Heartland Financial USA

aid: heartland-financial-usa
url: https://raw.githubusercontent.com/api-evangelist/heartland-financial-usa/refs/heads/main/apis.yml
name: Heartland Financial USA
type: Index
x-api-posture: no-product-api
x-api-posture-basis: observed
x-api-posture-note: Heartland Financial USA never published a public developer portal, API reference or machine-readable contract,
  and the company no longer operates. UMB Financial Corporation completed the acquisition on 2025-01-31 and completed the
  systems and brand conversion of every former HTLF divisional bank in October 2025. The htlf.com edge configuration has been
  decommissioned and answers HTTP 400 to every path.
x-status: defunct
x-parent: umb-financial
x-relationship: acquisition
x-acquired-by: umb-financial
x-acquired-date: '2025-01-31'
x-shutdown-date: '2025-10-16'
x-domain-status: decommissioned
x-domain-note: htlf.com resolves through Akamai and DNS-CNAMEs to www.umb.com, but the edge answers HTTP 400 to every request
  and presents a certificate for a248.e.akamai.net rather than for htlf.com. It is not wired as a Website pointer because
  it serves nothing. The Website pointer names www.umb.com, the acquirer's site that htlf.com's own DNS now points at.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/heartland-financial-usa.png
tags:
- Banking
- Financial Services
- Commercial Banking
- Treasury Management
- Acquired
- Defunct
- Bank-Holding-Company
- United States
tags_raw:
- Banking
- Financial Services
- Commercial Banking
- Treasury Management
- Acquired
- Defunct
- Bank Holding Company
- United States
- Financial-Services
description: Heartland Financial USA, Inc. (HTLF) was a Denver, Colorado bank holding company — formerly headquartered in
  Dubuque, Iowa — that operated a multi-charter family of community banks across twelve states, including Dubuque Bank and
  Trust, Illinois Bank & Trust, Wisconsin Bank & Trust, New Mexico Bank & Trust, Arizona Bank & Trust, Rocky Mountain Bank,
  Citywide Banks, Minnesota Bank & Trust, Premier Valley Bank, First Bank & Trust, Bank of Blue Valley and Signature Bank
  of Arkansas. Its business was commercial and retail banking, treasury management, and wealth services delivered through
  branches and third-party core banking platforms rather than through a developer program. HTLF never published a developer
  portal, API reference, SDK, or machine-readable contract of any kind. UMB Financial Corporation completed its all-stock
  acquisition of HTLF on January 31, 2025 — the largest in UMB's history — and completed the systems and brand conversion
  of every former HTLF divisional bank in October 2025, at which point the HTLF brand ceased to exist. The htlf.com edge configuration
  has since been decommissioned. This profile is retained as a historical record; any banking API surface for these institutions
  now lives with UMB and is tracked separately under the UMB Bank profile.
created: '2026-04-19'
modified: '2026-09-14'
position: Consuming
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/heartland-financial-usa-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/poweredbyhtlf
- type: Website
  url: https://www.umb.com
- type: Plans
  url: plans/heartland-financial-usa-plans-pricing.yml
- type: RateLimits
  url: rate-limits/heartland-financial-usa-rate-limits.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-14'
  status: minimal
  artifacts_added: 1
  pass: local-v3
x-coverage:
  state: none
  reason: defunct
  detail: Heartland Financial USA ceased to exist when UMB Financial completed its acquisition on 2025-01-31 and finished
    converting every former HTLF divisional bank to the UMB brand and platforms in October 2025; htlf.com now answers HTTP
    400 to every path behind a decommissioned Akamai configuration serving a certificate for a248.e.akamai.net, while api.htlf.com
    and developer.htlf.com — the two hosts a 2026-04 bulk sweep had written into this record — return NXDOMAIN and never existed.
  evidence:
  - url: https://www.htlf.com/
    status: 400
  - url: https://htlf.com/.well-known/security.txt
    status: 400
  - url: https://api.htlf.com/
    status: 0
  - url: https://developer.htlf.com/docs
    status: 0
  - url: https://github.com/htlfusa
    status: 404
  - url: https://www.umb.com/
    status: 200
  checked: '2026-09-14'