Bankwest website screenshot

Bankwest

Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895 as the Agricultural Bank of Western Australia and later the Bank of Western Australia, it has operated as a wholly owned subsidiary of Commonwealth Bank of Australia (CBA) since CBA's December 2008 acquisition. In March 2024 Bankwest announced it would close its remaining branch network and become a digital-only bank, retaining the Bankwest brand for personal and business customers nationally. As an authorised deposit-taking institution brand operating under Australia's Consumer Data Right (CDR / Open Banking) regime, Bankwest exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body Consumer Data Standards; consumer data sharing beyond PRD requires ACCC accreditation and customer consent under the CDR authorisation model.

Bankwest publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Bankwest’s developer surface includes authentication, documentation, API reference, support, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub
46.0/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
7 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataDigital Bank

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 46.0/100 · developing
Contract Quality 13.5 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bankwest: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Bankwest Banking Account Balances API

Banking Account Balance endpoints

Bankwest Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Bankwest Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Bankwest Banking Account Transactions API

Banking Account Transaction endpoints

Bankwest Banking Accounts API

Banking Account endpoints

Bankwest Banking Payees API

Banking Payee endpoints

Bankwest Banking Products API

Banking Product endpoints

Scroll for all 7

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

bankwest-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bankwest Authentication

none/oauth2/openIdConnect · 2 schemes

SECURITY

Bankwest Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Bankwest Scopes

5 scopes

5 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Bankwest Agentic Access

19 operations · 3 acting

19 operations · 3 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: bankwest
url: https://raw.githubusercontent.com/api-evangelist/bankwest/refs/heads/main/apis.yml
name: Bankwest
kind: company
description: Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895
  as the Agricultural Bank of Western Australia and later the Bank of Western Australia, it has operated as a wholly owned
  subsidiary of Commonwealth Bank of Australia (CBA) since CBA's December 2008 acquisition. In March 2024 Bankwest announced
  it would close its remaining branch network and become a digital-only bank, retaining the Bankwest brand for personal and
  business customers nationally. As an authorised deposit-taking institution brand operating under Australia's Consumer Data
  Right (CDR / Open Banking) regime, Bankwest exposes a public, unauthenticated Product Reference Data (PRD) API conforming
  to the Data Standards Body Consumer Data Standards; consumer data sharing beyond PRD requires ACCC accreditation and customer
  consent under the CDR authorisation model.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bankwest.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- Digital Bank
created: '2026-07-20'
modified: '2026-07-21T12:00:00Z'
specificationVersion: '0.19'
apis:
- aid: bankwest:bankwest-banking-account-balances-api
  name: Bankwest Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-account-direct-debits-api
  name: Bankwest Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-account-scheduled-payments-api
  name: Bankwest Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-account-transactions-api
  name: Bankwest Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-accounts-api
  name: Bankwest Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-payees-api
  name: Bankwest Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankwest:bankwest-banking-products-api
  name: Bankwest Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.bankwest.com.au/support/open-banking/developers
  baseURL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/bankwest-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.bankwest.com.au/support/open-banking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: DomainSecurity
  url: security/bankwest-domain-security.yml
- type: AgenticAccess
  url: agentic-access/bankwest-agentic-access.yml
- type: Authentication
  url: authentication/bankwest-authentication.yml
- type: OAuthScopes
  url: scopes/bankwest-scopes.yml
- type: Conventions
  url: conventions/bankwest-conventions.yml
- type: ErrorCatalog
  url: errors/bankwest-problem-types.yml
- type: Lifecycle
  url: lifecycle/bankwest-lifecycle.yml
- type: StatusPage
  url: https://www.bankwest.com.au/support/payments/payment-services-availability
- type: Conformance
  url: conformance/bankwest-conformance.yml
- type: DataModel
  url: data-model/bankwest-data-model.yml
- type: MCPServer
  url: mcp/bankwest-mcp.yml
- type: Overlay
  url: overlays/bankwest-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/bankwest-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Website
  url: https://www.bankwest.com.au/
- type: DeveloperPortal
  url: https://www.bankwest.com.au/support/open-banking/developers
- type: Documentation
  url: https://www.bankwest.com.au/support/open-banking
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-apis
- type: LinkedIn
  url: https://www.linkedin.com/company/bankwest
- type: PrivacyPolicy
  url: https://www.bankwest.com.au/legal-stuff/bankwest-privacy-statement
- type: TermsOfService
  url: https://www.bankwest.com.au/legal-stuff/website-terms-of-use
- type: Support
  url: https://www.bankwest.com.au/support
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com