Australia and New Zealand Banking Group (ANZ) website screenshot

Australia and New Zealand Banking Group (ANZ)

Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's "Big Four" banks, a publicly listed company (ASX and NZX code ANZ) headquartered in Melbourne that provides retail, commercial, and institutional banking across Australia, New Zealand, and internationally. ANZ is not a mutual or customer-owned institution; it is a shareholder-owned Authorised Deposit-taking Institution (ADI) regulated by APRA. As a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), ANZ exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, and operates a separate CDR brand endpoint for ANZ Plus. Consumer data sharing beyond product reference data is gated behind the CDR accredited-data-recipient (ADR) model using OAuth2 / OpenID Connect FAPI security profiles.

Australia and New Zealand Banking Group (ANZ) publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Australia and New Zealand Banking Group (ANZ)’s developer surface includes authentication, API reference, support, documentation, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
43.9/100 developing ▬ flat Agent 24/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessSelf serve
1 APIs
FinancialBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataADI

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 43.9/100 · developing
Contract Quality 9.3 / 19
Developer Ergonomics 6.7 / 15
Access Clarity 3.2 / 15
Operational Transparency 2.8 / 10
Contract Governance 0.4 / 9
Discoverability 5.7 / 8
Regulatory Posture 11.8 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 24/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/anz: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 16

Individual APIs this provider publishes, each with its own machine-readable definition.

Australia and New Zealand Banking Group (ANZ) Payments API

ANZ's first-party Payments API suite on the ANZ Developer Portal, letting business and institutional customers automate and optimise payment workflows across domestic payment ra...

Australia and New Zealand Banking Group (ANZ) PayTo API

ANZ's first-party PayTo API (also available as a file channel) for real-time account-to-account payments and PayTo mandate management over the New Payments Platform (NPP). Docum...

Australia and New Zealand Banking Group (ANZ) PayID Check API

ANZ's first-party PayID Check API to verify that a PayID is registered before initiating a payment or collection, streamlining NPP payment and collection workflows. Documented o...

Australia and New Zealand Banking Group (ANZ) Confirmation of Payee API

ANZ's first-party Confirmation of Payee API matches a recipient's account name against their BSB and account number to reduce mistaken and mistakenly-directed payments and help ...

Australia and New Zealand Banking Group (ANZ) Account Statements API

ANZ's first-party Account Statements API provides real-time and end-of-day account statements so business and institutional customers can monitor transactions and support reconc...

Australia and New Zealand Banking Group (ANZ) Real-Time Notification API

ANZ's first-party Real-Time Notification API delivers instant alerts for transaction and account events so business customers can enhance real-time reconciliation. Documented on...

Australia and New Zealand Banking Group (ANZ) FX API

ANZ's first-party FX (Foreign Exchange) API to automate currency management and optimise foreign-exchange operations for business and institutional customers. Documented on the ...

Australia and New Zealand Banking Group (ANZ) ACMC (Accounts & Cash Management) API

ANZ's first-party ACMC (Accounts & Cash Management) API suite supports client-monies and cash-management use cases for institutional customers, enhancing financial management ac...

Australia and New Zealand Banking Group (ANZ) NPP Agency API

ANZ's first-party NPP Agency API set (Agency Core, Agency PayTo Payer, Agency PayTo Biller, and Agency Confirmation of Payee) provides core payment and account-management capabi...

Australia and New Zealand Banking Group (ANZ) Banking Account Balances API

Banking Account Balance endpoints

Australia and New Zealand Banking Group (ANZ) Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Australia and New Zealand Banking Group (ANZ) Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Australia and New Zealand Banking Group (ANZ) Banking Account Transactions API

Banking Account Transaction endpoints

Australia and New Zealand Banking Group (ANZ) Banking Accounts API

Banking Account endpoints

Australia and New Zealand Banking Group (ANZ) Banking Payees API

Banking Payee endpoints

Australia and New Zealand Banking Group (ANZ) Banking Products API

Banking Product endpoints

Scroll for all 16

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

CDR Banking Banking Account Balances API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Direct Debits API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Scheduled Payments API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Transactions API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Accounts API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Payees API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Products API

