Hume Bank

Q: Does Hume Bank have an API?

Yes. APIs.io lists 7 APIs from Hume Bank, including Hume Bank Banking Account Balances API, Hume Bank Banking Account Direct Debits API and Hume Bank Banking Account Scheduled Payments API, and 4 more.

Q: Is there an OpenAPI specification for the Hume Bank API?

Yes. APIs.io indexes 7 OpenAPI specifications for Hume Bank, each linked for download from this page.

Q: How do I authenticate with the Hume Bank API?

Hume Bank uses bearer-token authentication (none · 0 schemes). The details are profiled on APIs.io as Hume Bank Authentication.

Q: How much does the Hume Bank API cost?

Hume Bank publishes its prices; its liteBlue Variable Rate <=60% LVR (owner occupier) plan is 5.99% as of 2026-09-20. APIs.io lists 9 pricing plans for Hume Bank, with each plan's price, limits and inclusions under Pricing on this page.

Q: Is the Hume Bank API ready for AI agents?

Hume Bank has a Kin Score of 44.3 out of 100 (developing) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.

Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955 as the Hume Co-operative Building & Investment Society, it became Hume Building Society and then Hume Bank on 1 July 2014, serving roughly 65,000 customers with around A$1.70 billion in assets. As an authorised deposit-taking institution (ADI) it participates in Australia's Consumer Data Right (CDR / Open Banking) regime, exposing a public, unauthenticated Product Reference Data (PRD) API built to the Consumer Data Standards for its retail and business deposit and credit card products, alongside the accredited-data-recipient consent flows required of a CDR data holder.

Hume Bank publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Banking.

The Hume Bank catalog on APIs.io includes 1 Spectral governance ruleset.

Hume Bank’s developer surface includes authentication, documentation, API reference, pricing, support, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

44.3/100 developing ▬ flat Agent 26/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaid

1 published contract 1 Agent Skills

Finance Banks Open Banking CDR Consumer Banking Australia Mutual Product Reference Data

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Personal Finance & Consumer Money

AE-190

Banking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account TransactionsBanking AccountsBanking Payees

GET /banking/accounts/{accountId}/transactions GET /banking/accounts GET /banking/accounts/balances GET /banking/accounts/{accountId}/direct-debits

Banking Product Management

BC-1310

Banking Products

GET /banking/products

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 44.3/100 · developing

Contract Quality 8.4 / 19

Developer Ergonomics 6.7 / 15

Access Clarity 11.6 / 15

Operational Transparency 0.0 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 3.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/hume-bank/"><img src="https://apis.io/badge/hume-bank/card.svg" alt="Hume Bank on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 44.7 — up to +13.8 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points
Developer Ergonomics scores 44.6 — up to +11.1 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/hume-bank/apis.yml: open an issue on github.com/api-evangelist/hume-bank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending)	regulated	57.5	-	-
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	regulated	57.5	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Hume Bank Banking Account Balances API

Banking Account Balance endpoints

Hume Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Hume Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Hume Bank Banking Account Transactions API

Banking Account Transaction endpoints

Hume Bank Banking Accounts API

Banking Account endpoints

Hume Bank Banking Payees API

Banking Payee endpoints

Hume Bank Banking Products API

Banking Product endpoints

Scroll for all 7

Open Collections 7

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

CDR Banking Banking Account Balances API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Direct Debits API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Scheduled Payments API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Transactions API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Accounts API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Payees API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Products API

OPEN COLLECTION

Scroll for all 7

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

Hume Bank product lookup

AGENT SKILL

Hume Bank API pricing

Prices published by Hume Bank, read 2026-09-20 from www.humebank.com.au/interest-rates/.

Plan	Price
liteBlue Variable Rate <=60% LVR (owner occupier)	5.99% Includes: Comparison rate 6.00%
nextBlue Bridging Loan Variable Rate <80% LVR	7.84% Includes: Comparison rate 7.94%; Establishment fee of $1,250
Secured personal loan	8.49% Includes: Comparison rate 8.70%
Unsecured personal loan	12.49% Includes: Comparison rate 12.71%
iSave account	3.25% Includes: Balance $1+
Reward Saver account total (base + bonus)	5.05% Includes: Base 0.01% + Bonus 5.04%
Term deposit 12 months	5.25% Includes: Balance of $1,000+
Hume Value Visa credit card purchases	11.95% Includes: Cash advances 19.95%

All 9 plans, limits and sources →

Billed by: interest rate p.a · FinOps profile →

Pricing Plans 1

Published pricing tiers and plan structures.

