VoPay

VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform that lets software companies, marketplaces, lenders, and enterprises move money across Canadian and North American bank rails from a single set of REST endpoints. Its Fintech-as-a-Service suite spans EFT, Interac e-Transfer, ACH, RTP/FedNow/FedWire, VoPay Instant, card and digital-wallet payments, cross-border and global cash management, virtual accounts, ledgering, scheduled and recurring payments, bank-account verification (IQ11), KYC/AML onboarding, and dispute management. VoPay ships a genuine public developer portal (docs.vopay.com) with a sandbox, an OpenAPI-backed API reference segmented by product, webhooks for transaction and account events, and API-key-plus-shared-secret signature authentication with IP whitelisting. Its home market is Canada, where it operates as an API-native money-movement layer over Interac and Payments Canada rails.

VoPay publishes 23 APIs on the APIs.io network, including Accounts API, Account Onboarding API, Bill Pay API, and 20 more. Tagged areas include Payments, Canada, Embedded Finance, Payments as a Service, and Account-to-Account.

The VoPay catalog on APIs.io includes 1 event-driven AsyncAPI specification.

VoPay’s developer surface includes documentation, API reference, getting-started guide, signup flow, pricing, engineering blog, support, and 32 more developer resources.

🌐 Visit website 📡 Source on GitHub
57.1/100 developing ▬ flat Agent 87/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
23 APIs 1 MCP Servers
PaymentsCanadaEmbedded FinancePayments as a ServiceAccount-to-AccountEFTInterac e-TransferACHReal-Time PaymentsCross-BorderMoney TransferBank Account VerificationKYCVirtual AccountsOpen Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 57.1/100 · developing
Contract Quality 15.1 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 6.5 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 87/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/vopay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 23

Individual APIs this provider publishes, each with its own machine-readable definition.

VoPay Accounts API

VoPay's Accounts API — 44 documented operation(s) across 40 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Account Onboarding API

VoPay's Account Onboarding API — 9 documented operation(s) across 9 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Bill Pay API

VoPay's Bill Pay API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Blocked Accounts API

VoPay's Blocked Accounts API — 3 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Branding API

VoPay's Branding API — 6 documented operation(s) across 6 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Client Accounts API

VoPay's Client Accounts API — 41 documented operation(s) across 40 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Contact API

VoPay's Contact API — 15 documented operation(s) across 15 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Convenience Fees API

VoPay's Convenience Fees API — 6 documented operation(s) across 2 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Dispute Management Endpoints API

VoPay's Dispute Management Endpoints API — 11 documented operation(s) across 11 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay eLinx API

VoPay's eLinx API — 5 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay File Conversion API

VoPay's File Conversion API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Global Cash Management API

VoPay's Global Cash Management API — 35 documented operation(s) across 35 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Integrations and Support API

VoPay's Integrations and Support API — 32 documented operation(s) across 32 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay IQ11 API

VoPay's IQ11 API — 8 documented operation(s) across 7 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Payments API

VoPay's Payments API — 1 documented operation(s) across 1 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Payment Methods API

VoPay's Payment Methods API — 51 documented operation(s) across 51 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Payment Rails API

VoPay's Payment Rails API — 85 documented operation(s) across 85 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Ping API

VoPay's Ping API — 3 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Remittance API API

VoPay's Remittance API API — 1 documented operation(s) across 1 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Scheduled Payments API

VoPay's Scheduled Payments API — 6 documented operation(s) across 5 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Transaction Management API

VoPay's Transaction Management API — 7 documented operation(s) across 7 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Verification API

VoPay's Verification API — 13 documented operation(s) across 13 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

VoPay Virtual Accounts API

VoPay's Virtual Accounts API — 6 documented operation(s) across 5 path(s) on VoPay's API-first embedded finance platform for Canadian and cross-border money movement.

Scroll for all 23

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

vopay-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

VoPay Webhooks

VoPay webhook (event notification) surface. VoPay delivers 24 event types via HTTP POST to the URL configured with account/webhook-url or partner/webhook-url. Every payload carr...

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vopay Authentication

apiKey/signature · 1 scheme

SECURITY

Vopay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Vopay Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Vopay Agentic Access

404 operations · 258 acting

404 operations · 258 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Sandbox
Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference
 AsyncAPI
AsyncAPI

Agent Surfaces 7

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 AgentSkill
AgentSkill
 AgentSkill
AgentSkill

Scroll for all 7

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel
 Components
Components
 Webhooks
Webhooks

Scroll for all 8

Build 3

SDKs, sample code, and the tooling you integrate with

DeclineCodes
DeclineCodes
 Packages
Packages
 ToolCrosswalk
ToolCrosswalk

Access & Security 5

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 SecurityTxt
SecurityTxt
 Security
Security

