Bank Australia
Bank Australia is a customer-owned (mutual) bank headquartered in Collingwood, Victoria, tracing its origins to the 1957 CSIRO Co-operative Credit Society and formed through the merger of more than 70 credit unions and co-operatives (via mecu and bankmecu) before adopting the Bank Australia name in 2015. As an APRA-regulated authorised deposit-taking institution (ADI) and a certified B Corporation, it is owned by its customers rather than shareholders and is known for responsible, fossil-fuel-free lending. Under Australia's Consumer Data Right (CDR / Open Banking), Bank Australia operates as a data holder: it exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, and offers accredited-recipient consumer data sharing to eligible customers through its app and internet banking.
Bank Australia publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Data Right.
The Bank Australia catalog on APIs.io includes 1 Spectral governance ruleset.
Bank Australia’s developer surface includes documentation, engineering blog, support, authentication, and 20 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending) | regulated | 57.5 | - | - |
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | regulated | 57.5 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 4
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 7
Individual APIs this provider publishes, each with its own machine-readable definition.
Bank Australia Banking Account Balances API
Banking Account Balance endpoints
Bank Australia Banking Account Direct Debits API
Banking Account Direct Debit endpoints
Bank Australia Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
Bank Australia Banking Account Transactions API
Banking Account Transaction endpoints
Bank Australia Banking Accounts API
Banking Account endpoints
Bank Australia Banking Payees API
Banking Payee endpoints
Bank Australia Banking Products API
Banking Product endpoints
Scroll for all 7
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CDR Banking Banking Account Balances API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Accounts API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Payees API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Products API
OPEN COLLECTIONScroll for all 7
Agent Skills 1
Packaged agent skills for driving this provider's APIs from an AI assistant.
Look up Bank Australia banking products
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Bank Australia API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 1
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 2
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Bank Australia API — frequently asked questions
Does Bank Australia have an API?
Yes. APIs.io lists 7 APIs from Bank Australia, including Bank Australia Banking Account Balances API, Bank Australia Banking Account Direct Debits API and Bank Australia Banking Account Scheduled Payments API, and 4 more.
Is there an OpenAPI specification for the Bank Australia API?
Yes. APIs.io indexes 7 OpenAPI specifications for Bank Australia, each linked for download from this page.
How do I authenticate with the Bank Australia API?
Bank Australia uses bearer-token authentication (none/oauth2/openIdConnect · 2 schemes). The details are profiled on APIs.io as Bank Australia Authentication.
Is the Bank Australia API ready for AI agents?
Bank Australia has a Kin Score of 38.9 out of 100 (thin) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
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