Navy Federal Credit Union is a federally chartered credit union headquartered in Vienna, Virginia, and the largest credit union in the world by both assets and membership, serving more than 14 million members across the armed forces, Department of Defense, veterans, and their families. As a not-for-profit, member-owned financial cooperative regulated by the National Credit Union Administration (NCUA), it offers deposit accounts, credit cards, auto and mortgage lending, and investment services. On the open-finance front, Navy Federal operates a genuine first-party developer program — the Navy Federal API Exchange at developer.navyfederal.org — that publishes a consumer- permissioned, open-banking-style API catalog of eight data-access products (account details, holders, statements, transactions, customer accounts, customer details, plus OAuth/API-management and an mTLS gateway-connectivity test). Access is partner-gated behind registration and a signed Data Access Agreement, secured with OAuth member consent and mutual-TLS whitelisting; no OpenAPI/Swagger is publicly downloadable pre-login. Navy Federal also exposes member-permissioned data through aggregators (Plaid, Envestnet | Yodlee via a 2021 data access agreement, Flinks) rather than solely direct first-party integration.
Navy Federal Credit Union publishes 8 APIs on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Credit Union, and Open Finance.
Navy Federal Credit Union’s developer surface includes documentation, signup flow, support, API reference, engineering blog, authentication, and 14 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Banking & Open Finance regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Details and summary information for member accounts, including name, status, activity dates, balances, and more. Part of Navy Federal's consumer- permissioned Open Banking API C...
Information on account ownership and member relationships for consented member accounts. Part of Navy Federal's consumer-permissioned Open Banking API Catalog.
Statements for accounts over a given period, including statement names and images with details. Part of Navy Federal's consumer-permissioned Open Banking API Catalog.
Transactions for accounts over a given period, including amounts, description, running balance, status, and more. Part of Navy Federal's consumer-permissioned Open Banking API C...
Client registration and OAuth authentication management used to onboard third parties and obtain member consent tokens for the Open Banking API Catalog.
Member information independent of accounts, including name, address, date of birth, IDs, and other personal information. Part of Navy Federal's consumer-permissioned Open Bankin...
Connection test to the API platform providing a basic message response, used to prove out a working request over mTLS with whitelisting. Part of Navy Federal's Open Banking API ...
aid: navy-federal-credit-union
url: https://raw.githubusercontent.com/api-evangelist/navy-federal-credit-union/refs/heads/main/apis.yml
name: Navy Federal Credit Union
kind: company
description: Navy Federal Credit Union is a federally chartered credit union headquartered in Vienna, Virginia, and the largest
credit union in the world by both assets and membership, serving more than 14 million members across the armed forces, Department
of Defense, veterans, and their families. As a not-for-profit, member-owned financial cooperative regulated by the National
Credit Union Administration (NCUA), it offers deposit accounts, credit cards, auto and mortgage lending, and investment
services. On the open-finance front, Navy Federal operates a genuine first-party developer program — the Navy Federal API
Exchange at developer.navyfederal.org — that publishes a consumer- permissioned, open-banking-style API catalog of eight
data-access products (account details, holders, statements, transactions, customer accounts, customer details, plus OAuth/API-management
and an mTLS gateway-connectivity test). Access is partner-gated behind registration and a signed Data Access Agreement,
secured with OAuth member consent and mutual-TLS whitelisting; no OpenAPI/Swagger is publicly downloadable pre-login. Navy
Federal also exposes member-permissioned data through aggregators (Plaid, Envestnet | Yodlee via a 2021 data access agreement,
Flinks) rather than solely direct first-party integration.
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: self-serve
trial: false
try_now: false
public: false
label: Self-serve signup
confidence: low
source:
- authentication
- security
generated: '2026-09-02'
method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Credit Union
- Open Finance
- Open Banking
- Data Aggregation
- Payments
tags_raw:
- Financial Services
- Banking
- United States
- Credit Union
- Open Finance
- Open Banking
- Data Aggregation
- Payments
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: navy-federal-credit-union:account-details
name: Account Details API
description: Details and summary information for member accounts, including name, status, activity dates, balances, and
more. Part of Navy Federal's consumer- permissioned Open Banking API Catalog; access is gated behind registration, a signed
Data Access Agreement, OAuth member consent, and mTLS.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Account
- Balances
tags_raw:
- Accounts
- Balances
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:account-holders
name: Account Holders API
description: Information on account ownership and member relationships for consented member accounts. Part of Navy Federal's
consumer-permissioned Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Account
- Identity
tags_raw:
- Accounts
- Identity
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:account-statements
name: Account Statements API
description: Statements for accounts over a given period, including statement names and images with details. Part of Navy
Federal's consumer-permissioned Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Account
- Statements
tags_raw:
- Accounts
- Statements
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:account-transactions
name: Account Transactions API
description: Transactions for accounts over a given period, including amounts, description, running balance, status, and
more. Part of Navy Federal's consumer-permissioned Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Account
- Transaction
tags_raw:
- Accounts
- Transactions
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:api-management
name: API Management API
description: Client registration and OAuth authentication management used to onboard third parties and obtain member consent
tokens for the Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Authentication
tags_raw:
- OAuth
- Authentication
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:customer-accounts
name: Customer Accounts API
description: Listing of consented member accounts with basic details. Part of Navy Federal's consumer-permissioned Open
Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Account
- Customers
tags_raw:
- Accounts
- Customers
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:customer-details
name: Customer Details API
description: Member information independent of accounts, including name, address, date of birth, IDs, and other personal
information. Part of Navy Federal's consumer-permissioned Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Customers
- Identity
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- aid: navy-federal-credit-union:gateway-connectivity
name: Gateway Connectivity API
description: Connection test to the API platform providing a basic message response, used to prove out a working request
over mTLS with whitelisting. Part of Navy Federal's Open Banking API Catalog.
humanURL: https://developer.navyfederal.org/open-banking-api-catalog.html
tags:
- Connectivity
- mTLS
properties:
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
common:
- type: VulnerabilityDisclosure
url: security/navy-federal-credit-union-vulnerability-disclosure.yml
- type: DomainSecurity
url: security/navy-federal-credit-union-domain-security.yml
- type: Website
url: https://www.navyfederal.org/
- type: DeveloperPortal
url: https://developer.navyfederal.org/
- type: Documentation
url: https://developer.navyfederal.org/document-library.html
- type: SignUp
url: https://developer.navyfederal.org/register.html
- type: Support
url: https://developer.navyfederal.org/support.html
- type: TermsOfService
url: https://developer.navyfederal.org/terms-and-conditions.html
- type: PrivacyPolicy
url: https://www.navyfederal.org/policy/privacy.html
- type: APIReference
url: https://developer.navyfederal.org/open-banking-api-catalog.html
- type: Support
name: Developer FAQs
url: https://developer.navyfederal.org/support/faqs.html
- type: Login
url: https://developer.navyfederal.org/login.html
- type: LinkedIn
url: https://www.linkedin.com/company/navy-federal-credit-union
- type: Blog
url: https://www.navyfederal.org/makingcents.html
- type: LLMsTxt
url: llms/navy-federal-credit-union-llms.txt
- type: WellKnown
url: well-known/navy-federal-credit-union-well-known.yml
- type: SecurityTxt
url: well-known/navy-federal-credit-union-security.txt
- type: Security
url: https://navyfederal.responsibledisclosure.com/hc/en-us
- type: Authentication
url: authentication/navy-federal-credit-union-authentication.yml
- type: Conformance
url: conformance/navy-federal-credit-union-conformance.yml
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
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