HSBC USA website screenshot

HSBC USA

HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC). After exiting mass-market domestic retail banking in 2022 — selling its East Coast branches and national online deposit business to Citizens and its West Coast branches to Cathay Bank — HSBC refocused its US operations on global wholesale, commercial and corporate banking, global banking and markets, and wealth management for internationally connected clients. On the open-finance front, HSBC USA does not publish a US-specific first-party developer program; public API access is provided through HSBC's group-wide corporate and institutional Developer Portal (developer.hsbc.com), whose transaction-banking API products serve US wholesale clients but require registration and login to reach the actual API reference and specifications. There is no publicly downloadable OpenAPI, and consumer-permissioned data access for remaining US accounts is mediated through third-party aggregators rather than a documented first-party consumer data-sharing API.

HSBC USA publishes 2 APIs on the APIs.io network. Tagged areas include Financial Services, Banking, United States, Corporate Banking, and Transaction Banking.

HSBC USA’s developer surface includes documentation, support, and 13 more developer resources.

19.2/100 emerging ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
2 APIs
Financial ServicesBankingUnited StatesCorporate BankingTransaction BankingWealth ManagementOpen FinancePayments

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 19.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hsbc-usa: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

Treasury - Payment Initiation

HSBC group corporate transaction-banking API for initiating outbound payments programmatically, documented on HSBC's Developer Portal and available to wholesale clients includin...

Omni Collect - Single API

HSBC group corporate collections API consolidating multiple collection and receivables channels behind a single interface, documented on HSBC's Developer Portal for wholesale cl...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hsbc Usa Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Hsbc Usa Vulnerability Disclosure

Bugcrowd · security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: hsbc-usa
url: https://raw.githubusercontent.com/api-evangelist/hsbc-usa/refs/heads/main/apis.yml
name: HSBC USA
kind: company
description: HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a
  nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC). After exiting mass-market domestic
  retail banking in 2022 — selling its East Coast branches and national online deposit business to Citizens and its West Coast
  branches to Cathay Bank — HSBC refocused its US operations on global wholesale, commercial and corporate banking, global
  banking and markets, and wealth management for internationally connected clients. On the open-finance front, HSBC USA does
  not publish a US-specific first-party developer program; public API access is provided through HSBC's group-wide corporate
  and institutional Developer Portal (developer.hsbc.com), whose transaction-banking API products serve US wholesale clients
  but require registration and login to reach the actual API reference and specifications. There is no publicly downloadable
  OpenAPI, and consumer-permissioned data access for remaining US accounts is mediated through third-party aggregators rather
  than a documented first-party consumer data-sharing API.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Corporate Banking
- Transaction Banking
- Wealth Management
- Open Finance
- Payments
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: hsbc-usa:treasury-payment-initiation
  name: Treasury - Payment Initiation
  description: HSBC group corporate transaction-banking API for initiating outbound payments programmatically, documented
    on HSBC's Developer Portal and available to wholesale clients including HSBC USA corporate relationships. API reference
    and specification are behind portal registration/login.
  humanURL: https://develop.hsbc.com/api-overview/treasury-payment-initiation
  tags:
  - Payments
  - Treasury
  - Corporate Banking
  properties:
  - type: Documentation
    url: https://develop.hsbc.com/api-overview/treasury-payment-initiation
  - type: Portal
    url: https://developer.hsbc.com
- aid: hsbc-usa:omni-collect
  name: Omni Collect - Single API
  description: HSBC group corporate collections API consolidating multiple collection and receivables channels behind a single
    interface, documented on HSBC's Developer Portal for wholesale clients. API reference and specification are behind portal
    registration/login.
  humanURL: https://develop.hsbc.com/api-overview/omni-collect-single-api
  tags:
  - Collections
  - Receivables
  - Corporate Banking
  properties:
  - type: Documentation
    url: https://develop.hsbc.com/api-overview/omni-collect-single-api
  - type: Portal
    url: https://developer.hsbc.com
common:
- type: Website
  url: https://www.us.hsbc.com/
- type: DeveloperPortal
  url: https://developer.hsbc.com
- type: Documentation
  url: https://develop.hsbc.com/apis
- type: GitHubOrganization
  url: https://github.com/hsbc
- type: LinkedIn
  url: https://www.linkedin.com/company/hsbc
- type: About
  url: https://www.about.us.hsbc.com
- type: PrivacyPolicy
  url: https://www.us.hsbc.com/privacy-notice/
- type: Support
  url: https://www.us.hsbc.com/customer-service/
- type: Contact
  url: https://develop.hsbc.com/contact-us
- type: WellKnown
  url: well-known/hsbc-usa-well-known.yml
- type: SecurityTxt
  url: well-known/hsbc-usa-security.txt
- type: Security
  url: https://bugcrowd.com/engagements/hsbc-vdp-pro
- type: VulnerabilityDisclosure
  url: security/hsbc-usa-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/hsbc-usa-domain-security.yml
- type: LLMsTxt
  url: llms/hsbc-usa-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com