Bank OZK

Bank OZK is a regional bank headquartered in Little Rock, Arkansas, tracing its charter to 1903 and today operating roughly 265 offices across Arkansas, Georgia, Florida, North Carolina, Texas, and New York. It is a state-chartered commercial bank and the wholly owned subsidiary of Bank OZK holding company, publicly traded on the Nasdaq Global Select Market under the symbol OZK, with about $40.8 billion in total assets as of year-end 2025 and a national reputation in commercial real estate lending. Bank OZK runs no first-party public developer portal and publishes no downloadable OpenAPI/Swagger specifications; it is not a documented Financial Data Exchange (FDX) participant and has not published a specific CFPB Section 1033 data-access posture. Consumer-permissioned account data is reached only indirectly through third-party aggregators, with Plaid documented as the supporting aggregator. This is an honest identity-only profile with no public API surface.

Bank OZK is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, United States, Regional Bank, and Commercial Real Estate Lending.

Bank OZK’s developer surface includes support, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5

0 APIs

Financial ServicesBankingUnited StatesRegional BankCommercial Real Estate LendingOpen FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5

Composite quality — 15.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bank-ozk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: bank-ozk
url: https://raw.githubusercontent.com/api-evangelist/bank-ozk/refs/heads/main/apis.yml
name: Bank OZK
kind: company
description: Bank OZK is a regional bank headquartered in Little Rock, Arkansas, tracing its charter to 1903 and today operating
  roughly 265 offices across Arkansas, Georgia, Florida, North Carolina, Texas, and New York. It is a state-chartered commercial
  bank and the wholly owned subsidiary of Bank OZK holding company, publicly traded on the Nasdaq Global Select Market under
  the symbol OZK, with about $40.8 billion in total assets as of year-end 2025 and a national reputation in commercial real
  estate lending. Bank OZK runs no first-party public developer portal and publishes no downloadable OpenAPI/Swagger specifications;
  it is not a documented Financial Data Exchange (FDX) participant and has not published a specific CFPB Section 1033 data-access
  posture. Consumer-permissioned account data is reached only indirectly through third-party aggregators, with Plaid documented
  as the supporting aggregator. This is an honest identity-only profile with no public API surface.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Regional Bank
- Commercial Real Estate Lending
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/bank-ozk-domain-security.yml
- type: Website
  url: https://www.ozk.com/
- type: Support
  url: https://www.ozk.com/contact-us/
- type: PrivacyPolicy
  url: https://www.ozk.com/privacy/
- type: TermsOfService
  url: https://www.ozk.com/privacy/
- type: Blog
  url: https://www.ozk.com/learning-center/
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-ozk
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com