Suncoast Credit Union

Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial cooperative headquartered in Tampa, Florida. Founded in 1934 as Hillsborough County Teachers Credit Union, it is the largest credit union in Florida and one of the largest in the United States, serving well over a million members across Florida counties with more than $17 billion in assets. It offers consumer and small-business deposit accounts, lending, cards, and digital banking through a web presence (the brand's canonical domain is now suncoast.com, with the legacy suncoastcreditunion.com 301-redirecting to it) and an online/mobile banking platform hosted on banking.suncoastcreditunion.com. As is typical for a U.S. credit union, Suncoast publishes NO first-party public developer API and operates no developer portal: no developer or api subdomain resolves for either suncoastcreditunion.com or suncoast.com. Consumer-permissioned data access is available only through third-party aggregators (Plaid, MX, Finicity, Akoya) and its digital-banking core provider rather than a direct API. There is no publicly documented Financial Data Exchange (FDX) participation and no published CFPB Section 1033 open-banking posture. This is an identity-only API Evangelist record reflecting an honest "no public API, aggregator-only" reality.

Suncoast Credit Union is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Credit Union, and Florida.

Suncoast Credit Union’s developer surface includes engineering blog and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

1.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-ServicesBankingUnited StatesCredit UnionFloridaOpen FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 1.5/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.1 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/suncoast: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Blog

Blog

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

SignIn

SignIn

Source (apis.yml)

aid: suncoast
url: https://raw.githubusercontent.com/api-evangelist/suncoast/refs/heads/main/apis.yml
name: Suncoast Credit Union
kind: company
description: 'Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial
  cooperative headquartered in Tampa, Florida. Founded in 1934 as Hillsborough County Teachers Credit Union, it is the largest
  credit union in Florida and one of the largest in the United States, serving well over a million members across Florida
  counties with more than $17 billion in assets. It offers consumer and small-business deposit accounts, lending, cards, and
  digital banking through a web presence (the brand''s canonical domain is now suncoast.com, with the legacy suncoastcreditunion.com
  301-redirecting to it) and an online/mobile banking platform hosted on banking.suncoastcreditunion.com. As is typical for
  a U.S. credit union, Suncoast publishes NO first-party public developer API and operates no developer portal: no developer
  or api subdomain resolves for either suncoastcreditunion.com or suncoast.com. Consumer-permissioned data access is available
  only through third-party aggregators (Plaid, MX, Finicity, Akoya) and its digital-banking core provider rather than a direct
  API. There is no publicly documented Financial Data Exchange (FDX) participation and no published CFPB Section 1033 open-banking
  posture. This is an identity-only API Evangelist record reflecting an honest "no public API, aggregator-only" reality.'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Credit Union
- Florida
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Credit Union
- Florida
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: Blog
  url: https://www.suncoast.com/Blog
- type: PrivacyPolicy
  url: https://www.suncoast.com/Privacy-Policy
- type: DomainSecurity
  url: security/suncoast-domain-security.yml
- type: Website
  url: https://www.suncoast.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/suncoastcreditunion/
- type: SignIn
  url: https://banking.suncoastcreditunion.com/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com