Markets · bedrock market · provisional

FINOS Open Source Fintech (members and project maintainers)

Standards market (finos membership tiers + finos project maintainers.md organisations). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.

24providers measured
7 (29.2%)declare their own
16 (66.7%)covered by others only
1 (4.2%)distribution only (sell through, not integrations)
0 (0.0%)undeclared
1declare compatibility (report only, not weighted)
0in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can read is shown as undeclared, with no number: we never infer integrations.

Where this market publishes its structure

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-23 from the 24 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

TagsPayments 46%, Financial Services 46%, Banking 42%, Open Banking 42%, Finance 38%, United States 25%, Fortune 100 25%, Market Data 21%
Tag groupsFintech 67%, Finance 67%, Real-Time 29%, United States 29%
IndustriesFinancial Services 75%, Banking & Open Banking 54%, Financial Technology 46%, Payments & Money Movement 46%, Investing & Venture Capital 21%
CapabilitiesBanking Customer Management 21%

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

builds-on 2 · publishes apps on other platforms' stores

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
LSEG 41.1 7 0 / 7 0 3 0 standard 14%, coverage 14%, builds-on-platform 29%, distribution 43%
Factset 37.6 11 0 / 11 0 7 0 standard 9%, coverage 9%, builds-on-platform 18%, distribution 64%

regulated 8 · named in a regulator's register or partners' contracts

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
NatWest Group 58.0 4 0 / 4 0 0 0 contract 60%, standard 40%
Deutsche Bank 57.5 12 0 / 12 0 0 0 contract 75%, standard 25%
BlackRock 56.9 4 0 / 4 0 0 0 contract 50%, standard 50%
Commonwealth Bank 56.2 9 0 / 9 0 0 0 contract 80%, standard 20%
UBS 56.0 10 0 / 10 0 0 0 contract 70%, standard 30%
BMO 55.6 3 0 / 3 0 0 0 contract 67%, standard 33%
Royal Bank of Canada 55.6 9 0 / 9 0 0 0 contract 56%, standard 33%, builds-on-platform 11%
Goldman Sachs 55.3 6 0 / 6 0 0 0 contract 50%, standard 50%

standard 12 · listed by a voluntary standard's own directory

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Morgan Stanley 58.0 4 0 / 4 0 0 0 contract 25%, standard 75%
Bank of America 56.7 7 0 / 7 0 0 0 contract 43%, standard 57%
Citigroup 56.2 3 0 / 3 0 0 0 standard 100%
Capital One 53.7 5 0 / 5 0 0 0 contract 20%, standard 60%, builds-on-platform 20%
TD Bank 53.2 4 0 / 4 0 0 0 contract 25%, standard 75%
Symphony 47.9 4 0 / 4 0 0 1 ipaas-bridge 25%, standard 75%
Ant Group 44.1 3 0 / 3 0 1 0 standard 67%, distribution 33%
S&P Global 39.2 9 0 / 9 0 5 0 standard 33%, builds-on-platform 11%, distribution 56%
Tradeweb 34.5 thin 2 0 / 2 0 0 0 standard 100%
Freddie Mac 27.5 thin 2 0 / 2 0 1 0 standard 50%, distribution 50%
Lloyds Banking Group 17.2 thin 1 0 / 1 0 0 0 standard 100%
Moody's 17.2 thin 1 0 / 1 0 0 0 standard 100%

mixed 1 · no single mode dominates

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
American Express 54.6 11 0 / 11 0 0 0 contract 45%, standard 45%, builds-on-platform 9%

distribution 1 · only sells through cloud marketplaces

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
OpenFin 9.6 thin 1 0 / 1 0 1 0 distribution 100%

Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.