Column

Column is a chartered nationally-regulated bank purpose-built for developer APIs. Offers ACH, wires, FedNow, checks, BIN sponsorship, and bank-direct ledgering.

Column publishes 18 APIs on the APIs.io network, including ACH Transfers API, Wire Transfers API, International Wires API, and 15 more. Tagged areas include Fintech, Banking, BaaS, ACH, and Wires.

Column’s developer surface includes authentication, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
30.2/100 thin ▬ flat Agent 36/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
21 APIs
FintechBankingBaaSACHWires

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 30.2/100 · thin
Contract Quality 15.3 / 25
Developer Ergonomics 2.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 6.5 / 10
Agent readiness — 36/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/column: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 21

Individual APIs this provider publishes, each with its own machine-readable definition.

Column ACH Transfers API

Originate and receive ACH transfers with returns and reversal handling.

Column Wire Transfers API

Send domestic wires with drawdowns and return-request workflows.

Column International Wires API

Cross-border wires with FX quoting and amendments.

Column Realtime Transfers API

Instant RTP/FedNow transfers and Request for Payment (RFP).

Column Book Transfers API

Internal ledger movements between Column accounts.

Column Check Services API

Issue, print, mail and deposit physical checks.

Column Lending API

Loan disbursements, payments, sales and reporting.

Column Entities & Accounts API

Person and business entity onboarding plus bank accounts and account numbers.

Column Webhooks

HMAC-SHA256 signed event callbacks for ACH, wire, international wire (SWIFT), realtime (RTP/FedNow), book transfers, checks, bank accounts, identity verification, loans, and rep...

Column Account Numbers API

The Account Numbers API from Column — 2 operation(s) for account numbers.

Column ACH Transfers API

The ACH Transfers API from Column — 4 operation(s) for ach transfers.

Column Bank Accounts API

The Bank Accounts API from Column — 2 operation(s) for bank accounts.

Column Book Transfers API

The Book Transfers API from Column — 2 operation(s) for book transfers.

Column Check Transfers API

The Check Transfers API from Column — 3 operation(s) for check transfers.

Column Counterparties API

The Counterparties API from Column — 2 operation(s) for counterparties.

Column Entities API

The Entities API from Column — 4 operation(s) for entities.

Column Events API

The Events API from Column — 2 operation(s) for events.

Column International Wires API

The International Wires API from Column — 2 operation(s) for international wires.

Column Realtime Transfers API

The Realtime Transfers API from Column — 2 operation(s) for realtime transfers.

Column Webhooks API

The Webhooks API from Column — 2 operation(s) for webhooks.

Column Wire Transfers API

The Wire Transfers API from Column — 2 operation(s) for wire transfers.

Scroll for all 21

Open Collections 2

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Column Webhooks

OPEN COLLECTION

Column API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Column Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Column Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Column Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Column Authentication

