First Tech Federal Credit Union

First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative headquartered in San Jose, California, and one of the largest credit unions in the United States. It was founded to serve employees of the technology industry and their families, and its membership is drawn heavily from workers at major technology employers. As an NCUA-insured credit union, First Tech offers consumer and business deposit accounts, lending, mortgages, credit cards, and wealth services delivered primarily through its website and mobile apps. Like the vast majority of US credit unions, First Tech publishes no first-party public developer portal or documented open API; consumer-permissioned financial data sharing is handled through third-party data aggregators (such as Plaid, MX, Finicity, and Akoya) rather than a directly documented first-party API surface. US open finance is voluntary and fragmented — the Financial Data Exchange (FDX) standard and the CFPB Section 1033 Personal Financial Data Rights rule are still emerging — and no first-party FDX-conformant data-access API or published Section 1033 posture was found for First Tech during this review.

First Tech Federal Credit Union is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Credit Union, and Open Finance.

First Tech Federal Credit Union’s developer surface includes support, engineering blog, pricing, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

6.7/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Financial-Services Banking United States Credit Union Open Finance Data Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 6.7/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.6 / 17

Access Clarity 2.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.5 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/first-tech-federal: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: first-tech-federal
url: https://raw.githubusercontent.com/api-evangelist/first-tech-federal/refs/heads/main/apis.yml
name: First Tech Federal Credit Union
kind: company
description: First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative
  headquartered in San Jose, California, and one of the largest credit unions in the United States. It was founded to serve
  employees of the technology industry and their families, and its membership is drawn heavily from workers at major technology
  employers. As an NCUA-insured credit union, First Tech offers consumer and business deposit accounts, lending, mortgages,
  credit cards, and wealth services delivered primarily through its website and mobile apps. Like the vast majority of US
  credit unions, First Tech publishes no first-party public developer portal or documented open API; consumer-permissioned
  financial data sharing is handled through third-party data aggregators (such as Plaid, MX, Finicity, and Akoya) rather than
  a directly documented first-party API surface. US open finance is voluntary and fragmented — the Financial Data Exchange
  (FDX) standard and the CFPB Section 1033 Personal Financial Data Rights rule are still emerging — and no first-party FDX-conformant
  data-access API or published Section 1033 posture was found for First Tech during this review.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Credit Union
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Credit Union
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/first-tech-federal-domain-security.yml
- type: LLMsTxt
  url: llms/first-tech-federal-llms.txt
- type: WellKnown
  url: well-known/first-tech-federal-well-known.yml
- type: Website
  url: https://www.firsttechfed.com/
- type: Support
  url: https://www.firsttechfed.com/help
- type: PrivacyPolicy
  url: https://www.firsttechfed.com/help/consumer-privacy
- type: Blog
  url: https://www.firsttechfed.com/learn/article-gallery
- type: Pricing
  url: https://www.firsttechfed.com/rates
- type: Login
  url: https://banking.firsttechfed.com/Authentication
- type: LinkedIn
  url: https://www.linkedin.com/company/first-tech-federal-credit-union
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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