American Express

American Express Confirmation of Funds PSD2 API

The American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulated card-based payment instrument issuers to verify the availability of funds in a customer's account before completing a transaction. By integrating this API into their payment processing systems under PSD2's confirmation-of-funds provisions, companies can reduce the risk of payment rejections due to insufficient funds, thereby improving authorization rates and the overall customer experience at checkout.

GitHub

Documentation

📖
Documentation
https://developer.americanexpress.com/products/confirmation-of-funds/overview

API entry from apis.yml

apis.yml Raw ↑ 
aid: american-express:american-express-confirmation-of-funds-psd2-api
name: American Express Confirmation of Funds PSD2 API
tags:
- Open Banking
- PSD2
- Payments
- Data Access
- United States
humanURL: https://developer.americanexpress.com/products/confirmation-of-funds/overview
properties:
- url: https://developer.americanexpress.com/products/confirmation-of-funds/overview
  type: Documentation
description: The American Express Confirmation of Funds PSD2 API is a secure and efficient service that
  enables regulated card-based payment instrument issuers to verify the availability of funds in a customer's
  account before completing a transaction. By integrating this API into their payment processing systems
  under PSD2's confirmation-of-funds provisions, companies can reduce the risk of payment rejections due
  to insufficient funds, thereby improving authorization rates and the overall customer experience at
  checkout.