Operate 3

Status, limits, changes, and where to get help

StatusPage
StatusPage
 Support
Support
 ChangeLog
ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: vopay
url: https://raw.githubusercontent.com/api-evangelist/vopay/refs/heads/main/apis.yml
name: VoPay
kind: company
description: VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform
  that lets software companies, marketplaces, lenders, and enterprises move money across Canadian and North American bank
  rails from a single set of REST endpoints. Its Fintech-as-a-Service suite spans EFT, Interac e-Transfer, ACH, RTP/FedNow/FedWire,
  VoPay Instant, card and digital-wallet payments, cross-border and global cash management, virtual accounts, ledgering, scheduled
  and recurring payments, bank-account verification (IQ11), KYC/AML onboarding, and dispute management. VoPay ships a genuine
  public developer portal (docs.vopay.com) with a sandbox, an OpenAPI-backed API reference segmented by product, webhooks
  for transaction and account events, and API-key-plus-shared-secret signature authentication with IP whitelisting. Its home
  market is Canada, where it operates as an API-native money-movement layer over Interac and Payments Canada rails.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Canada
- Embedded Finance
- Payments as a Service
- Account-to-Account
- EFT
- Interac e-Transfer
- ACH
- Real-Time Payments
- Cross-Border
- Money Transfer
- Bank Account Verification
- KYC
- Virtual Accounts
- Open Banking
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: vopay:vopay-account-api-reference
  name: VoPay Accounts API
  description: VoPay's Accounts API — 44 documented operation(s) across 40 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Accounts
  - Ledger
  properties:
  - type: OpenAPI
    url: openapi/vopay-account-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-account-onboarding
  name: VoPay Account Onboarding API
  description: VoPay's Account Onboarding API — 9 documented operation(s) across 9 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Onboarding
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/vopay-account-onboarding.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-bill-pay-references
  name: VoPay Bill Pay API
  description: VoPay's Bill Pay API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Bill Pay
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/vopay-bill-pay-references.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-blocked-accounts-api-reference
  name: VoPay Blocked Accounts API
  description: VoPay's Blocked Accounts API — 3 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Risk
  - Compliance
  properties:
  - type: OpenAPI
    url: openapi/vopay-blocked-accounts-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-branding-api-reference
  name: VoPay Branding API
  description: VoPay's Branding API — 6 documented operation(s) across 6 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Branding
  - White Label
  properties:
  - type: OpenAPI
    url: openapi/vopay-branding-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-client-accounts
  name: VoPay Client Accounts API
  description: VoPay's Client Accounts API — 41 documented operation(s) across 40 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Client Accounts
  - Sub-Accounts
  properties:
  - type: OpenAPI
    url: openapi/vopay-client-accounts.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-contact
  name: VoPay Contact API
  description: VoPay's Contact API — 15 documented operation(s) across 15 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Contacts
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/vopay-contact.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-convenience-fee-api-reference
  name: VoPay Convenience Fees API
  description: VoPay's Convenience Fees API — 6 documented operation(s) across 2 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Fees
  - Billing
  properties:
  - type: OpenAPI
    url: openapi/vopay-convenience-fee-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-dispute-management-api-reference
  name: VoPay Dispute Management Endpoints API
  description: VoPay's Dispute Management Endpoints API — 11 documented operation(s) across 11 path(s) on VoPay's API-first
    embedded finance platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Disputes
  - Chargebacks
  properties:
  - type: OpenAPI
    url: openapi/vopay-dispute-management-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-elinx
  name: VoPay eLinx API
  description: VoPay's eLinx API — 5 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Payment Links
  - eLinx
  properties:
  - type: OpenAPI
    url: openapi/vopay-elinx.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-file-conversion-api-reference
  name: VoPay File Conversion API
  description: VoPay's File Conversion API — 8 documented operation(s) across 8 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Files
  - Utilities
  properties:
  - type: OpenAPI
    url: openapi/vopay-file-conversion-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-global-cash-management
  name: VoPay Global Cash Management API
  description: VoPay's Global Cash Management API — 35 documented operation(s) across 35 path(s) on VoPay's API-first embedded
    finance platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Cross-Border
  - Treasury
  properties:
  - type: OpenAPI
    url: openapi/vopay-global-cash-management.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-integrations-and-support
  name: VoPay Integrations and Support API
  description: VoPay's Integrations and Support API — 32 documented operation(s) across 32 path(s) on VoPay's API-first embedded
    finance platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Integrations
  - Support
  properties:
  - type: OpenAPI
    url: openapi/vopay-integrations-and-support.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-iq11
  name: VoPay IQ11 API
  description: VoPay's IQ11 API — 8 documented operation(s) across 7 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Bank Account Verification
