Cadence Bank

Cadence Bank is a regional U.S. commercial bank headquartered in Tupelo, Mississippi and Houston, Texas, formed in October 2021 when legacy Cadence Bancorporation merged into BancorpSouth Bank (the surviving entity, subsequently renamed Cadence Bank; NYSE ticker CADE). It is a Mississippi state-chartered bank operating roughly 400+ branches across the U.S. South, Midwest, and Texas with about $48-50 billion in assets, offering consumer banking, mortgages, home equity, credit cards, small business and commercial banking, treasury management, and wealth/insurance services. On open finance, Cadence Bank exposes no first-party public developer API or developer portal; consumer-permissioned account data is reachable only through third-party aggregators (notably Plaid), which is the honest, prevailing posture for most U.S. regional banks. No documented direct FDX (Financial Data Exchange) membership or published CFPB Section 1033 data-access API was found as of this profile.

Cadence Bank is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, United States, Regional Bank, and Commercial Banking.

Cadence Bank’s developer surface includes support and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingUnited StatesRegional BankCommercial BankingTreasury ManagementOpen FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 16.8/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cadence-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

LinkedIn

InvestorRelations

InvestorRelations

Source (apis.yml)

aid: cadence-bank
url: https://raw.githubusercontent.com/api-evangelist/cadence-bank/refs/heads/main/apis.yml
name: Cadence Bank
kind: company
description: Cadence Bank is a regional U.S. commercial bank headquartered in Tupelo, Mississippi and Houston, Texas, formed
  in October 2021 when legacy Cadence Bancorporation merged into BancorpSouth Bank (the surviving entity, subsequently renamed
  Cadence Bank; NYSE ticker CADE). It is a Mississippi state-chartered bank operating roughly 400+ branches across the U.S.
  South, Midwest, and Texas with about $48-50 billion in assets, offering consumer banking, mortgages, home equity, credit
  cards, small business and commercial banking, treasury management, and wealth/insurance services. On open finance, Cadence
  Bank exposes no first-party public developer API or developer portal; consumer-permissioned account data is reachable only
  through third-party aggregators (notably Plaid), which is the honest, prevailing posture for most U.S. regional banks. No
  documented direct FDX (Financial Data Exchange) membership or published CFPB Section 1033 data-access API was found as of
  this profile.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Regional Bank
- Commercial Banking
- Treasury Management
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/cadence-bank-domain-security.yml
- type: Website
  url: https://www.cadencebank.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/cadence-bank
- type: InvestorRelations
  url: https://ir.cadencebank.com/
- type: Support
  url: https://cadencebank.com/customer-service
- type: PrivacyPolicy
  url: https://cadencebank.com/policies-and-disclosures/online-privacy-disclosure
- type: TermsOfService
  url: https://cadencebank.com/policies-and-disclosures
- type: Login
  url: https://portal.cadencebank.com/consumer/SignOn.aspx
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com