US Bancorp

U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a developer portal at developer.usbank.com offering APIs for corporate banking, payments, and treasury management including RTP, ACH, Positive Pay, corporate account information, data toolbox, fleet management (Voyager), freight payment, and push-to-card capabilities. Authentication uses OAuth MFA with SinglePoint credentials.

US Bancorp publishes 15 API contracts indexed on the APIs.io network, including Accounts API, Balances API, Credit Transfers API, and 12 more. Tagged areas include Banking, Finance, Fortune 500, Corporate Banking, and Payments.

The US Bancorp catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

US Bancorp’s developer surface includes authentication and 10 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

28.0/100 thin ▬ flat Agent 30/100 agent ready Front door AI 1/6 silent Heartbeat 0/100 dormant Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterpriseApprovalPartner gated

4 published contracts 3 Features

Banking Finance Fortune 500 Corporate Banking Payments Open Banking Treasury Management Consumer Banking

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Credit TransfersPush to Card PaymentsRTP EligibilityRequest for Payment

POST /rtp/credit-transfers GET /rtp/credit-transfers/{transactionId} POST /push-to-card/payments POST /rtp/requests-for-payment

Financial Crime Management

BC-1400

Exception HistoryExceptions

GET /positive-pay/exceptions POST /positive-pay/exceptions/{exceptionId}/decision GET /positive-pay/exceptions/history

Deposits & Savings Management

BC-1330

Accounts

GET /accounts

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 28.0/100 · thin

Contract Quality 11.6 / 19

Developer Ergonomics 1.8 / 15

Access Clarity 0.8 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.2 / 9

Discoverability 4.7 / 8

Regulatory Posture 4.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 30/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 5.3 — up to +18.9 composite points
Developer Ergonomics scores 11.9 — up to +17.6 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/us-bancorp/apis.yml: open an issue on github.com/api-evangelist/us-bancorp to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
US Open Banking (FDX)	regulated	55.6	-	-
US Banks and Credit Unions (FDIC BankFind + NCUA insured credit unions)	regulated	55.6	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

US Bank Wire Transfers API

The Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporate accounts for large-value, time-sensitive payments.

US Bank Data Toolbox API

The Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, savings, credit card, mortgage, and brokerage account information. Use...

US Bank Voyager Fleet API

The Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access to fleet transaction data, vehicle management, account information, a...

US Bank Freight Payment API

The Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight shippers to submit and receive transaction data through a single API a...

US Bank Instant Payments API

The Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for real-time settlement.

US Bank Holidays API

The Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking holidays, useful for payment scheduling and clearing house availabilit...

US Bancorp Accounts API

The Accounts API from US Bancorp — 1 operation(s) for accounts.

US Bancorp Balances API

The Balances API from US Bancorp — 2 operation(s) for balances.

US Bancorp Credit Transfers API

The Credit Transfers API from US Bancorp — 2 operation(s) for credit transfers.

US Bancorp Exception History API

The Exception History API from US Bancorp — 1 operation(s) for exception history.

US Bancorp Exceptions API

The Exceptions API from US Bancorp — 2 operation(s) for exceptions.

US Bancorp Push to Card Payments API

The Push to Card Payments API from US Bancorp — 2 operation(s) for push to card payments.

US Bancorp Request for Payment API

The Request for Payment API from US Bancorp — 2 operation(s) for request for payment.

US Bancorp RTP Eligibility API

The RTP Eligibility API from US Bancorp — 1 operation(s) for rtp eligibility.

US Bancorp Transactions API

The Transactions API from US Bancorp — 2 operation(s) for transactions.

