Alex Bank website screenshot

Alex Bank

Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded in 2018 by former Suncorp bankers Simon Beitz and Craig Fenwick. It is a shareholder-owned, venture-backed authorised deposit-taking institution (ADI) - not a customer-owned mutual - that received its Restricted ADI licence from APRA in July 2021 and a full banking licence in December 2021, and joined the Reserve Bank of Australia's RITS as an Exchange Settlement Account holder in 2025. Alex offers consumer lending (personal, green, car and EV loans) and deposit products (term deposits and a savings account). As an active ADI, Alex is a Consumer Data Right (CDR) data holder - it publishes an unauthenticated Product Reference Data API under the DSB Consumer Data Standards, runs a CDR consent-management portal, and supports accredited-data-recipient sharing of savings, term deposit and personal loan data.

Alex Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Data Right.

Alex Bank’s developer surface includes documentation, API reference, engineering blog, support, authentication, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub
44.4/100 thin ▬ flat Agent 69/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
7 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer Data RightConsumer BankingAustraliaDigital BankProduct Reference Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 44.4/100 · thin
Contract Quality 14.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/alex-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Alex Bank Banking Account Balances API

Banking Account Balance endpoints

Alex Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Alex Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Alex Bank Banking Account Transactions API

Banking Account Transaction endpoints

Alex Bank Banking Accounts API

Banking Account endpoints

Alex Bank Banking Payees API

Banking Payee endpoints

Alex Bank Banking Products API

Banking Product endpoints

Scroll for all 7

Arazzo Workflows 2

Multi-step API workflows described with the Arazzo specification.

_Index

ARAZZO

Browse Alex Bank products and fetch one product's detail

List Alex Bank's public CDR banking products, then retrieve the full detail of the first product. Runs against the public unauthenticated PRD endpoint - no credentials.

ARAZZO

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

alex-bank-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Alex Bank Authentication

none/oauth2/openIdConnect/mutualTLS · 2 schemes

SECURITY

Alex Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Alex Bank Scopes

12 scopes · authorizationCode

12 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Alex Bank Agentic Access

19 operations · 3 acting

19 operations · 3 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 Conventions
Conventions
 Lifecycle
Lifecycle
 DataModel
DataModel
 Arazzo
Arazzo

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 2

Status, limits, changes, and where to get help

Support
Support
 Deprecation
Deprecation

Commercial 3

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: alex-bank
url: https://raw.githubusercontent.com/api-evangelist/alex-bank/refs/heads/main/apis.yml
name: Alex Bank
kind: company
description: Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded
  in 2018 by former Suncorp bankers Simon Beitz and Craig Fenwick. It is a shareholder-owned, venture-backed authorised deposit-taking
  institution (ADI) - not a customer-owned mutual - that received its Restricted ADI licence from APRA in July 2021 and a
  full banking licence in December 2021, and joined the Reserve Bank of Australia's RITS as an Exchange Settlement Account
  holder in 2025. Alex offers consumer lending (personal, green, car and EV loans) and deposit products (term deposits and
  a savings account). As an active ADI, Alex is a Consumer Data Right (CDR) data holder - it publishes an unauthenticated
  Product Reference Data API under the DSB Consumer Data Standards, runs a CDR consent-management portal, and supports accredited-data-recipient
  sharing of savings, term deposit and personal loan data.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/alex-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Digital Bank
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21T12:00:00Z'
specificationVersion: '0.19'
apis:
- aid: alex-bank:alex-bank-banking-account-balances-api
  name: Alex Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-account-direct-debits-api
  name: Alex Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-account-scheduled-payments-api
  name: Alex Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-account-transactions-api
  name: Alex Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-accounts-api
  name: Alex Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-payees-api
  name: Alex Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: alex-bank:alex-bank-banking-products-api
  name: Alex Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.alex.bank/legal/open-banking/
  baseURL: https://public.cdr.alex.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/alex-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.alex.bank/legal/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
common:
- type: AgenticAccess
  url: agentic-access/alex-bank-agentic-access.yml
- type: DomainSecurity
  url: security/alex-bank-domain-security.yml
- type: Website
  url: https://www.alex.bank/
- type: Documentation
  url: https://www.alex.bank/legal/open-banking/
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
- type: Blog
  url: https://www.alex.bank/blog/
- type: Support
  url: https://consent.cdr.alex.com.au
- type: PrivacyPolicy
  url: https://www.alex.bank/legal/privacy-policy/
- type: TermsOfService
  url: https://www.alex.bank/legal/
- type: PrivacyPolicy
  url: https://www.alex.bank/legal/consumer-data-right-cdr-policy/
- type: Authentication
  url: authentication/alex-bank-authentication.yml
- type: OAuthScopes
  url: scopes/alex-bank-scopes.yml
- type: WellKnown
  url: well-known/alex-bank-well-known.yml
- type: Conformance
  url: conformance/alex-bank-conformance.yml
- type: ErrorCatalog
  url: errors/alex-bank-problem-types.yml
- type: Conventions
  url: conventions/alex-bank-conventions.yml
- type: Lifecycle
  url: lifecycle/alex-bank-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: DataModel
  url: data-model/alex-bank-data-model.yml
- type: MCPServer
  url: mcp/alex-bank-mcp.yml
- type: LLMsTxt
  url: llms/alex-bank-llms.txt
- type: Overlay
  url: overlays/alex-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/alex-bank-lookup-products.md
- type: Arazzo
  name: Browse Alex Bank products and fetch one product's detail
  url: arazzo/alex-bank-browse-products.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com