US Bancorp · Agentic Access

US Bancorp Agentic Access

x-agentic-access generated

US Bancorp exposes 15 API operations that an AI agent could call, of which 6 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 9 read, 3 write, and 3 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

BankingFinanceFortune 500Corporate BankingPaymentsOpen BankingTreasury ManagementConsumer Banking

Operations: 15 Acting: 6 Human-in-the-loop: 0 Method: generated

By consequence

read 9 write 3 physical 3

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/push-to-card/payments	physical	conditional
POST	/rtp/credit-transfers	physical	conditional
POST	/rtp/requests-for-payment	physical	conditional

Source

Agentic Access

generated: '2026-07-15'
method: generated
source: openapi/us-bank-corporate-account-information-openapi.yml, openapi/us-bank-positive-pay-openapi.yml,
  openapi/us-bank-push-to-card-openapi.yml, openapi/us-bank-rtp-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 15
  by_action_class:
    connected: 9
    acting: 6
  by_consequence:
    read: 9
    write: 3
    physical: 3
  human_in_the_loop_required: 0
operations:
- path: /accounts
  method: get
  operationId: listAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/current-day-balances
  method: post
  operationId: getCurrentDayBalances
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/previous-day-balances
  method: post
  operationId: getPreviousDayBalances
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountNumber}/current-day-transactions
  method: get
  operationId: getCurrentDayTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountNumber}/transactions
  method: get
  operationId: getAccountTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /positive-pay/exceptions
  method: get
  operationId: getPositivePayExceptions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /positive-pay/exceptions/{exceptionId}/decision
  method: post
  operationId: submitExceptionDecision
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /positive-pay/exceptions/history
  method: get
  operationId: getExceptionHistory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /push-to-card/payments
  method: post
  operationId: initiatePushToCardPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /push-to-card/payments/{paymentId}
  method: get
  operationId: getPushToCardPaymentStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /rtp/eligibility
  method: get
  operationId: getRTPEligibility
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /rtp/credit-transfers
  method: post
  operationId: initiateRTPCreditTransfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /rtp/credit-transfers/{transactionId}
  method: get
  operationId: getRTPCreditTransferStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /rtp/requests-for-payment
  method: post
  operationId: initiateRTPRequestForPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /rtp/requests-for-payment/{requestId}
  method: get
  operationId: getRTPRequestForPaymentStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none