Pinnacle Financial

Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) is a Nashville, Tennessee based regional bank holding company whose principal subsidiary, Pinnacle Bank, is a Tennessee state-chartered, FDIC-insured commercial bank (FDIC Cert #35583) originally founded in 2000 as Pinnacle National Bank and renamed in 2012. Pinnacle operates across the Southeast — Tennessee, the Carolinas, Virginia, Georgia and Alabama — serving consumer, small-business, commercial and wealth clients. On the open-finance side Pinnacle runs NO public first-party developer API portal; its consumer digital and mobile banking is delivered on a third-party core/digital platform (Apiture), and consumer-permissioned account and transaction data is made available to fintechs only through data aggregators (Plaid and Finicity/Mastercard) rather than through a documented bank-operated API. No direct Financial Data Exchange (FDX) membership or published CFPB Section 1033 data-access posture was found; open-finance participation is aggregator-mediated.

Pinnacle Financial is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, United States, Regional Bank, and Open Finance.

Pinnacle Financial’s developer surface includes support and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingUnited StatesRegional BankOpen FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 11.5/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pinnacle-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

LinkedIn

InvestorRelations

InvestorRelations

Source (apis.yml)

aid: pinnacle-financial
url: https://raw.githubusercontent.com/api-evangelist/pinnacle-financial/refs/heads/main/apis.yml
name: Pinnacle Financial
kind: company
description: 'Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) is a Nashville, Tennessee based regional bank holding company
  whose principal subsidiary, Pinnacle Bank, is a Tennessee state-chartered, FDIC-insured commercial bank (FDIC Cert #35583)
  originally founded in 2000 as Pinnacle National Bank and renamed in 2012. Pinnacle operates across the Southeast — Tennessee,
  the Carolinas, Virginia, Georgia and Alabama — serving consumer, small-business, commercial and wealth clients. On the open-finance
  side Pinnacle runs NO public first-party developer API portal; its consumer digital and mobile banking is delivered on a
  third-party core/digital platform (Apiture), and consumer-permissioned account and transaction data is made available to
  fintechs only through data aggregators (Plaid and Finicity/Mastercard) rather than through a documented bank-operated API.
  No direct Financial Data Exchange (FDX) membership or published CFPB Section 1033 data-access posture was found; open-finance
  participation is aggregator-mediated.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Regional Bank
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/pinnacle-financial-domain-security.yml
- type: Website
  url: https://www.pnfp.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/pnfp/
- type: Support
  url: https://www.pnfp.com/contact-us/
- type: InvestorRelations
  url: https://investors.pnfp.com/
- type: PrivacyPolicy
  url: https://www.pnfp.com/privacy-practices/
- type: LLMsTxt
  url: llms/pinnacle-financial-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com