Scroll for all 15

Open Collections 13

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

US Bank Corporate Account Information Accounts API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Balances API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Credit Transfers API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Exception History API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Exceptions API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Push to Card Payments API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Request for Payment API

OPEN COLLECTION

US Bank Corporate Account Information Accounts RTP Eligibility API

OPEN COLLECTION

US Bank Corporate Account Information Accounts Transactions API

OPEN COLLECTION

US Bank Corporate Account Information API

OPEN COLLECTION

US Bank Positive Pay API

OPEN COLLECTION

US Bank Push to Card API

OPEN COLLECTION

US Bank RTP Real-Time Payments API

OPEN COLLECTION

Scroll for all 13

US Bancorp API pricing

Not yet checked against US Bancorp's own pricing page. Compiled by API Evangelist on 2026-05-04 from www.usbank.com/corporate-and-commercial-banking.html; confirm before you rely on a figure.

Plan	Price
Partner / B2B Contract enterprise	—

Plan details, limits and sources →

Rate limits

Per-contract: negotiated varies

Compiled by API Evangelist, not yet checked against US Bancorp's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Us Bancorp Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Us Bancorp Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

US Bancorp

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Us Bancorp Finops

FINOPS

Features 3

Notable capabilities this provider offers.

U.S. Bancorp: API access via partner / B2B contracts only

No public API pricing published — contact enterprise sales

U.S. Bank APIs are sold to commercial treasury and embedded payment customers via account managers.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Us Bancorp Context

30 classes · 5 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

US Bancorp — jsonschema rules

5 rules · 3 warnings 2 info

SPECTRAL

US Bancorp — us bank rules

9 rules · 2 errors 6 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

US Bank Deposit Account

5 properties

JSON SCHEMA

US Bank Account Transaction

10 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Us Bank Transaction Structure

0 properties

JSON STRUCTURE

Examples 2

Example request and response payloads for these APIs.

Us Bank Corporate Account Information Get Current Day Balances Example

2 fields

EXAMPLE

Us Bank Rtp Initiate Credit Transfer Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Us Bancorp Authentication

oauth2 · 1 scheme

SECURITY

Us Bancorp Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Us Bancorp Scopes

6 scopes · authorizationCode

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Us Bancorp Agentic Access

15 operations · 4 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

U.S. Bank Expands Collaboration with AWS to Accelerate ...

US Bancorp's AI Strategy: Analysis of Dominance in ...

U.S. Bancorp Announces Leadership Changes in Its ...

U.S. Bank Partners With Microsoft to Accelerate the Future of ...

