Galileo Financial Technologies

Galileo Financial Technologies (a SoFi company) is a card-issuing and banking platform powering many fintechs. Provides Program API (accounts, cards), Config API, Dispute API 3.0, Loan API, Payment Hub API, Risk API, Auth API (authorization controller webhook), Events API webhooks, and External Transactions API.

Galileo Financial Technologies publishes 17 API contracts indexed on the APIs.io network, including Config API, Dispute API, Events API, and 14 more. Tagged areas include Fintech, Banking as a Service, Card Issuing, Banking, and Payments.

The Galileo Financial Technologies catalog on APIs.io includes 1 Spectral governance ruleset.

Galileo Financial Technologies’ developer surface includes authentication and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

23.3/100 emerging ▬ flat Agent 21/100 agent aware Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterprise

1 published contract

Fintech Banking as a Service Card Issuing Banking Payments ACH

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

DisputePaymentHubProgram

POST /pro/payment-hub/external-accounts POST /pro/payment-hub/transfers POST /pro/payment-hub/transfers/cancel POST /pro/dispute/claims

Credit & Lending Management

BC-1320

Loan

POST /pro/loan/create POST /pro/loan/simulate POST /pro/loan/installments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 23.3/100 · emerging

Contract Quality 8.5 / 19

Developer Ergonomics 2.5 / 15

Access Clarity 0.8 / 15

Operational Transparency 0.5 / 10

Contract Governance 1.2 / 9

Discoverability 5.5 / 8

Regulatory Posture 1.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 5.3 — up to +18.9 composite points
Developer Ergonomics scores 16.7 — up to +16.7 composite points
Contract Quality scores 45.3 — up to +13.7 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/galileo-fs/apis.yml: open an issue on github.com/api-evangelist/galileo-fs to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

NACHA

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

Galileo Program API

REST API for managing accounts and cards: account creation, KYC/CIP verification, balance/funding, card issuance (physical, digital, virtual, instant-issue), authorization contr...

Galileo Config API

REST API for program configuration including card products, fee schedules, MCC controls, and program parameters.

Galileo Dispute API 3.0

REST API for the dispute lifecycle (chargebacks, representments, network communications).

Galileo Loan API

REST API for credit, lending, BNPL, and secured-credit products including draw, repayment, and balance inquiry.

Galileo Payment Hub API

REST API for ACH, RTP, Bill Pay, and other payments rails.

Galileo Risk API

REST API for risk and fraud screening tools.

Galileo Auth API (Authorization Controller)

Synchronous webhook-style endpoint customers expose for Galileo to call during authorization for approve/decline decisions.

Galileo Events API

Outbound webhook delivery for transactions, account events, card events, and other lifecycle events.

Galileo External Transactions API

REST API to feed third-party transactions into Galileo program ledgers for unified reporting.

Galileo Financial Technologies Config API

The Config API from Galileo Financial Technologies — 1 operation(s) for config.

Galileo Financial Technologies Dispute API

The Dispute API from Galileo Financial Technologies — 3 operation(s) for dispute.

Galileo Financial Technologies Events API

The Events API from Galileo Financial Technologies — 1 operation(s) for events.

Galileo Financial Technologies ExternalTransactions API

The ExternalTransactions API from Galileo Financial Technologies — 1 operation(s) for externaltransactions.

Galileo Financial Technologies Loan API

The Loan API from Galileo Financial Technologies — 3 operation(s) for loan.

Galileo Financial Technologies PaymentHub API

The PaymentHub API from Galileo Financial Technologies — 3 operation(s) for paymenthub.

Galileo Financial Technologies Program API

The Program API from Galileo Financial Technologies — 6 operation(s) for program.

Galileo Financial Technologies Risk API

The Risk API from Galileo Financial Technologies — 1 operation(s) for risk.

Scroll for all 17

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Galileo Financial Technologies Pro Config API

OPEN COLLECTION

Galileo Financial Technologies Pro Config Dispute API

OPEN COLLECTION

Galileo Financial Technologies Pro Config Events API

OPEN COLLECTION

Galileo Financial Technologies Pro Config ExternalTransactions API

OPEN COLLECTION

Galileo Financial Technologies Pro Config Loan API

OPEN COLLECTION

Galileo Financial Technologies Pro Config PaymentHub API

OPEN COLLECTION

Galileo Financial Technologies Pro Config Program API

OPEN COLLECTION

Galileo Financial Technologies Pro Config Risk API

OPEN COLLECTION

Galileo Financial Technologies Pro API

OPEN COLLECTION

Scroll for all 9

Galileo Financial Technologies API pricing

Not yet checked against Galileo Financial Technologies's own pricing page. Compiled by API Evangelist on 2026-05-08 from www.galileo-ft.com/; confirm before you rely on a figure.

