IMB Bank

IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual bank founded in 1880 as the Illawarra Mutual Building Society in Wollongong, New South Wales. It is an authorised deposit-taking institution (ADI) regulated by APRA and ASIC, offering home loans, personal and business banking, deposits, cards and insurance to members across NSW, Victoria and the ACT. As a mutual, IMB is owned by its members rather than external shareholders. Under Australia's Consumer Data Right (CDR / Open Banking), IMB operates as a data holder and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards, alongside an accredited data recipient (ADR) consent flow for sharing member banking data. IMB also runs a public developer sandbox and marketplace at developer.openbanking.imb.com.au.

IMB Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

IMB Bank’s developer surface includes authentication, sandbox, documentation, API reference, getting-started guide, signup flow, support, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

54.9/100 developing ▬ flat Agent 69/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingAustraliaMutual BankProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 54.9/100 · developing

Contract Quality 13.4 / 25

Developer Ergonomics 14.3 / 20

Commercial Clarity 8.4 / 20

Operational Transparency 3.1 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 69/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/imb-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

WellKnown

MCPServer

LLMsTxt

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 3

Status, limits, changes, and where to get help

StatusPage

StatusPage

Deprecation

Deprecation

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

About

About

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: imb-bank
url: https://raw.githubusercontent.com/api-evangelist/imb-bank/refs/heads/main/apis.yml
name: IMB Bank
kind: company
description: IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual bank founded in 1880 as the Illawarra
  Mutual Building Society in Wollongong, New South Wales. It is an authorised deposit-taking institution (ADI) regulated by
  APRA and ASIC, offering home loans, personal and business banking, deposits, cards and insurance to members across NSW,
  Victoria and the ACT. As a mutual, IMB is owned by its members rather than external shareholders. Under Australia's Consumer
  Data Right (CDR / Open Banking), IMB operates as a data holder and exposes a public, unauthenticated Product Reference Data
  (PRD) API conforming to the Consumer Data Standards, alongside an accredited data recipient (ADR) consent flow for sharing
  member banking data. IMB also runs a public developer sandbox and marketplace at developer.openbanking.imb.com.au.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/imb-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual Bank
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: imb-bank:imb-bank-banking-account-balances-api
  name: IMB Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-account-direct-debits-api
  name: IMB Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-account-scheduled-payments-api
  name: IMB Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-account-transactions-api
  name: IMB Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-accounts-api
  name: IMB Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-payees-api
  name: IMB Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
- aid: imb-bank:imb-bank-banking-products-api
  name: IMB Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.imb.com.au/openbanking
  baseURL: https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/imb-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.imb.com.au/openbanking
  - type: APIReference
    url: https://developer.openbanking.imb.com.au/public/apis
common:
- type: AgenticAccess
  url: agentic-access/imb-bank-agentic-access.yml
- type: DomainSecurity
  url: security/imb-bank-domain-security.yml
- type: WellKnown
  url: well-known/imb-bank-well-known.yml
- type: Authentication
  url: authentication/imb-bank-authentication.yml
- type: OAuthScopes
  url: scopes/imb-bank-scopes.yml
- type: Conformance
  url: conformance/imb-bank-conformance.yml
- type: Compliance
  url: https://www.imb.com.au/pdfs/consumer-data-right-policy
- type: ErrorCatalog
  url: errors/imb-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/imb-bank-lifecycle.yml
- type: StatusPage
  url: https://www.imb.com.au/help-centre/banking-help/service-updates
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: Conventions
  url: conventions/imb-bank-conventions.yml
- type: DataModel
  url: data-model/imb-bank-data-model.yml
- type: Sandbox
  url: sandbox/imb-bank-sandbox.yml
- type: MCPServer
  url: mcp/imb-bank-mcp.yml
- type: Overlay
  url: overlays/imb-bank-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/imb-bank-llms.txt
- type: AgentSkill
  url: skills/imb-bank-browse-products.md
- type: Website
  url: https://www.imb.com.au/
- type: DeveloperPortal
  url: https://developer.openbanking.imb.com.au/public/apis
- type: Documentation
  url: https://www.imb.com.au/openbanking
- type: APIReference
  url: https://developer.openbanking.imb.com.au/public/apis
- type: GettingStarted
  url: https://developer.openbanking.imb.com.au/public/apis
- type: SignUp
  url: https://developer.openbanking.imb.com.au/
- type: TermsOfService
  url: https://www.imb.com.au/important-information
- type: PrivacyPolicy
  url: https://www.imb.com.au/important-information/privacy
- type: Support
  url: https://www.imb.com.au/help-centre
- type: About
  url: https://www.imb.com.au/about-us
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

IMB Bank

Kin Score

APIs 7

IMB Bank Banking Account Balances API

IMB Bank Banking Account Direct Debits API

IMB Bank Banking Account Scheduled Payments API

IMB Bank Banking Account Transactions API

IMB Bank Banking Accounts API

IMB Bank Banking Payees API

IMB Bank Banking Products API

MCP Servers 1

imb-bank-mcp.yml

Security Posture 2

Imb Bank Authentication

Imb Bank Domain Security