U.S. Bancorp Annual Report 2025

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: us-bancorp
url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/apis.yml
x-api-posture: partner-gated
x-api-posture-basis: observed
apis:
- aid: us-bancorp:us-bank-wire-transfers
  name: US Bank Wire Transfers API
  tags:
  - Payments
  - Wire Transfers
  - Banking
  - Treasury Management
  - Finance
  humanURL: https://developer.usbank.com/products/wire-transfers/v1
  properties:
  - url: https://developer.usbank.com/products/wire-transfers/v1
    type: Documentation
  description: The Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporate
    accounts for large-value, time-sensitive payments.
- aid: us-bancorp:us-bank-data-toolbox
  name: US Bank Data Toolbox API
  tags:
  - Banking
  - Account Data
  - Consumer Banking
  - Finance
  - Open Banking
  tags_raw:
  - Banking
  - Account Data
  - Retail Banking
  - Finance
  - Open Banking
  humanURL: https://developer.usbank.com/products/data-toolbox/v1
  properties:
  - url: https://developer.usbank.com/products/data-toolbox/v1
    type: Documentation
  - url: https://developer.usbank.com/products/data-toolbox-accounts/v1
    type: AccountsDocs
  - url: https://developer.usbank.com/solution-areas/retail-banking-apis
    type: RetailBankingAPIs
  description: The Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking,
    savings, credit card, mortgage, and brokerage account information. Used to build personalized financial management experiences
    and enable embedded banking.
- aid: us-bancorp:us-bank-voyager
  name: US Bank Voyager Fleet API
  tags:
  - Fleet Management
  - Transportation
  - Banking
  - Finance
  - Corporate Payments
  humanURL: https://developer.usbank.com/product-suites/voyager-api-product-suite
  properties:
  - url: https://developer.usbank.com/product-suites/voyager-api-product-suite
    type: Documentation
  - url: https://developer.usbank.com/products/voyager-transactions/v2
    type: TransactionsDocs
  - url: https://developer.usbank.com/products/voyager-vehicles/v1
    type: VehiclesDocs
  - url: https://developer.usbank.com/products/voyager-accounts/v1
    type: AccountsDocs
  description: The Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access
    to fleet transaction data, vehicle management, account information, and reporting for corporate fleet card customers.
- aid: us-bancorp:us-bank-freight-payment
  name: US Bank Freight Payment API
  tags:
  - Freight Payment
  - Transportation
  - Banking
  - Finance
  - Supply Chain
  humanURL: https://developer.usbank.com/product-suites/freight-payment-api-product-suite
  properties:
  - url: https://developer.usbank.com/product-suites/freight-payment-api-product-suite
    type: Documentation
  - url: https://developer.usbank.com/products/freight-payment-transactions/v1
    type: TransactionsDocs
  - url: https://developer.usbank.com/products/freight-payment-user-management/v1
    type: UserManagementDocs
  description: The Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight
    shippers to submit and receive transaction data through a single API and manage freight payment users.
- aid: us-bancorp:us-bank-instant-payments
  name: US Bank Instant Payments API
  tags:
  - Payments
  - Instant Payments
  - Banking
  - Finance
  humanURL: https://developer.usbank.com/products/instant-payments/v2
  properties:
  - url: https://developer.usbank.com/products/instant-payments/v2
    type: Documentation
  description: The Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for real-time
    settlement.
- aid: us-bancorp:us-bank-bank-holidays
  name: US Bank Holidays API
  tags:
  - Banking
  - Holidays
  - Reference Data
  - Finance
  humanURL: https://developer.usbank.com/products/bank-holidays/v1
  properties:
  - url: https://developer.usbank.com/products/bank-holidays/v1
    type: Documentation
  description: The Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking
    holidays, useful for payment scheduling and clearing house availability calculations.
- aid: us-bancorp:us-bancorp-accounts-api
  name: US Bancorp Accounts API
  description: The Accounts API from US Bancorp — 1 operation(s) for accounts.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-balances-api
  name: US Bancorp Balances API
  description: The Balances API from US Bancorp — 2 operation(s) for balances.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-credit-transfers-api
  name: US Bancorp Credit Transfers API
  description: The Credit Transfers API from US Bancorp — 2 operation(s) for credit transfers.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Credit Transfers
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-credit-transfers-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-exception-history-api
  name: US Bancorp Exception History API
  description: The Exception History API from US Bancorp — 1 operation(s) for exception history.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Exception History
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-exception-history-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-exceptions-api
  name: US Bancorp Exceptions API
  description: The Exceptions API from US Bancorp — 2 operation(s) for exceptions.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Exceptions
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-exceptions-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-push-to-card-payments-api
  name: US Bancorp Push to Card Payments API