OPEN COLLECTION

Scroll for all 8

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Anz Authentication

none/oauth2/openIdConnect/mutualTLS · 4 schemes

SECURITY

Anz Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Anz Vulnerability Disclosure

Bugcrowd · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Anz Scopes

5 scopes · authorizationCode

5 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Anz Agentic Access

19 operations · 3 acting

19 operations · 3 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 2

Reference material describing how the API behaves

APIReference
APIReference
 Documentation
Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 X-MCPServerCandidate
X-MCPServerCandidate
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 5

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security

Operate 3

Status, limits, changes, and where to get help

StatusPage
StatusPage
 Deprecation
Deprecation
 Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: anz
url: https://raw.githubusercontent.com/api-evangelist/anz/refs/heads/main/apis.yml
name: Australia and New Zealand Banking Group (ANZ)
kind: company
description: Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's "Big Four" banks, a publicly listed
  company (ASX and NZX code ANZ) headquartered in Melbourne that provides retail, commercial, and institutional banking across
  Australia, New Zealand, and internationally. ANZ is not a mutual or customer-owned institution; it is a shareholder-owned
  Authorised Deposit-taking Institution (ADI) regulated by APRA. As a designated data holder under Australia's Consumer Data
  Right (CDR / Open Banking), ANZ exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data
  Standards Body (DSB) Consumer Data Standards, and operates a separate CDR brand endpoint for ANZ Plus. Consumer data sharing
  beyond product reference data is gated behind the CDR accredited-data-recipient (ADR) model using OAuth2 / OpenID Connect
  FAPI security profiles.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/anz.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- ADI
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.23'
apis:
- aid: anz:anz-payments-api
  name: Australia and New Zealand Banking Group (ANZ) Payments API
  tags:
  - Payments
  - NPP
  - Direct Entry
  - Business Banking
  - Institutional
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party Payments API suite on the ANZ Developer Portal, letting business and institutional customers
    automate and optimise payment workflows across domestic payment rails (NPP / direct entry). Access is partner-gated —
    customers onboard through the ANZ Developer Portal with OAuth 2.0 and API key management, and no public OpenAPI specification
    is published (partner-gated onboarding).
- aid: anz:anz-payto-api
  name: Australia and New Zealand Banking Group (ANZ) PayTo API
  tags:
  - Payments
  - PayTo
  - NPP
  - Real-Time Payments
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party PayTo API (also available as a file channel) for real-time account-to-account payments and
    PayTo mandate management over the New Payments Platform (NPP). Documented on the ANZ Developer Portal; access is partner-gated
    for ANZ business customers with no publicly downloadable OpenAPI specification.
- aid: anz:anz-payid-check-api
  name: Australia and New Zealand Banking Group (ANZ) PayID Check API
  tags:
  - Payments
  - PayID
  - NPP
  - Validation
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party PayID Check API to verify that a PayID is registered before initiating a payment or collection,
    streamlining NPP payment and collection workflows. Documented on the ANZ Developer Portal; access is partner-gated with
    no public OpenAPI specification published.
- aid: anz:anz-confirmation-of-payee-api
  name: Australia and New Zealand Banking Group (ANZ) Confirmation of Payee API
  tags:
  - Payments
  - Confirmation of Payee
  - Scam Prevention
  - Validation
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party Confirmation of Payee API matches a recipient's account name against their BSB and account
    number to reduce mistaken and mistakenly-directed payments and help prevent scams before a payment is sent. Documented
    on the ANZ Developer Portal; access is partner-gated with no public OpenAPI specification.
- aid: anz:anz-account-statements-api
  name: Australia and New Zealand Banking Group (ANZ) Account Statements API
  tags:
  - Account Information
  - Statements
  - Reconciliation
  - Business Banking
  - Institutional
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party Account Statements API provides real-time and end-of-day account statements so business and
    institutional customers can monitor transactions and support reconciliation. Documented on the ANZ Developer Portal; access
    is partner-gated with no public OpenAPI specification published.
- aid: anz:anz-real-time-notification-api
