Capital One

aid: capital-one
url: https://raw.githubusercontent.com/api-evangelist/capital-one/refs/heads/main/apis.yml
apis:
- aid: capital-one:account-lookup-api
  name: Capital One Account Lookup API
  tags: []
  humanURL: https://developer.capitalone.com/products/account-lookup?id=24064-1
  properties:
  - url: https://developer.capitalone.com/products/account-lookup?id=24064-1
    type: Documentation
  - url: graphql/capital-one-graphql.md
    type: GraphQL
  description: The Capital One Account Lookup API is a tool designed to help users easily access and retrieve information
    about their accounts with Capital One. By integrating this API into their applications or platforms, users can quickly
    search for specific account details, such as account balance, transaction history, or account status. This API provides
    a convenient and efficient way for users to manage their finances, track their spending, and stay organized with their
    Capital One accounts.
- aid: capital-one:authorizations-api
  name: Capital One Authorizations API
  tags: []
  humanURL: https://developer.capitalone.com/products/authorizations?id=658618-1
  properties:
  - url: https://developer.capitalone.com/documentation/o-auth
    type: Documentation
  description: Capital One Authorizations API allows developers to programmatically verify and authorize financial transactions
    using Capital One's secure platform. This API provides real-time validation of payment information, helps prevent fraudulent
    activity, and ensures that only valid transactions are processed. By integrating this API into their applications, businesses
    can streamline their payment processing, improve customer satisfaction, and reduce the risk of financial losses.
- aid: capital-one:credit-offers-api
  name: Capital One Credit Offers API
  tags: []
  humanURL: https://developer.capitalone.com/products/credit-offers?id=3105-3
  properties:
  - url: https://developer.capitalone.com/products/credit-offers?id=3105-3
    type: Documentation
  description: The Capital One Credit Offers API provides developers with access to a wide range of credit card offers from
    Capital One. This API allows users to retrieve information on various credit card options, including rewards programs,
    interest rates, fees, and eligibility requirements. By integrating this API into their applications, developers can provide
    their users with personalized recommendations for credit cards that best suit their financial needs and goals.
- aid: capital-one:customer-transactions
  name: Capital One Customer Transactions
  tags: []
  humanURL: https://developer.capitalone.com/products/customer-transactions?id=3313-1
  properties:
  - url: https://developer.capitalone.com/products/customer-transactions?id=3313-1
    type: Documentation
  description: Capital One Customer Transactions is a division of the financial services company Capital One that focuses
    on managing and processing customer transactions. This team is responsible for ensuring that all financial interactions
    between Capital One and its customers are handled accurately and efficiently. They are tasked with processing payments,
    overseeing deposits and withdrawals, and resolving any discrepancies that may arise during the transaction process.
- aid: capital-one:data-protection-and-client-authentication-public-key-sharing-api
  name: Capital One Data Protection and Client Authentication Public Key Sharing API
  tags: []
  humanURL: https://developer.capitalone.com/products/data-protection-and-client-authentication-public-key-sharing?id=9721-1
  properties:
  - url: https://developer.capitalone.com/products/data-protection-and-client-authentication-public-key-sharing?id=9721-1
    type: Documentation
  description: The Capital One Data Protection and Client Authentication Public Key Sharing API is a secure and efficient
    solution for encrypting and authenticating client data in transit. This API allows clients to securely share public keys
    with Capital One, enabling secure communication and data exchange. By using advanced encryption techniques and secure
    key exchange mechanisms, the API ensures that sensitive client information remains protected and confidential throughout
    the entire data transfer process.
- aid: capital-one:digital-auto-financing-credit-application-api
  name: Capital One Digital Auto Financing Credit Application API
  tags: []
  humanURL: https://developer.capitalone.com/products/digital-auto-financing-credit-application?id=647907-1
  properties:
  - url: https://developer.capitalone.com/products/digital-auto-financing-credit-application?id=647907-1
    type: Documentation
  description: The Capital One Digital Auto Financing Credit Application API is a tool that allows users to seamlessly apply
    for auto financing through Capital One's digital platform. This API streamlines the credit application process by automating
    the verification and approval process, making it easier and more efficient for customers to access the funds they need
    to purchase a vehicle.
