US Banks and Credit Unions (FDIC BankFind + NCUA insured credit unions)
Regulated register market (fdic-insured banks, ncua federally insured credit unions). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
Where this market publishes its structure
- FDIC BankFind institutions API (api.fdic.gov/banks/institutions?filters=ACTIVE:1; banks.data.fdic.gov 301s here) machine-readable, 4,219 active charters, 4,145 with a website; 61 linked (75 providers across both registers)
- FDIC BankFind inactive institutions + structure history (api.fdic.gov/banks/history) machine-readable, 2,408 charters inactive since 2015, 279 merger/failure events since 2024; status only, 1 linked (report-only)
- NCUA federally insured credit union list June 2025 (federally-insured-credit-union-list-june-2025.zip) machine-readable, 4,371 credit unions; XLSX with NO website column
- NCUA call report bulk data 2025-06 (call-report-data-2025-06.zip: FOICU, FS220D Acct_891 website, TradeNames) machine-readable, website for 3,922 of 4,371 FICUs; 14 linked
- FFIEC National Information Center / NPW (ffiec.gov/npw) not machine-readable: 403 to non-browser clients; not passed
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-23 from the 85 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Banking 96%, Financial Services 85%, United States 76%, Open Finance 59%, Payments 34%, Treasury Management 25%, Commercial Banking 24%, Consumer Banking 22%, Regional Bank 22% |
|---|---|
| Tag groups | Fintech 100%, United States 82%, Finance 33% |
| Industries | Banking & Open Banking 99%, Financial Services 92%, Payments & Money Movement 35% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
undeclared 85 · declares nothing we can read: no number
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Alliance Data Systems (Bread Financial Holdings) | undeclared | - | - | - | - | - | |
| Alliant Credit Union | undeclared | - | - | - | - | - | |
| Ally Financial | undeclared | - | - | - | - | - | |
| America First Credit Union | undeclared | - | - | - | - | - | |
| American Express | undeclared | - | - | - | - | - | |
| Associated Bank | undeclared | - | - | - | - | - | |
| Atlantic Union Bank | undeclared | - | - | - | - | - | |
| Axos Bank | undeclared | - | - | - | - | - | |
| Bank of America | undeclared | - | - | - | - | - | |
| Bank of Hawaii | undeclared | - | - | - | - | - | |
| Bank OZK | undeclared | - | - | - | - | - | |
| BankUnited | undeclared | - | - | - | - | - | |
| BB&T Corp (Truist) | undeclared | - | - | - | - | - | |
| BECU | undeclared | - | - | - | - | - | |
| BMO | undeclared | - | - | - | - | - | |
| BNY Mellon | undeclared | - | - | - | - | - | |
| BOK Financial | undeclared | - | - | - | - | - | |
| Cadence Bank | undeclared | - | - | - | - | - | |
| Capital One | undeclared | - | - | - | - | - | |
| Citigroup | undeclared | - | - | - | - | - | |
| Citizens Financial Group | undeclared | - | - | - | - | - | |
| City National Bank | undeclared | - | - | - | - | - | |
| Columbia Bank | undeclared | - | - | - | - | - | |
| Column | undeclared | - | - | - | - | - | |
| Comerica | undeclared | - | - | - | - | - | |
| Commerce Bank | undeclared | - | - | - | - | - | |
| Cullen/Frost Bankers | undeclared | - | - | - | - | - | |
| Customers Bank | undeclared | - | - | - | - | - | |
| DCU (Digital Federal Credit Union) | undeclared | - | - | - | - | - | |
| East West Bancorp | undeclared | - | - | - | - | - | |
| EverBank | undeclared | - | - | - | - | - | |
| Fifth Third Bancorp | undeclared | - | - | - | - | - | |
| First Hawaiian Bank | undeclared | - | - | - | - | - | |
| First Horizon | undeclared | - | - | - | - | - | |
| First Tech Federal Credit Union | undeclared | - | - | - | - | - | |
| Flagstar | undeclared | - | - | - | - | - | |
| F.N.B. Corporation | undeclared | - | - | - | - | - | |
| Golden 1 Credit Union | undeclared | - | - | - | - | - | |
| Heartland Financial USA | undeclared | - | - | - | - | - | |
| HSBC USA | undeclared | - | - | - | - | - | |
| Huntington Bancshares | undeclared | - | - | - | - | - | |
| JPMorgan Chase | undeclared | - | - | - | - | - | |
| KeyCorp | undeclared | - | - | - | - | - | |
| Lead Bank | undeclared | - | - | - | - | - | |
| Live Oak Bank | undeclared | - | - | - | - | - | |
| M&T Bank | undeclared | - | - | - | - | - | |
| MidFirst Bank | undeclared | - | - | - | - | - | |
| Mountain America Credit Union | undeclared | - | - | - | - | - | |
| Nave Bank | undeclared | - | - | - | - | - | |
| Navy Federal Credit Union | undeclared | - | - | - | - | - | |
| Northern Trust | undeclared | - | - | - | - | - | |
| Old National Bank | undeclared | - | - | - | - | - | |
| PenFed Credit Union | undeclared | - | - | - | - | - | |
| Pinnacle Financial | undeclared | - | - | - | - | - | |
| PNC | undeclared | - | - | - | - | - | |
| Popular | undeclared | - | - | - | - | - | |
| Prosperity Bank | undeclared | - | - | - | - | - | |
| Protego Trust Bank | undeclared | - | - | - | - | - | |
| Randolph-Brooks FCU | undeclared | - | - | - | - | - | |
| Raymond James Bank | undeclared | - | - | - | - | - | |
| Regions Financial Corporation | undeclared | - | - | - | - | - | |
| Sallie Mae Bank | undeclared | - | - | - | - | - | |
| Santander US | undeclared | - | - | - | - | - | |
| SchoolsFirst FCU | undeclared | - | - | - | - | - | |
| Security Service Federal Credit Union | undeclared | - | - | - | - | - | |
| SoFi Technologies | undeclared | - | - | - | - | - | |
| South State | undeclared | - | - | - | - | - | |
| Square | undeclared | - | - | - | - | - | |
| State Employees' Credit Union | undeclared | - | - | - | - | - | |
| Suncoast Credit Union | undeclared | - | - | - | - | - | |
| Synovus Financial | undeclared | - | - | - | - | - | |
| TD Bank | undeclared | - | - | - | - | - | |
| Texas Capital Bank | undeclared | - | - | - | - | - | |
| UBS Bank USA | undeclared | - | - | - | - | - | |
| UMB Bank | undeclared | - | - | - | - | - | |
| US Bancorp | undeclared | - | - | - | - | - | |
| USAA | undeclared | - | - | - | - | - | |
| Valley National Bank | undeclared | - | - | - | - | - | |
| Varo Bank | undeclared | - | - | - | - | - | |
| VyStar Credit Union | undeclared | - | - | - | - | - | |
| Webster Bank | undeclared | - | - | - | - | - | |
| Wells Fargo | undeclared | - | - | - | - | - | |
| Western Alliance Bancorporation | undeclared | - | - | - | - | - | |
| WSFS Financial | undeclared | - | - | - | - | - | |
| Zions Bancorporation | undeclared | - | - | - | - | - |
Generated 2026-10-23 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.