Payments · industry standard

NACHA

NACHA governs the ACH Network and publishes the NACHA Operating Rules, which define the file format and rules for Automated Clearing House electronic payments in the United States. These rules standardize direct deposits, debits, and transfers.

www.nacha.org/The standard

1974First published

No — fixed-width records, soldMachine-readable schema · sold

53providers in the catalog

Also known as ACH, Automated Clearing House.

Providers that carry NACHA 53

These providers' own APIs.json profiles carry NACHA as a tag — the provider's statement that the standard is part of what it does. APIs.io has not verified the implementation on this page; the de facto profiles on this site are where that measurement exists. Ordered by Kin Score.

Staxexemplar · 72.4 Method Financialexemplar · 67.3 Highnoteexemplar · 67.0 Unitstrong · 65.0 Dwollastrong · 61.6 Narmistrong · 59.9 VoPaystrong · 57.5 Payablistrong · 56.6 SoFi Technologiesstrong · 56.4 Rainforeststrong · 54.3 Helcimdeveloping · 52.5 ConnexPaydeveloping · 52.0 Shift4developing · 50.4 PayWithMyBank (Trustly)developing · 49.8 GoCardlessdeveloping · 49.1 TabaPaydeveloping · 48.3 Bonddeveloping · 48.2 Increasedeveloping · 48.1 Aeropaydeveloping · 47.6 PayEnginedeveloping · 45.3 Western Alliance Bancorporationdeveloping · 45.0 Interchecksdeveloping · 43.3 KeyCorpdeveloping · 42.0 Modern Treasurydeveloping · 42.0 Orumdeveloping · 41.8 Fifth Third Bancorpdeveloping · 40.5 Q2thin · 38.6 Meliothin · 38.5 Astrathin · 37.6 Columnthin · 37.3 Treasury Primethin · 36.0 Nachathin · 35.6 Rotessathin · 34.8 First Citizens BancSharesthin · 33.6 PayStandthin · 33.2 PayNearMethin · 31.2 Silathin · 30.8 Cross River Bankthin · 29.6 Highlinethin · 27.3 BillGOthin · 27.1 Electronic payment Exchange Incemerging · 26.0 Niveloemerging · 24.6 Deluxeemerging · 24.0 Galileo Financial Technologiesemerging · 23.3 FlexPointemerging · 20.0 Plootoemerging · 19.5 Finliemerging · 18.7 Mesaemerging · 14.8 Headnoteemerging · 13.7 Wholesailemerging · 12.6 First Horizonemerging · 11.6 Balancedminimal · 0.0 Synapseminimal · 0.0

Read from the API Evangelist standards directory, facts verified 2026-08-17. Provider links come from the catalog's own identity tags and are rebuilt nightly. If this page is wrong about a standard or a provider, say so.