Plan	Price
Program (Custom) enterprise	—

Plan details, limits and sources →

Rate limits

Default API RPS: 100 requests per second
Auth API Timeout: 2000 milliseconds

Compiled by API Evangelist, not yet checked against Galileo Financial Technologies's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Galileo Fs Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Galileo Fs Rate Limits

2 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Galileo Financial Technologies

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Galileo Fs Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Galileo Financial Technologies API Rules

48 rules · 46 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Galileo Fs Authentication

http · 1 scheme

SECURITY

Galileo Fs Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Galileo Fs Agentic Access

19 operations · 13 acting · 1 human-in-the-loop

19 operations · 13 acting

AGENTIC

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: galileo-fs
url: https://raw.githubusercontent.com/api-evangelist/galileo-fs/refs/heads/main/apis.yml
name: Galileo Financial Technologies
kind: company
description: Galileo Financial Technologies (a SoFi company) is a card-issuing and banking platform powering many fintechs.
  Provides Program API (accounts, cards), Config API, Dispute API 3.0, Loan API, Payment Hub API, Risk API, Auth API (authorization
  controller webhook), Events API webhooks, and External Transactions API.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  - authentication
  - security
  - url: https://www.galileo-ft.com/
    status: 301
    note: declared website redirects to https://tech.sofi.com/ — a different registrable domain (galileo-ft.com -> sofi.com),
      possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/galileo-fs.png
tags:
- Fintech
- Banking as a Service
- Card Issuing
- Banking
- Payments
- ACH
tags_raw:
- FinTech
- Banking as a Service
- Card Issuing
- Banking
- Payments
- ACH
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.23'
apis:
- aid: galileo:program-api
  name: Galileo Program API
  description: 'REST API for managing accounts and cards: account creation, KYC/CIP verification, balance/funding, card issuance
    (physical, digital, virtual, instant-issue), authorization controls.'
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Card Issuing
  - Banking
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/
- aid: galileo:config-api
  name: Galileo Config API
  description: REST API for program configuration including card products, fee schedules, MCC controls, and program parameters.
  humanURL: https://docs.galileo-ft.com/pro/reference/config-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Configuration
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/config-api
- aid: galileo:dispute-api
  name: Galileo Dispute API 3.0
  description: REST API for the dispute lifecycle (chargebacks, representments, network communications).
  humanURL: https://docs.galileo-ft.com/pro/reference/dispute-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Disputes
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/dispute-api
- aid: galileo:loan-api
  name: Galileo Loan API
  description: REST API for credit, lending, BNPL, and secured-credit products including draw, repayment, and balance inquiry.
  humanURL: https://docs.galileo-ft.com/pro/reference/loan-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Lending
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/loan-api
- aid: galileo:payment-hub-api
  name: Galileo Payment Hub API
  description: REST API for ACH, RTP, Bill Pay, and other payments rails.
  humanURL: https://docs.galileo-ft.com/pro/reference/payment-hub-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Payments
  - ACH
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/payment-hub-api
- aid: galileo:risk-api
  name: Galileo Risk API
  description: REST API for risk and fraud screening tools.
  humanURL: https://docs.galileo-ft.com/pro/reference/risk-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - Risk Management
  tags_raw:
  - REST
  - Risk
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/risk-api
- aid: galileo:auth-api
  name: Galileo Auth API (Authorization Controller)
  description: Synchronous webhook-style endpoint customers expose for Galileo to call during authorization for approve/decline
    decisions.
  humanURL: https://docs.galileo-ft.com/pro/reference/auth-api
  baseURL: customer-hosted
  tags:
  - Webhook
  - Authorization
  tags_raw:
  - Webhooks
  - Authorization
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/auth-api
- aid: galileo:events-api
  name: Galileo Events API
  description: Outbound webhook delivery for transactions, account events, card events, and other lifecycle events.
  humanURL: https://docs.galileo-ft.com/pro/reference/events-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/events-api
- aid: galileo:external-transactions-api
