American Express
American Express is a financial services company that offers a wide range of products and services, including credit cards, charge cards, traveler's checks, and business services. Known for its exceptional customer service and unique rewards programs, American Express also provides insurance, investment services, and travel booking assistance to its customers.
APIs
American Express Token Service (AETS) API
The American Express Token Service (AETS) API is a powerful tool that allows developers to securely tokenize cardholder data, providing a layer of security for online transactio...
American Express Enhanced Authorization (EA)
American Express Enhanced Authorization (EA) is a fraud prevention tool that helps protect cardholders and merchants from unauthorized transactions. EA uses advanced algorithms ...
American Express Account and Transaction API
The American Express Account and Transaction API is a powerful tool that enables developers to access and retrieve detailed information about cardholder accounts and transaction...
American Express Confirmation of Funds PSD2 API
The American Express Confirmation of Funds PSD2 API is a secure and efficient tool that enables businesses to verify the availability of funds in a customer's account before com...
American Express @ Work B2B API
Sure! The American Express @ Work B2B API is a powerful tool that allows businesses to easily and securely access their American Express corporate account information, make paym...
American Express Card On-Demand
American Express Card On-demand offers customers the convenience and flexibility of instantly receiving a digital card for their American Express account. This innovative servic...
American Express Pay with Points
American Express Pay with Points allows cardholders to use the points they have earned through their American Express Membership Rewards program to make purchases at participati...
American Express API-Based Payment Platform
The American Express API-based Payment Platform allows eCommerce Sellers and Merchants to scale their business by integrating with the Open Banking enabled Payment Gateways. The...
American Express Payment Account Reference (PAR)
Payment Account Reference (PAR) provides an aggregated view of a Card Members account activity across different payment formats. Developed by EMV Co, it is a non-financial refer...
American Express Smart Offer Partnership
The American Express Smart Offer Partnership product provides registered Partners with access to certain American Express data, required to run their card-linked offer and loyal...
American Express AMEX Account Connect
AMEX Account Connect is a suite of APIs that enables eligible American Express Card Members to add their Cards on file with participating Partners, using their American Express ...
American Express Network Loyalty Platform
The American Express Network Loyalty Platform (the R42 Platform) is a suite of APIs that offer real-time Application Programming Interfaces (APIs) to Issuers and their Concierge...
Features
Secure tokenization of American Express card data using the AETS API, replacing sensitive cardholder information with unique tokens for safer online transactions.
Real-time enhanced authorization using machine learning to detect and prevent fraudulent transactions before they are processed.
PSD2-compliant account and transaction APIs enabling third-party providers to access cardholder data with consent for Open Banking use cases.
Global Pay with Points API enabling cardholders to redeem Membership Rewards points at checkout with participating merchants.
The R42 Platform API suite enabling issuers and concierge service providers to manage elite tier benefits and loyalty point transfers.
American Express at Work APIs for corporate card management, expense reconciliation, and business account administration.
AMEX Account Connect APIs allowing cardholders to link their American Express card with partner platforms using their AMEX credentials.
Card-linked offer and loyalty program APIs giving registered partners access to transaction data for enrolled card members.
Use Cases
Tokenizing American Express card data for secure online checkout, reducing PCI scope and preventing card data breaches at merchants.
Enabling regulated third-party providers to access cardholder account and transaction data under PSD2 for financial data aggregation.
Automating corporate card reconciliation, expense reporting, and financial management for businesses using the At Work B2B API.
Integrating merchant loyalty programs with Membership Rewards points redemption through the Pay with Points and Network Loyalty APIs.
Managing Payment Account References (PAR) to link card numbers and tokens across payment formats for compliant card-on-file services.
Using Enhanced Authorization to provide additional risk signals and data points to help merchants detect potentially fraudulent transactions.
Integrations
Integration with EMVCo Payment Account Reference standard, linking PANs and tokens across payment ecosystems.
Integration with e-commerce payment platforms and payment gateways to enable American Express tokenized card acceptance.
Integration with open banking data aggregators to provide PSD2-compliant account and transaction data access.
Integration with enterprise resource planning and expense management systems via the At Work B2B API.
Integration with third-party loyalty and offer platforms through the Smart Offer Partnership APIs.