VoPay · Agentic Access

VoPay Agentic Access

x-agentic-access generated

VoPay exposes 404 API operations that an AI agent could call, of which 258 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 146 read, 185 write, and 73 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsCanadaEmbedded FinancePayments-as-a-ServiceAccount-to-AccountEFTInterac e-TransferACHReal-Time PaymentsCross-BorderMoney TransferBank Account VerificationKYCVirtual AccountsOpen Banking

Operations: 404 Acting: 258 Human-in-the-loop: 0 Method: generated

By consequence

read 146 write 185 physical 73

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/account/auto-balance-transfer	physical	conditional
POST	/account/auto-balance-transfer/cancel	physical	conditional
POST	/account/client-accounts/auto-balance-transfer	physical	conditional
POST	/account/client-accounts/auto-balance-transfer/cancel	physical	conditional
POST	/account/client-accounts/fund-transfer	physical	conditional
POST	/account/client-accounts/fund-transfer-withdraw	physical	conditional
POST	/account/client-accounts/fund-transfer-withdraw/schedule	physical	conditional
POST	/account/client-accounts/fund-transfer/schedule	physical	conditional
POST	/account/client-accounts/transfer	physical	conditional
POST	/account/client-accounts/transfer-withdraw	physical	conditional
POST	/account/client-accounts/transfer-withdraw/schedule	physical	conditional
POST	/account/client-accounts/transfer/schedule/cancel	physical	conditional
POST	/account/client-accounts/wallets/transfer	physical	conditional
POST	/account/set-default-payment-method	physical	conditional
POST	/account/subaccount/send-onboarding-application	physical	conditional
POST	/account/transactions/refund	physical	conditional
POST	/account/transfer-from	physical	conditional
POST	/account/transfer-to	physical	conditional
POST	/account/webhook/resend	physical	conditional
POST	/account/withdraw-my-account	physical	conditional
POST	/account/withdraw-my-account/schedule	physical	conditional
POST	/ach/withdraw	physical	conditional
POST	/ach/withdraw/schedule	physical	conditional
POST	/apple-pay/charge	physical	conditional
POST	/batch/ach/withdraw	physical	conditional

