Hume Bank website screenshot

Hume Bank

Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955 as the Hume Co-operative Building & Investment Society, it became Hume Building Society and then Hume Bank on 1 July 2014, serving roughly 65,000 customers with around A$1.70 billion in assets. As an authorised deposit-taking institution (ADI) it participates in Australia's Consumer Data Right (CDR / Open Banking) regime, exposing a public, unauthenticated Product Reference Data (PRD) API built to the Consumer Data Standards for its retail and business deposit and credit card products, alongside the accredited-data-recipient consent flows required of a CDR data holder.

Hume Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Hume Bank’s developer surface includes authentication, documentation, API reference, pricing, support, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub
44.9/100 thin ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
7 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer BankingAustraliaMutualProduct Reference Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 44.9/100 · thin
Contract Quality 13.4 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hume-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Hume Bank Banking Account Balances API

Banking Account Balance endpoints

Hume Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Hume Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Hume Bank Banking Account Transactions API

Banking Account Transaction endpoints

Hume Bank Banking Accounts API

Banking Account endpoints

Hume Bank Banking Payees API

Banking Payee endpoints

Hume Bank Banking Products API

Banking Product endpoints

Scroll for all 7

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

hume-bank-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hume Bank Authentication

none · 0 schemes

SECURITY

Hume Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Hume Bank Agentic Access

2 operations

2 operations · 0 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 DataModel
DataModel
 Lifecycle
Lifecycle

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: hume-bank
url: https://raw.githubusercontent.com/api-evangelist/hume-bank/refs/heads/main/apis.yml
name: Hume Bank
kind: company
description: Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955
  as the Hume Co-operative Building & Investment Society, it became Hume Building Society and then Hume Bank on 1 July 2014,
  serving roughly 65,000 customers with around A$1.70 billion in assets. As an authorised deposit-taking institution (ADI)
  it participates in Australia's Consumer Data Right (CDR / Open Banking) regime, exposing a public, unauthenticated Product
  Reference Data (PRD) API built to the Consumer Data Standards for its retail and business deposit and credit card products,
  alongside the accredited-data-recipient consent flows required of a CDR data holder.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hume-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-22'
specificationVersion: '0.19'
apis:
- aid: hume-bank:hume-bank-banking-account-balances-api
  name: Hume Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-direct-debits-api
  name: Hume Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-scheduled-payments-api
  name: Hume Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-account-transactions-api
  name: Hume Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-accounts-api
  name: Hume Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-payees-api
  name: Hume Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: hume-bank:hume-bank-banking-products-api
  name: Hume Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.humebank.com.au/tools-help/open-banking/
  baseURL: https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/hume-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.humebank.com.au/tools-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: AgenticAccess
  url: agentic-access/hume-bank-agentic-access.yml
- type: DomainSecurity
  url: security/hume-bank-domain-security.yml
- type: Authentication
  url: authentication/hume-bank-authentication.yml
- type: Conventions
  url: conventions/hume-bank-conventions.yml
- type: Conformance
  url: conformance/hume-bank-conformance.yml
- type: ErrorCatalog
  url: errors/hume-bank-problem-types.yml
- type: DataModel
  url: data-model/hume-bank-data-model.yml
- type: Lifecycle
  url: lifecycle/hume-bank-lifecycle.yml
- type: MCPServer
  url: mcp/hume-bank-mcp.yml
- type: LLMsTxt
  url: llms/hume-bank-llms.txt
- type: Overlay
  url: overlays/hume-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/hume-bank-product-lookup.md
- type: Website
  url: https://www.humebank.com.au/
- type: DeveloperPortal
  url: https://www.humebank.com.au/tools-help/open-banking/
- type: Documentation
  url: https://www.humebank.com.au/tools-help/open-banking/
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- type: Pricing
  url: https://www.humebank.com.au/interest-rates/
- type: PrivacyPolicy
  url: https://www.humebank.com.au/privacy-policy/
- type: TermsOfService
  url: https://www.humebank.com.au/terms-of-use/
- type: Login
  url: https://ibank.humebank.com.au/
- type: Support
  url: https://www.humebank.com.au/tools-help/get-in-touch/
- type: LinkedIn
  url: https://www.linkedin.com/company/humebank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com