        description:
          type: string
          description: 'A brief description of why this cashback was paid.

            '
        amount:
          description: 'The total amount of cashback paid, represented as a positive value.

            '
          allOf:
          - $ref: '#/components/schemas/MoneyObject'
      required:
      - description
      - amount
    RoundUpObject:
      type: object
      description: 'Provides information about how a Round Up was applied, such as whether or

        not a boost was included in the Round Up.

        '
      properties:
        amount:
          description: 'The total amount of this Round Up, including any boosts, represented as

            a negative value.

            '
          allOf:
          - $ref: '#/components/schemas/MoneyObject'
        boostPortion:
          description: 'The portion of the Round Up `amount` owing to boosted Round Ups,

            represented as a negative value. If no boost was added to the Round Up

            this field will be `null`.

            '
          allOf:
          - $ref: '#/components/schemas/MoneyObject'
      required:
      - amount
      - boostPortion
    MoneyObject:
      type: object
      description: 'Provides information about a value of money.

        '
      properties:
        currencyCode:
          type: string
          description: 'The ISO 4217 currency code.

            '
        value:
          type: string
          description: 'The amount of money, formatted as a string in the relevant currency.

            For example, for an Australian dollar value of $10.56, this field will

            be `"10.56"`. The currency symbol is not included in the string.

            '
        valueInBaseUnits:
          type: integer
          description: 'The amount of money in the smallest denomination for the currency, as a

            64-bit integer.  For example, for an Australian dollar value of $10.56,

            this field will be `1056`.

            '
      required:
      - currencyCode
      - value
      - valueInBaseUnits
    TransactionStatusEnum:
      enum:
      - HELD
      - SETTLED
      description: 'Specifies which stage of processing a transaction is currently at.

        Currently returned values are `HELD` and `SETTLED`. When a transaction is

        held, its account’s `availableBalance` is affected. When a transaction is

        settled, its account’s `currentBalance` is affected.

        '
    CardPurchaseMethodObject:
      type: object
      description: 'Provides information about the card used for a transaction.

        '
      properties:
        method:
          description: 'The type of card purchase.

            '
          allOf:
          - $ref: '#/components/schemas/CardPurchaseMethodEnum'
        cardNumberSuffix:
          type:
          - string
          - 'null'
          description: 'The last four digits of the card used for the purchase, if applicable.

            '
      required:
      - method
      - cardNumberSuffix
    GetTransactionResponse:
      type: object
      description: 'Successful response to get a single transaction.

        '
      properties:
        data:
          description: 'The transaction returned in this response.

            '
          allOf:
          - $ref: '#/components/schemas/TransactionResource'
      required:
      - data
    TransactionResource:
      type: object
      properties:
        type:
          type: string
          description: 'The type of this resource: `transactions`'
        id:
          type: string
          description: 'The unique identifier for this transaction.

            '
        attributes:
          type: object
          properties:
            status:
              description: 'The current processing status of this transaction, according to

                whether or not this transaction has settled or is still held.

                '
              allOf:
              - $ref: '#/components/schemas/TransactionStatusEnum'
            rawText:
              type:
              - string
              - 'null'
              description: 'The original, unprocessed text of the transaction. This is often not

                a perfect indicator of the actual merchant, but it is useful for

                reconciliation purposes in some cases.

                '
            description:
              type: string
              description: 'A short description for this transaction. Usually the merchant name

                for purchases.

                '
            message:
              type:
              - string
              - 'null'
              description: 'Attached message for this transaction, such as a payment message, or a

                transfer note.

                '
            isCategorizable:
              type: boolean
              description: 'Boolean flag set to true on transactions that support the use of

                categories.

                '
            holdInfo:
              description: 'If this transaction is currently in the `HELD` status, or was ever in

                the `HELD` status, the `amount` and `foreignAmount` of the

                transaction while `HELD`.

                '
              allOf:
              - $ref: '#/components/schemas/HoldInfoObject'
            roundUp:
              description: 'Details of how this transaction was rounded-up. If no Round Up was

                applied this field will be `null`.

                '
              allOf:
              - $ref: '#/components/schemas/RoundUpObject'
            cashback:
              description: 'If all or part of this transaction was instantly reimbursed in the

                form of cashback, details of the reimbursement.

                '
              allOf:
              - $ref: '#/components/schemas/CashbackObject'
            amount:
              description: 'The amount of this transaction in Australian dollars. For

                transactions that were once `HELD` but are now `SETTLED`, refer to

                the `holdInfo` field for the original `amount` the transaction was

                `HELD` at.

                '
              allOf:
              - $ref: '#/components/schemas/MoneyObject'
            foreignAmount:
              description: 'The foreign currency amount of this transaction. This field will be

                `null` for domestic transactions. The amount was converted to the AUD

                amount reflected in the `amount` of this transaction. Refer to the

                `holdInfo` field for the original `foreignAmount` the transaction was

                `HELD` at.

                '
              allOf:
              - $ref: '#/components/schemas/MoneyObject'
            cardPurchaseMethod:
              description: 'Information about the card used for this transaction, if applicable.

                '
              allOf:
              - $ref: '#/components/schemas/CardPurchaseMethodObject'
            settledAt:
              type:
              - string
              - 'null'
              format: date-time
              description: 'The date-time at which this transaction settled. This field will be

                `null` for transactions that are currently in the `HELD` status.