  name: Australia and New Zealand Banking Group (ANZ) Real-Time Notification API
  tags:
  - Account Information
  - Notification
  - Webhook
  - Reconciliation
  - Business Banking
  tags_raw:
  - Account Information
  - Notifications
  - Webhooks
  - Reconciliation
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party Real-Time Notification API delivers instant alerts for transaction and account events so
    business customers can enhance real-time reconciliation. Documented on the ANZ Developer Portal; access is partner-gated
    with no publicly downloadable OpenAPI specification.
- aid: anz:anz-fx-api
  name: Australia and New Zealand Banking Group (ANZ) FX API
  tags:
  - Foreign Exchange
  - FX
  - Payments
  - Business Banking
  - Institutional
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party FX (Foreign Exchange) API to automate currency management and optimise foreign-exchange operations
    for business and institutional customers. Documented on the ANZ Developer Portal; access is partner-gated with no public
    OpenAPI specification published.
- aid: anz:anz-acmc-api
  name: Australia and New Zealand Banking Group (ANZ) ACMC (Accounts & Cash Management) API
  tags:
  - Account Information
  - Cash Management
  - Client Monies
  - Business Banking
  - Institutional
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party ACMC (Accounts & Cash Management) API suite supports client-monies and cash-management use
    cases for institutional customers, enhancing financial management across accounts. Documented on the ANZ Developer Portal;
    access is partner-gated with no public OpenAPI specification published.
- aid: anz:anz-npp-agency-api
  name: Australia and New Zealand Banking Group (ANZ) NPP Agency API
  tags:
  - Payments
  - NPP
  - Agency
  - PayTo
  - Confirmation of Payee
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.online.anz.com/
  baseURL: https://developer.online.anz.com/
  properties:
  - url: https://developer.online.anz.com/
    type: DeveloperPortal
  description: ANZ's first-party NPP Agency API set (Agency Core, Agency PayTo Payer, Agency PayTo Biller, and Agency Confirmation
    of Payee) provides core payment and account-management capabilities for New Payments Platform agency services. Documented
    on the ANZ Developer Portal; access is partner-gated with no public OpenAPI specification.
- aid: anz:anz-banking-account-balances-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-account-direct-debits-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-account-scheduled-payments-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-account-transactions-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-accounts-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-payees-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: anz:anz-banking-products-api
  name: Australia and New Zealand Banking Group (ANZ) Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.anz.com.au/support/legal/anz-apis/
  baseURL: https://api.anz/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/anz-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.anz.com.au/support/legal/anz-apis/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: CapabilityMap
  url: capabilities/anz-capability-edges.yml
  name: Australia and New Zealand Banking Group (ANZ) Business Capability Map
- type: AgenticAccess
  url: agentic-access/anz-agentic-access.yml
- type: DomainSecurity
  url: security/anz-domain-security.yml
- type: Authentication
  url: authentication/anz-authentication.yml
- type: OAuthScopes
  url: scopes/anz-scopes.yml
- type: Conventions
  url: conventions/anz-conventions.yml
- type: ErrorCatalog
  url: errors/anz-problem-types.yml
- type: Lifecycle
  url: lifecycle/anz-lifecycle.yml
- type: StatusPage
  url: https://api.anz/cds-au/v1/discovery/status
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: Conformance
  url: conformance/anz-conformance.yml
- type: DataModel
  url: data-model/anz-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/anz-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/anz-llms.txt
- type: Overlay
  url: overlays/anz-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/anz-product-reference-data.md
- type: VulnerabilityDisclosure
  url: security/anz-vulnerability-disclosure.yml
- type: Security
  url: https://bugcrowd.com/anz-vdp
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/
- type: Support
  url: https://www.anz.com.au/security/
- type: Website
  url: https://www.anz.com.au/
- type: DeveloperPortal
  url: https://developer.online.anz.com/
- type: Documentation
  url: https://www.anz.com.au/support/legal/anz-apis/
- type: GitHubOrganization
  url: https://github.com/ANZ-Bank
- type: LinkedIn
  url: https://www.linkedin.com/company/anz
- type: PrivacyPolicy
  url: https://www.anz.com.au/privacy/
- type: TermsOfService
  url: https://www.anz.com.au/support/help/website-terms-use/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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