Bank of Queensland

Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest banks, founded in Brisbane in 1874, and today an APRA-regulated authorised deposit-taking institution (ADI) and ASX-listed regional retail and commercial bank - a publicly listed company, not a customer-owned mutual. Its banking group includes the ME Bank, Virgin Money Australia and BOQ Specialist brands. As an accredited Consumer Data Right (CDR) data holder, BOQ exposes a public, unauthenticated Product Reference Data (PRD) API that conforms to the Australian Consumer Data Standards, while consumer data sharing runs through the regulated CDR / Accredited Data Recipient (ADR) model with OAuth2 / OIDC (FAPI) authorization.

Bank of Queensland publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Bank of Queensland’s developer surface includes authentication, documentation, support, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub

46.1/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataADI

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 46.1/100 · developing

Contract Quality 13.5 / 25

Developer Ergonomics 9.6 / 20

Commercial Clarity 5.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 65/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bank-of-queensland: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

AgentSkill

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Conformance

Lifecycle

DataModel

Access & Security 4

Authentication, authorization, and security posture

OAuthScopes

DomainSecurity

Authentication

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: bank-of-queensland
url: https://raw.githubusercontent.com/api-evangelist/bank-of-queensland/refs/heads/main/apis.yml
name: Bank of Queensland
kind: company
description: Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest banks, founded in Brisbane in 1874, and
  today an APRA-regulated authorised deposit-taking institution (ADI) and ASX-listed regional retail and commercial bank -
  a publicly listed company, not a customer-owned mutual. Its banking group includes the ME Bank, Virgin Money Australia and
  BOQ Specialist brands. As an accredited Consumer Data Right (CDR) data holder, BOQ exposes a public, unauthenticated Product
  Reference Data (PRD) API that conforms to the Australian Consumer Data Standards, while consumer data sharing runs through
  the regulated CDR / Accredited Data Recipient (ADR) model with OAuth2 / OIDC (FAPI) authorization.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bank-of-queensland.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- ADI
created: '2026-07-20'
modified: '2026-07-21T18:00:00Z'
specificationVersion: '0.19'
apis:
- aid: bank-of-queensland:bank-of-queensland-banking-account-balances-api
  name: Bank of Queensland Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-account-direct-debits-api
  name: Bank of Queensland Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-account-scheduled-payments-api
  name: Bank of Queensland Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-account-transactions-api
  name: Bank of Queensland Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-accounts-api
  name: Bank of Queensland Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-payees-api
  name: Bank of Queensland Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
- aid: bank-of-queensland:bank-of-queensland-banking-products-api
  name: Bank of Queensland Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.boq.com.au/personal/banking/openbanking/developers
  baseURL: https://secure.api.boq.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/bank-of-queensland-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.boq.com.au/personal/banking/openbanking/developers
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#product-reference-data
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#transactions
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#direct-debits
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#payees
common:
- type: AgenticAccess
  url: agentic-access/bank-of-queensland-agentic-access.yml
- type: OAuthScopes
  url: scopes/bank-of-queensland-scopes.yml
- type: DomainSecurity
  url: security/bank-of-queensland-domain-security.yml
- type: Authentication
  url: authentication/bank-of-queensland-authentication.yml
- type: Conventions
  url: conventions/bank-of-queensland-conventions.yml
- type: ErrorCatalog
  url: errors/bank-of-queensland-problem-types.yml
- type: Conformance
  url: conformance/bank-of-queensland-conformance.yml
- type: Compliance
  url: conformance/bank-of-queensland-conformance.yml
- type: Lifecycle
  url: lifecycle/bank-of-queensland-lifecycle.yml
- type: DataModel
  url: data-model/bank-of-queensland-data-model.yml
- type: MCPServer
  url: mcp/bank-of-queensland-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/bank-of-queensland-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/bank-of-queensland-llms.txt
- type: Website
  url: https://www.boq.com.au/
- type: DeveloperPortal
  url: https://www.boq.com.au/personal/banking/openbanking/developers
- type: Documentation
  url: https://www.boq.com.au/personal/banking/openbanking/developers
- type: Support
  url: https://www.boq.com.au/help-and-support
- type: PrivacyPolicy
  url: https://www.boq.com.au/personal/help-and-support/forms-and-important-information/privacy/
- type: TermsOfService
  url: https://www.boq.com.au/important-information/terms-and-conditions
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-of-queensland
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Bank of Queensland

Kin Score

APIs 7

Bank of Queensland Banking Account Balances API

Bank of Queensland Banking Account Direct Debits API

Bank of Queensland Banking Account Scheduled Payments API

Bank of Queensland Banking Account Transactions API

Bank of Queensland Banking Accounts API

Bank of Queensland Banking Payees API

Bank of Queensland Banking Products API

MCP Servers 1

bank-of-queensland-mcp.yml

Security Posture 2

Bank Of Queensland Authentication

Bank Of Queensland Domain Security