  description: The Push to Card Payments API from US Bancorp — 2 operation(s) for push to card payments.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Push to Card Payments
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-push-to-card-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-request-for-payment-api
  name: US Bancorp Request for Payment API
  description: The Request for Payment API from US Bancorp — 2 operation(s) for request for payment.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Request for Payment
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-request-for-payment-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-rtp-eligibility-api
  name: US Bancorp RTP Eligibility API
  description: The RTP Eligibility API from US Bancorp — 1 operation(s) for rtp eligibility.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - RTP Eligibility
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-rtp-eligibility-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
- aid: us-bancorp:us-bancorp-transactions-api
  name: US Bancorp Transactions API
  description: The Transactions API from US Bancorp — 2 operation(s) for transactions.
  humanURL: https://developer.usbank.com/solution-areas/treasury-management-apis
  baseURL: https://api.usbank.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/us-bancorp-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/treasury-management-apis
  - type: DeveloperPortal
    url: https://developer.usbank.com/
  - type: GettingStarted
    url: https://developer.usbank.com/getting-started-with-our-apis
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-account-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-schema/us-bank-transaction-schema.json
  - type: JSONLDContext
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/json-ld/us-bancorp-context.jsonld
  - type: Documentation
    url: https://developer.usbank.com/solution-areas/corporate-payment-apis
  - type: CreditTransferDocs
    url: https://developer.usbank.com/products/rtp-credit-transfer-message/v1
  - type: ProductSuite
    url: https://developer.usbank.com/product-suites/rtp-api-product-suite
  - type: SpectralRuleset
    url: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml
  - type: Documentation
    url: https://developer.usbank.com/products/ach-originations/v1
  - type: Documentation
    url: https://developer.usbank.com/products/positive-pay/v1
  - type: Documentation
    url: https://developer.usbank.com/products/push-to-card/v1
name: US Bancorp
tags:
- Banking
- Finance
- Fortune 500
- Corporate Banking
- Payments
- Open Banking
- Treasury Management
- Consumer Banking
kind: contract
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  gated: partner
  gated_source:
  - x-api-posture
  label: Enterprise · Requires approval
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/us-bancorp.png
access: 3rd-Party
created: '2024-11-21'
modified: '2026-05-19'
position: Consuming
description: U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in
  the United States. U.S. Bank provides a developer portal at developer.usbank.com offering APIs for corporate banking, payments,
  and treasury management including RTP, ACH, Positive Pay, corporate account information, data toolbox, fleet management
  (Voyager), freight payment, and push-to-card capabilities. Authentication uses OAuth MFA with SinglePoint credentials.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
specificationVersion: '0.23'
common:
- type: Plans
  url: plans/us-bancorp-plans-pricing.yml
- type: RateLimits
  url: rate-limits/us-bancorp-rate-limits.yml
- type: FinOps
  url: finops/us-bancorp-finops.yml
- type: Website
  url: https://www.usbank.com/
- type: CapabilityMap
  url: capabilities/us-bancorp-capability-edges.yml
  name: US Bancorp Business Capability Map
- type: AgenticAccess
  url: agentic-access/us-bancorp-agentic-access.yml
- type: DomainSecurity
  url: security/us-bancorp-domain-security.yml
- type: Authentication
  url: authentication/us-bancorp-authentication.yml
- type: OAuthScopes
  url: scopes/us-bancorp-scopes.yml
- type: GitHubOrganization
  url: https://github.com/usbank
- type: LinkedIn
  url: https://www.linkedin.com/company/us-bank
- type: Features
  data:
  - 'U.S. Bancorp: API access via partner / B2B contracts only'
  - No public API pricing published — contact enterprise sales
  - U.S. Bank APIs are sold to commercial treasury and embedded payment customers via account managers.
  sources:
  - https://www.usbank.com/corporate-and-commercial-banking.html
  updated: '2026-05-04'

US Bancorp API — frequently asked questions

Does US Bancorp have an API?

Yes. APIs.io lists 15 APIs from US Bancorp, including US Bank Wire Transfers API, US Bank Data Toolbox API and US Bank Voyager Fleet API, and 12 more.

Is there an OpenAPI specification for the US Bancorp API?

Yes. APIs.io indexes 9 OpenAPI specifications for US Bancorp, each linked for download from this page.

How do I authenticate with the US Bancorp API?

US Bancorp documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Us Bancorp Authentication.

How much does the US Bancorp API cost?

APIs.io lists 1 pricing plan for US Bancorp, with each plan's price, limits and inclusions under Pricing on this page.

Is the US Bancorp API ready for AI agents?

US Bancorp has a Kin Score of 28.0 out of 100 (thin) and an Agent Readiness score of 30.2 (agent-ready), scored by API Evangelist on 2026-11-06.

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