  name: Galileo External Transactions API
  description: REST API to feed third-party transactions into Galileo program ledgers for unified reporting.
  humanURL: https://docs.galileo-ft.com/pro/reference/external-transactions-api
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - REST
  - External
  properties:
  - type: Documentation
    url: https://docs.galileo-ft.com/pro/reference/external-transactions-api
- aid: galileo-fs:galileo-fs-config-api
  name: Galileo Financial Technologies Config API
  description: The Config API from Galileo Financial Technologies — 1 operation(s) for config.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Config
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-config-api-openapi.yml
- aid: galileo-fs:galileo-fs-dispute-api
  name: Galileo Financial Technologies Dispute API
  description: The Dispute API from Galileo Financial Technologies — 3 operation(s) for dispute.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Dispute
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-dispute-api-openapi.yml
- aid: galileo-fs:galileo-fs-events-api
  name: Galileo Financial Technologies Events API
  description: The Events API from Galileo Financial Technologies — 1 operation(s) for events.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-events-api-openapi.yml
- aid: galileo-fs:galileo-fs-externaltransactions-api
  name: Galileo Financial Technologies ExternalTransactions API
  description: The ExternalTransactions API from Galileo Financial Technologies — 1 operation(s) for externaltransactions.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - ExternalTransactions
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-externaltransactions-api-openapi.yml
- aid: galileo-fs:galileo-fs-loan-api
  name: Galileo Financial Technologies Loan API
  description: The Loan API from Galileo Financial Technologies — 3 operation(s) for loan.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Loan
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-loan-api-openapi.yml
- aid: galileo-fs:galileo-fs-paymenthub-api
  name: Galileo Financial Technologies PaymentHub API
  description: The PaymentHub API from Galileo Financial Technologies — 3 operation(s) for paymenthub.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - PaymentHub
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-paymenthub-api-openapi.yml
- aid: galileo-fs:galileo-fs-program-api
  name: Galileo Financial Technologies Program API
  description: The Program API from Galileo Financial Technologies — 6 operation(s) for program.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Program
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-program-api-openapi.yml
- aid: galileo-fs:galileo-fs-risk-api
  name: Galileo Financial Technologies Risk API
  description: The Risk API from Galileo Financial Technologies — 1 operation(s) for risk.
  humanURL: https://docs.galileo-ft.com/pro/
  baseURL: https://api-sandbox.cv.gpsrv.com
  tags:
  - Risk Management
  tags_raw:
  - Risk
  properties:
  - type: OpenAPI
    url: openapi/galileo-fs-risk-api-openapi.yml
common:
- type: CapabilityMap
  url: capabilities/galileo-fs-capability-edges.yml
  name: Galileo Financial Technologies Business Capability Map
- type: AgenticAccess
  url: agentic-access/galileo-fs-agentic-access.yml
- type: DomainSecurity
  url: security/galileo-fs-domain-security.yml
- type: Authentication
  url: authentication/galileo-fs-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/galileo-financial-technologies
- type: Website
  url: https://www.galileo-ft.com/
- type: Plans
  url: plans/galileo-fs-plans-pricing.yml
- type: RateLimits
  url: rate-limits/galileo-fs-rate-limits.yml
- type: FinOps
  url: finops/galileo-fs-finops.yml
- type: LlmsText
  url: https://docs.galileo-ft.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Galileo Financial Technologies API — frequently asked questions

Does Galileo Financial Technologies have an API?

Yes. APIs.io lists 17 APIs from Galileo Financial Technologies, including Galileo Program API, Galileo Config API and Galileo Dispute API 3.0, and 14 more.

Is there an OpenAPI specification for the Galileo Financial Technologies API?

Yes. APIs.io indexes 8 OpenAPI specifications for Galileo Financial Technologies, each linked for download from this page.

How do I authenticate with the Galileo Financial Technologies API?

Galileo Financial Technologies uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Galileo Fs Authentication.

How much does the Galileo Financial Technologies API cost?

APIs.io lists 1 pricing plan for Galileo Financial Technologies, with each plan's price, limits and inclusions under Pricing on this page.

Is the Galileo Financial Technologies API ready for AI agents?

Galileo Financial Technologies has a Kin Score of 23.3 out of 100 (emerging) and an Agent Readiness score of 21.3 (agent-aware), scored by API Evangelist on 2026-11-06.

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