- aid: capital-one:enhanced-decisioning-data-api
  name: Capital One Enhanced Decisioning Data API
  tags: []
  humanURL: https://developer.capitalone.com/products/enhanced-decisioning-data?id=23343-1
  properties:
  - url: https://developer.capitalone.com/documentation/enhanced-decisioning-data
    type: Documentation
  description: Capital One Enhanced Decisioning Data API is a powerful tool that provides users with access to a vast array
    of data that can help them make well-informed decisions. By leveraging advanced analytics and machine learning algorithms,
    this API allows businesses to obtain insights into customer behavior, credit risk, fraud detection, and more. With the
    ability to access such comprehensive data in real-time, companies can streamline their decision-making processes, reduce
    risks, and drive growth.
- aid: capital-one:in-store-credit-card-payments-api
  name: Capital One In-Store Credit Card Payments API
  tags: []
  humanURL: https://developer.capitalone.com/products/in-store-credit-card-payments?id=10565-2
  properties:
  - url: https://developer.capitalone.com/products/in-store-credit-card-payments?id=10565-2
    type: Documentation
  description: The Capital One In-Store Credit Card Payments API is a tool that allows merchants to process credit card payments
    directly within their physical stores. This API enables seamless, secure, and convenient transactions for customers, as
    it facilitates the acceptance of credit card payments in-store without the need for a standalone payment terminal. By
    integrating this API into their POS systems, merchants can easily accept credit card payments, issue receipts, and manage
    transactions efficiently.
- aid: capital-one:pos-credit-card-application-api
  name: Capital One POS Credit Card Application API
  tags: []
  humanURL: https://developer.capitalone.com/products/pos-credit-card-application?id=17912-1
  properties:
  - url: https://developer.capitalone.com/products/pos-credit-card-application?id=17912-1
    type: Documentation
  description: The Capital One POS Credit Card Application API is a tool that enables merchants to seamlessly integrate credit
    card application processes into their point-of-sale systems. This API allows customers to easily apply for a Capital One
    credit card at the checkout counter, streamlining the application process and reducing friction for consumers.
- aid: capital-one:partner-account-summary-api
  name: Capital One Partner Account Summary API
  tags: []
  humanURL: https://developer.capitalone.com/products/partner-account-summary?id=18757-1
  properties:
  - url: https://developer.capitalone.com/products/partner-account-summary?id=18757-1
    type: Documentation
  description: The Capital One Partner Account Summary API provides secure and efficient access to account summary information
    for Capital One customers. This API allows partners to retrieve details such as account balances, transaction history,
    and pending transactions in real-time, enabling them to provide their customers with up-to-date and accurate information
    regarding their Capital One accounts.
- aid: capital-one:pre-application-orchestrator-api
  name: Capital One Pre-Application Orchestrator API
  tags: []
  humanURL: https://developer.capitalone.com/products/pre-application-orchestrator?id=18728-1
  properties:
  - url: https://developer.capitalone.com/products/pre-application-orchestrator?id=18728-1
    type: Documentation
  description: The Capital One Pre-Application Orchestrator API is a tool designed to streamline the application process for
    financial products such as loans and credit cards. By using this API, developers can automate and orchestrate various
    pre-application tasks, such as gathering and validating customer information, checking credit scores, and determining
    eligibility for certain products. This API allows for a seamless and efficient pre-application process, reducing the need
    for manual entry and paperwork.
- aid: capital-one:real-time-proactive-prescreen-api
  name: Capital One Real-Time Proactive Prescreen API
  tags: []
  humanURL: https://developer.capitalone.com/products/real-time-proactive-prescreen?id=320973-1
  properties:
  - url: https://developer.capitalone.com/products/real-time-proactive-prescreen?id=320973-1
    type: Documentation
  description: The Capital One Real-Time Proactive Prescreen API is a powerful tool that allows businesses to accurately assess
    creditworthiness in real-time. This API provides instant access to detailed information about a customer's credit history,
    enabling companies to make quick and informed decisions about extending credit. By leveraging this technology, businesses
    can streamline their application process, reduce the risk of fraudulent activity, and improve overall customer satisfaction.