http · 1 scheme

SECURITY

Column Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Column Agentic Access

44 operations · 21 acting

44 operations · 21 acting

AGENTIC

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LlmsText
LlmsText

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: column
url: https://raw.githubusercontent.com/api-evangelist/column/refs/heads/main/apis.yml
name: Column
kind: company
description: Column is a chartered nationally-regulated bank purpose-built for developer APIs. Offers ACH, wires, FedNow,
  checks, BIN sponsorship, and bank-direct ledgering.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/column.png
tags:
- Fintech
- Banking
- BaaS
- ACH
- Wires
created: '2026-05-08'
modified: '2026-05-30'
specificationVersion: '0.19'
apis:
- name: Column ACH Transfers API
  description: Originate and receive ACH transfers with returns and reversal handling.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - ACH
  - Payments
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Wire Transfers API
  description: Send domestic wires with drawdowns and return-request workflows.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Wires
  - Payments
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column International Wires API
  description: Cross-border wires with FX quoting and amendments.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Wires
  - FX
  - Cross-Border
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Realtime Transfers API
  description: Instant RTP/FedNow transfers and Request for Payment (RFP).
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - RTP
  - FedNow
  - Instant Payments
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Book Transfers API
  description: Internal ledger movements between Column accounts.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Book Transfers
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Check Services API
  description: Issue, print, mail and deposit physical checks.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Check
  - Payments
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Lending API
  description: Loan disbursements, payments, sales and reporting.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Lending
  - Loans
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Entities & Accounts API
  description: Person and business entity onboarding plus bank accounts and account numbers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Accounts
  - KYC
  properties:
  - type: Documentation
    url: https://column.com/docs/api
- name: Column Webhooks
  description: HMAC-SHA256 signed event callbacks for ACH, wire, international wire (SWIFT), realtime (RTP/FedNow), book transfers,
    checks, bank accounts, identity verification, loans, and reporting.
  humanURL: https://docs.column.com/working-with-the-api/events-and-webhooks/
  baseURL: https://api.column.com
  tags:
  - Webhooks
  - Events
  - AsyncAPI
  properties:
  - type: Documentation
    url: https://docs.column.com/working-with-the-api/events-and-webhooks/
  - type: AsyncAPI
    url: openapi/column-asyncapi.yml
- aid: column:column-account-numbers-api
  name: Column Account Numbers API
  description: The Account Numbers API from Column — 2 operation(s) for account numbers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Account Numbers
  properties:
  - type: OpenAPI
    url: openapi/column-account-numbers-api-openapi.yml
- aid: column:column-ach-transfers-api
  name: Column ACH Transfers API
  description: The ACH Transfers API from Column — 4 operation(s) for ach transfers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - ACH Transfers
  properties:
  - type: OpenAPI
    url: openapi/column-ach-transfers-api-openapi.yml
- aid: column:column-bank-accounts-api
  name: Column Bank Accounts API
  description: The Bank Accounts API from Column — 2 operation(s) for bank accounts.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/column-bank-accounts-api-openapi.yml
- aid: column:column-book-transfers-api
  name: Column Book Transfers API
  description: The Book Transfers API from Column — 2 operation(s) for book transfers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Book Transfers
  properties:
  - type: OpenAPI
    url: openapi/column-book-transfers-api-openapi.yml
- aid: column:column-check-transfers-api
  name: Column Check Transfers API
  description: The Check Transfers API from Column — 3 operation(s) for check transfers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Check Transfers
  properties:
  - type: OpenAPI
    url: openapi/column-check-transfers-api-openapi.yml
- aid: column:column-counterparties-api
  name: Column Counterparties API
  description: The Counterparties API from Column — 2 operation(s) for counterparties.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Counterparties
  properties:
  - type: OpenAPI
    url: openapi/column-counterparties-api-openapi.yml
- aid: column:column-entities-api
  name: Column Entities API
  description: The Entities API from Column — 4 operation(s) for entities.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/column-entities-api-openapi.yml
- aid: column:column-events-api
  name: Column Events API
  description: The Events API from Column — 2 operation(s) for events.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/column-events-api-openapi.yml
- aid: column:column-international-wires-api
  name: Column International Wires API
  description: The International Wires API from Column — 2 operation(s) for international wires.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - International Wires
  properties:
  - type: OpenAPI
    url: openapi/column-international-wires-api-openapi.yml
- aid: column:column-realtime-transfers-api
  name: Column Realtime Transfers API
  description: The Realtime Transfers API from Column — 2 operation(s) for realtime transfers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Realtime Transfers
  properties:
  - type: OpenAPI
    url: openapi/column-realtime-transfers-api-openapi.yml
- aid: column:column-webhooks-api
  name: Column Webhooks API
  description: The Webhooks API from Column — 2 operation(s) for webhooks.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/column-webhooks-api-openapi.yml
- aid: column:column-wire-transfers-api
  name: Column Wire Transfers API
  description: The Wire Transfers API from Column — 2 operation(s) for wire transfers.
  humanURL: https://column.com/docs/api
  baseURL: https://api.column.com
  tags:
  - Wire Transfers
  properties:
  - type: OpenAPI
    url: openapi/column-wire-transfers-api-openapi.yml
common:
- type: AgenticAccess
  url: agentic-access/column-agentic-access.yml
- type: DomainSecurity
  url: security/column-domain-security.yml
- type: Authentication
  url: authentication/column-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/column-bank
- type: Website
  url: https://column.com/
- url: https://column.com/blog
  type: Blog
- type: Plans
  url: plans/column-plans-pricing.yml
- type: RateLimits
  url: rate-limits/column-rate-limits.yml
- type: FinOps
  url: finops/column-finops.yml
- type: LlmsText
  url: https://column.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com