Hume Bank Plans Pricing

9 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Hume Bank

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Hume Bank Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Hume Bank API Rules

68 rules · 62 errors 5 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Hume Bank Cds Banking Products Overlay

4 actions · documentation · hume-bank-cds-banking-products-openapi.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hume Bank Authentication

none · 0 schemes

SECURITY

Hume Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Hume Bank Agentic Access

19 operations

19 operations · 0 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Conformance

ErrorCatalog

DataModel

Lifecycle

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

PrivacyPolicy

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: hume-bank
url: https://raw.githubusercontent.com/api-evangelist/hume-bank/refs/heads/main/apis.yml
name: Hume Bank
kind: company
description: Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955
  as the Hume Co-operative Building & Investment Society, it became Hume Building Society and then Hume Bank on 1 July 2014,
  serving roughly 65,000 customers with around A$1.70 billion in assets. As an authorised deposit-taking institution (ADI)
  it participates in Australia's Consumer Data Right (CDR / Open Banking) regime, exposing a public, unauthenticated Product
  Reference Data (PRD) API built to the Consumer Data Standards for its retail and business deposit and credit card products,
  alongside the accredited-data-recipient consent flows required of a CDR data holder.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hume-bank.png
tags:
- Finance
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual
- Product Reference Data
tags_raw:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-22'
specificationVersion: '0.23'
apis:
- aid: hume-bank:hume-bank-banking-account-balances-api
  name: Hume Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-direct-debits-api
  name: Hume Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-scheduled-payments-api
  name: Hume Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-transactions-api
  name: Hume Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-accounts-api
  name: Hume Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-payees-api
  name: Hume Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-products-api
  name: Hume Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: Plans
  url: plans/hume-bank-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/hume-bank-capability-edges.yml
  name: Hume Bank Business Capability Map
- type: AgenticAccess
  url: agentic-access/hume-bank-agentic-access.yml
- type: DomainSecurity
  url: security/hume-bank-domain-security.yml
- type: Authentication
  url: authentication/hume-bank-authentication.yml
- type: Conventions
  url: conventions/hume-bank-conventions.yml
- type: Conformance
  url: conformance/hume-bank-conformance.yml
- type: ErrorCatalog
  url: errors/hume-bank-problem-types.yml
- type: DataModel
  url: data-model/hume-bank-data-model.yml
- type: Lifecycle
  url: lifecycle/hume-bank-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/hume-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/hume-bank-llms.txt
- type: Overlay
  url: overlays/hume-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/hume-bank-product-lookup.md
- type: Website
  url: https://www.humebank.com.au/
- type: DeveloperPortal
  url: https://www.humebank.com.au/tools-help/open-banking/
- type: Documentation
  url: https://www.humebank.com.au/tools-help/open-banking/
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- type: Pricing
  url: https://www.humebank.com.au/interest-rates/
- type: PrivacyPolicy
  url: https://www.humebank.com.au/privacy-policy/
- type: TermsOfService
  url: https://www.humebank.com.au/terms-of-use/
- type: Login
  url: https://ibank.humebank.com.au/
- type: Support
  url: https://www.humebank.com.au/tools-help/get-in-touch/
- type: LinkedIn
  url: https://www.linkedin.com/company/humebank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Hume Bank API — frequently asked questions

Does Hume Bank have an API?

Yes. APIs.io lists 7 APIs from Hume Bank, including Hume Bank Banking Account Balances API, Hume Bank Banking Account Direct Debits API and Hume Bank Banking Account Scheduled Payments API, and 4 more.

Is there an OpenAPI specification for the Hume Bank API?

Yes. APIs.io indexes 7 OpenAPI specifications for Hume Bank, each linked for download from this page.

How do I authenticate with the Hume Bank API?

Hume Bank uses bearer-token authentication (none · 0 schemes). The details are profiled on APIs.io as Hume Bank Authentication.

How much does the Hume Bank API cost?

Hume Bank publishes its prices; its liteBlue Variable Rate <=60% LVR (owner occupier) plan is 5.99% as of 2026-09-20. APIs.io lists 9 pricing plans for Hume Bank, with each plan's price, limits and inclusions under Pricing on this page.

Is the Hume Bank API ready for AI agents?

Hume Bank has a Kin Score of 44.3 out of 100 (developing) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

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Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/hume-bank"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/hume-bank/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/hume-bank/evidence"

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