- aid: capital-one:retrieve-consumer-bank-products-api
  name: Capital One Retrieve Consumer Bank Products API
  tags: []
  humanURL: https://developer.capitalone.com/products/retrieve-consumer-bank-products?id=1359-5
  properties:
  - url: https://developer.capitalone.com/documentation/retrieve-consumer-bank-products
    type: Documentation
  description: Capital One Retrieve Consumer Bank Products API is a tool that allows developers to access information about
    a consumer's bank products, such as credit cards, checking accounts, and savings accounts. This API provides a secure
    way for developers to retrieve detailed information about a consumer's banking products, including account balances, transaction
    histories, and payment statuses.
- aid: capital-one:shop-with-rewards-api
  name: Capital One Shop with Rewards API
  tags: []
  humanURL: https://developer.capitalone.com/products/shop-with-rewards?id=637511-1
  properties:
  - url: https://developer.capitalone.com/products/shop-with-rewards
    type: Documentation
  description: The Capital One Shop with Rewards API is a platform that allows users to seamlessly integrate reward points
    and benefits from their Capital One credit card into online shopping experiences. By accessing this API, users can unlock
    exclusive deals, discounts, and offers from a wide range of online retailers, all while earning and redeeming their accumulated
    reward points.
name: Capital One
tags:
- Auto Finance
- Authorizations
- Banking
- Credit Cards
- Credit Offers
- DevExchange
- Financial Services
- OAuth 2.0
- Payments
- Rewards
- Fortune 500
type: Index
kind: company
position: Consumer
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
access: 3rd-Party
x-features:
- Broad public developer program (DevExchange) across consumer banking capabilities
- OAuth 2.0-based authentication and authorization
- Sandbox environment for pre-production testing
- Public key sharing for client authentication and data protection
- Coverage across account lookup, authorizations, credit offers, and transactions
- Credit card application flows at point-of-sale and pre-application orchestration
- Real-time proactive prescreen and enhanced decisioning data
- Rewards and Shop with Rewards integration for merchants
x-use-cases:
- Partner and fintech integration with Capital One consumer banking
- Credit card application embedding at point-of-sale and online checkout
- Personalized credit offers and prescreen underwriting
- Reward-powered shopping and commerce experiences
- Auto financing application and approval flows
- Consumer-permissioned account summary for partner dashboards
- Real-time transaction authorization for merchants and fintechs
common:
- type: LinkedIn
  url: https://www.linkedin.com/company/capital-one
- url: https://developer.capitalone.com/documentation/getting-started
  name: Capital One DevExchange
  type: GettingStarted
  description: 'null'
- url: https://developer.capitalone.com/documentation/o-auth
  name: Capital One DevExchange
  type: OAuth20
  description: 'null'
- url: https://developer.capitalone.com/documentation/sandbox
  name: Capital One DevExchange
  type: Sandbox
  description: 'null'
- url: https://developer.capitalone.com/help/faq
  name: Capital One DevExchange
  type: FAQ
  description: 'null'
- url: https://developer.capitalone.com/help/tickets
  name: Capital One DevExchange
  type: Support
  description: 'null'
- name: GitHub Organization
  url: https://github.com/capitalone
  type: GitHubOrganization
- type: LlmsText
  url: https://developer.capitalone.com/llms.txt
created: '2024-11-15'
modified: '2026-04-23'
description: Capital One is a financial services company offering credit cards, checking and savings accounts, loans, and
  auto financing in the United States. Through the Capital One DevExchange developer program, the bank publishes a catalog
  of production APIs for account lookup, transaction authorizations, credit offers, customer transactions, credit card applications,
  auto financing, proactive prescreen, partner account summary, shop with rewards, and public key sharing for client authentication.
  OAuth 2.0 secures access and a public sandbox supports pre-production integration.
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
specificationVersion: '0.19'