                '
            createdAt:
              type: string
              format: date-time
              description: 'The date-time at which this transaction was first encountered.

                '
            transactionType:
              type:
              - string
              - 'null'
              description: 'A description of the transaction method used e.g. Purchase, BPAY Payment.

                '
            note:
              description: 'A customer provided note about the transaction.  Can only be provided by Up High subscribers.

                '
              allOf:
              - $ref: '#/components/schemas/NoteObject'
            performingCustomer:
              description: 'The customer who initated the transaction.  For 2Up accounts this could be the customer who''s card was used.

                '
              allOf:
              - $ref: '#/components/schemas/CustomerObject'
          required:
          - status
          - rawText
          - description
          - message
          - isCategorizable
          - holdInfo
          - roundUp
          - cashback
          - amount
          - foreignAmount
          - cardPurchaseMethod
          - settledAt
          - createdAt
          - transactionType
          - note
          - performingCustomer
        relationships:
          type: object
          properties:
            account:
              type: object
              properties:
                data:
                  type: object
                  properties:
                    type:
                      type: string
                      description: 'The type of this resource: `accounts`'
                    id:
                      type: string
                      description: 'The unique identifier of the resource within its type.

                        '
                  required:
                  - type
                  - id
                links:
                  type: object
                  properties:
                    related:
                      type: string
                      description: 'The link to retrieve the related resource(s) in this relationship.

                        '
                  required:
                  - related
              required:
              - data
            transferAccount:
              type: object
              properties:
                data:
                  type:
                  - object
                  - 'null'
                  properties:
                    type:
                      type: string
                      description: 'The type of this resource: `accounts`'
                    id:
                      type: string
                      description: 'The unique identifier of the resource within its type.

                        '
                  required:
                  - type
                  - id
                links:
                  type: object
                  properties:
                    related:
                      type: string
                      description: 'The link to retrieve the related resource(s) in this relationship.

                        '
                  required:
                  - related
              required:
              - data
              description: 'If this transaction is a transfer between accounts, this relationship

                will contain the account the transaction went to/came from. The

                `amount` field can be used to determine the direction of the transfer.

                '
            category:
              type: object
              properties:
                data:
                  type:
                  - object
                  - 'null'
                  properties:
                    type:
                      type: string
                      description: 'The type of this resource: `categories`'
                    id:
                      type: string
                      description: 'The unique identifier of the resource within its type.

                        '
                  required:
                  - type
                  - id
                links:
                  type: object
                  properties:
                    self:
                      type: string
                      description: 'The link to retrieve or modify linkage between this resources and the

                        related resource(s) in this relationship.

                        '
                    related:
                      type: string
                      description: 'The link to retrieve the related resource(s) in this relationship.

                        '
                  required:
                  - self
              required:
              - data
            parentCategory:
              type: object
              properties:
                data:
                  type:
                  - object
                  - 'null'
                  properties:
                    type:
                      type: string
                      description: 'The type of this resource: `categories`'
                    id:
                      type: string
                      description: 'The unique identifier of the resource within its type.

                        '
                  required:
                  - type
                  - id
                links:
                  type: object
                  properties:
                    related:
                      type: string
                      description: 'The link to retrieve the related resource(s) in this relationship.

                        '
                  required:
                  - related
              required:
              - data
            tags:
              type: object
              properties:
                data:
                  type: array
                  items:
                    type: object
                    properties:
                      type:
                        type: string
                        description: 'The type of this resource: `tags`'
                      id:
                        type: string
                        description: 'The label of the tag, which also acts as the tag’s unique identifier.

                          '
                    required:
                    - type
                    - id
                links:
                  type: object
                  properties:
                    self:
                      type: string
                      description: 'The link to retrieve or modify linkage between this resources and the

                        related resource(s) in this relationship.

                        '
                  required:
                  - self
              required:
              - data
            attachment:
              type: object
              properties:
                data:
                  type:
                  - object
                  - 'null'
                  properties:
                    type:
                      type: string
                      description: 'The type of this resource: `attachments`'
                    id:
                      type: string
                      description: 'The unique identifier of the resource within its type.

                        '
                  required:
                  - type
                  - id
                links:
                  type: object
                  properties:
                    related:
                      type: string
                      description: 'The link to retrieve the related resource(s) in this relationship.

                        '
                  required:
                  - related
              required:
              - data
          required:
          - account
          - transferAccount
          - category
          - parentCategory
          - tags
          - attachment
        links:
          type: object
          properties:
            self:
              type: string
              description: 'The canonical link to this resource within the API.

                '
          required:
          - self
      required:
      - type
      - id
      - attributes
      - relationships
    NoteObject:
      type: object
      description: 'Provides information about the note and attachement.

        '
      properties:
        text:
          type: string
          description: 'A text note about the transaction.

            '
      required:
      - text
    ListTransactionsResponse:
      type: object
      description: 'Successful response to get all transactions. This returns a paginated

        list of transactions, which can be scrolled by following the `prev` and

        `next` links if present.

        '
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/TransactionResource'
          description: 'The list of transactions returned in this response.

            '
        links:
          type: object
          properties:
            prev:
              type:
              - string
              - 'null'
              description: 'The link to the pr

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# Full source: https://raw.githubusercontent.com/api-evangelist/up-bank/refs/heads/main/openapi/up-bank-transactions-api-openapi.yml