  - IQ11
  properties:
  - type: OpenAPI
    url: openapi/vopay-iq11.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-payment-api-reference
  name: VoPay Payments API
  description: VoPay's Payments API — 1 documented operation(s) across 1 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/vopay-payment-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-payment-method-api-reference
  name: VoPay Payment Methods API
  description: VoPay's Payment Methods API — 51 documented operation(s) across 51 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Payment Methods
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/vopay-payment-method-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-payment-rails-api-reference
  name: VoPay Payment Rails API
  description: VoPay's Payment Rails API — 85 documented operation(s) across 85 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Payment Rails
  - EFT
  - Interac
  - ACH
  - RTP
  properties:
  - type: OpenAPI
    url: openapi/vopay-payment-rails-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-ping
  name: VoPay Ping API
  description: VoPay's Ping API — 3 documented operation(s) across 3 path(s) on VoPay's API-first embedded finance platform
    for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Utilities
  - Health
  properties:
  - type: OpenAPI
    url: openapi/vopay-ping.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-remittance-api-reference
  name: VoPay Remittance API API
  description: VoPay's Remittance API API — 1 documented operation(s) across 1 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Remittance
  - Cross-Border
  properties:
  - type: OpenAPI
    url: openapi/vopay-remittance-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-scheduled-payments-api-reference
  name: VoPay Scheduled Payments API
  description: VoPay's Scheduled Payments API — 6 documented operation(s) across 5 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Scheduled Payments
  - Recurring
  properties:
  - type: OpenAPI
    url: openapi/vopay-scheduled-payments-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-transaction-management
  name: VoPay Transaction Management API
  description: VoPay's Transaction Management API — 7 documented operation(s) across 7 path(s) on VoPay's API-first embedded
    finance platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Transactions
  - Reporting
  properties:
  - type: OpenAPI
    url: openapi/vopay-transaction-management.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-verification
  name: VoPay Verification API
  description: VoPay's Verification API — 13 documented operation(s) across 13 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Verification
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/vopay-verification.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
- aid: vopay:vopay-virtual-account-api-reference
  name: VoPay Virtual Accounts API
  description: VoPay's Virtual Accounts API — 6 documented operation(s) across 5 path(s) on VoPay's API-first embedded finance
    platform for Canadian and cross-border money movement.
  humanURL: https://docs.vopay.com/reference/getting-started-with-your-api
  baseURL: https://earthnode-dev.vopay.com/api/v2
  tags:
  - Virtual Accounts
  - Treasury
  properties:
  - type: OpenAPI
    url: openapi/vopay-virtual-account-api-reference.json
  - type: Documentation
    url: https://docs.vopay.com/docs/api-overview
  - type: APIReference
    url: https://docs.vopay.com/reference/getting-started-with-your-api
common:
- type: VulnerabilityDisclosure
  url: security/vopay-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/vopay-domain-security.yml
- type: AgenticAccess
  url: agentic-access/vopay-agentic-access.yml
- type: Website
  url: https://vopay.com/
- type: DeveloperPortal
  url: https://docs.vopay.com/
- type: Documentation
  url: https://docs.vopay.com/docs/api-overview
- type: APIReference
  url: https://docs.vopay.com/reference/getting-started-with-your-api
- type: GettingStarted
  url: https://docs.vopay.com/docs/getting-started
- type: SignUp
  url: https://vopay.com/api-sandbox/
- type: StatusPage
  url: https://status.vopay.com/
- type: Pricing
  url: https://vopay.com/pricing/
- type: Blog
  url: https://blog.vopay.com/
- type: Support
  url: https://vopay.com/contact/
- type: TermsOfService
  url: https://vopay.com/legal/term-of-use/
- type: PrivacyPolicy
  url: https://vopay.com/legal/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/vopay
- type: Authentication
  url: authentication/vopay-authentication.yml
- type: Conventions
  url: conventions/vopay-conventions.yml
- type: Idempotency
  url: conventions/vopay-conventions.yml
- type: ErrorCatalog
  url: errors/vopay-error-codes.yml
- type: DeclineCodes
  url: errors/vopay-decline-codes.yml
- type: Sandbox
  url: sandbox/vopay-sandbox.yml
- type: Lifecycle
  url: lifecycle/vopay-lifecycle.yml
- type: ChangeLog
  url: changelog/vopay-changelog.yml
- type: Conformance
  url: conformance/vopay-conformance.yml
- type: DataModel
  url: data-model/vopay-data-model.yml
- type: Packages
  url: packages/vopay-packages.yml
- type: Components
  url: components/vopay-components.yml
- type: WellKnown
  url: well-known/vopay-well-known.yml
- type: SecurityTxt
  url: well-known/vopay-security.txt
- type: LLMsTxt
  url: llms/vopay-llms.txt
- type: MCPServer
  url: mcp/vopay-mcp.yml
- type: ToolCrosswalk
  url: mcp/vopay-tool-crosswalk.yml
- type: Security
  url: https://vopay.com/.well-known/security.txt
- type: AsyncAPI
  url: asyncapi/vopay-webhooks-asyncapi.yml
- type: Webhooks
  url: asyncapi/vopay-webhooks-asyncapi.yml
- type: AgentSkill
  url: skills/vopay-eft-collect-funds.md
  name: Collect funds by EFT
- type: AgentSkill
  url: skills/vopay-verify-bank-account-iq11.md
  name: Verify a bank account with IQ11
- type: AgentSkill
  url: skills/vopay-interac-request-money.md
  name: Request money by Interac e-Transfer
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com