Source

Agentic Access

generated: '2026-07-24'
method: generated
source: openapi/vopay-account-api-reference.json, openapi/vopay-account-onboarding.json, openapi/vopay-bill-pay-references.json,
  openapi/vopay-blocked-accounts-api-reference.json, openapi/vopay-branding-api-reference.json,
  openapi/vopay-client-accounts.json, openapi/vopay-contact.json, openapi/vopay-convenience-fee-api-reference.json,
  openapi/vopay-dispute-management-api-reference.json, openapi/vopay-elinx.json, openapi/vopay-file-conversion-api-reference.json,
  openapi/vopay-global-cash-management.json, openapi/vopay-integrations-and-support.json, openapi/vopay-iq11.json,
  openapi/vopay-payment-api-reference.json, openapi/vopay-payment-method-api-reference.json,
  openapi/vopay-payment-rails-api-reference.json, openapi/vopay-ping.json, openapi/vopay-remittance-api-reference.json,
  openapi/vopay-scheduled-payments-api-reference.json, openapi/vopay-transaction-management.json,
  openapi/vopay-verification.json, openapi/vopay-virtual-account-api-reference.json
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 404
  by_action_class:
    acting: 258
    connected: 146
  by_consequence:
    write: 185
    read: 146
    physical: 73
  human_in_the_loop_required: 0
operations:
- path: /partner/account
  method: post
  operationId: AccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account
  method: get
  operationId: AccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/business-case
  method: post
  operationId: AccountBusinessCasePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/set-permissions
  method: post
  operationId: AccountSetPermissionsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/billing-packages
  method: get
  operationId: PartnerBillingPackagesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/invoice-details
  method: get
  operationId: PartnerInvoiceDetailsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/transactions
  method: get
  operationId: PartnerAccountTransactionsURLGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/transfer
  method: post
  operationId: PartnerAccountTransferPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/fund-transfer
  method: post
  operationId: PartnerAccountFundTransferPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/transfer-withdraw
  method: post
  operationId: PartnerAccountTransferWithdrawPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/fund-transfer-withdraw
  method: post
  operationId: PartnerAccountFundTransferWithdrawPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/onboarding-url
  method: get
  operationId: PartnerAccountOnboardingURLGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/balance
  method: get
  operationId: AccountBalanceGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/balances
  method: get
  operationId: AccountBalancesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/fund-my-account
  method: post
  operationId: AccountFundMyAccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/fund-my-account/schedule
  method: post
  operationId: AccountFundMyAccountSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/withdraw-my-account
  method: post
  operationId: AccountWithdrawMyAccountPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/withdraw-my-account/schedule
  method: post
  operationId: AccountWithdrawMyAccountSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transactions
  method: get
  operationId: AccountTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/codes
  method: get
  operationId: AccountTransactionsCodesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/gl-codes
  method: get
  operationId: AccountTransactionsGLCodesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/remaining-limit
  method: get
  operationId: AccountRemainingLimitGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transfer-to
  method: post
  operationId: AccountTransferToPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transfer-from
  method: post
  operationId: AccountTransferFromPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer
  method: post
  operationId: AccountAutoBalanceTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer
  method: get
  operationId: AccountAutoBalanceTransferGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/recent
  method: get
  operationId: AccountTransactionsRecentGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/auto-balance-transfer-list
  method: get
  operationId: AccountAutoBalanceTransferListGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/auto-balance-transfer/cancel
  method: post
  operationId: AccountAutoBalanceTransferCancelPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer/report
  method: get
  operationId: AccountAutoBalanceTransferReportGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/authorized-ips
  method: post
  operationId: AccountAuthorizedIPsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/authorized-ips
  method: get
  operationId: AccountAuthorizedIPsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/set-default-payment-method
  method: post
  operationId: AccountSetDefaultPaymentMethodPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transaction/history
  method: post
  operationId: AccountTransactionHistoryPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount
  method: get
  operationId: SubaccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/subaccount
  method: post
  operationId: SubaccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/edit
  method: post
  operationId: SubaccountEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/transactions
  method: get
  operationId: SubaccountTransactionGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/subaccount/set-permissions
  method: post
  operationId: SubaccountSetPermissionsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/send-onboarding-application
  method: post
  operationId: SubaccountSendOnboardingApplicationPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/create-partner
  method: post
  operationId: PartnerCreatePartnerPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/edit
  method: post
  operationId: PartnerAccountEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/deactivate
  method: post
  operationId: PartnerAccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/deactivate
  method: post
  operationId: SubaccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/shareholder-info
  method: get
  operationId: AccountShareHolderInfoGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/submit-extended-info/shareholder-info/add
  method: post
  operationId: AccountShareHolderPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/shareholder-info/edit
  method: post
  operationId: AccountShareHolderEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/signing-authority-info
  method: get
  operationId: AccountSigningAuthorityInfoGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/submit-extended-info/signing-authority-info/add
  method: post
  operationId: AccountSigningAuthorityAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/signing-authority-info/edit
  method: post
  operationId: AccountSigningAuthorityEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/business-types
  method: get
  operationId: AccountBusinessTypesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /document
  method: post
  operationId: DocumentPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /document/[:DocumentID]
  method: get
  operationId: DocumentURLGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/create
  method: post
  operationId: BillPayCreatePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/cancel
  method: post
  operationId: BillPayCancelPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/transaction
  method: get
  operationId: BillPayTransactionGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/merchants
  method: get
  operationId: BillPayMerchantsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/account/merchants/add
  method: post
  operationId: BillPayAccountMerchantsAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/account/merchants/edit
  method: post
  operationId: BillPayAccountMerchantsEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/account/merchants
  method: get
  operationId: BillPayAccountMerchantsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/generate-embed-url
  method: post
  operationId: BillPayGenerateEmbedUrlPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/block
  method: post
  operationId: BlockedAccountBlockPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/unblock
  method: post
  operationId: BlockedAccountUnblockPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/set-autounblock-threshold
  method: post
  operationId: BlockedAccountSetAutoUnblockThresholdPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/branding
  method: post
  operationId: BrandingPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/branding-details
  method: get
  operationId: BrandingDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/branding/delete
  method: post
  operationId: BrandingDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/branding
  method: post
  operationId: PartnerBrandingPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/branding-details
  method: get
  operationId: PartnerBrandingDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/branding/delete
  method: post
  operationId: PartnerBrandingDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/individual
  method: post
  operationId: ClientAccountIndividualPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/business
  method: post
  operationId: ClientAccountBusinessPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/receive-only
  method: post
  operationId: ClientAccountReceiveOnlyPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/standard
  method: post
  operationId: ClientAccountStandardPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts
  method: get
  operationId: ClientAccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/balance
  method: get
  operationId: ClientAccountBalanceGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/label
  method: get
  operationId: ClientAccountLabelGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/label/add
  method: post
  operationId: ClientAccountLabelAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/label/delete
  method: post
  operationId: ClientAccountLabelDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/edit
  method: post
  operationId: ClientAccountEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/delete
  method: post
  operationId: ClientAccountDeletePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/deactivate
  method: post
  operationId: ClientAccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/activate
  method: post
  operationId: ClientAccountActivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/generate-embed-url
  method: post
  operationId: ClientAccountGenerateEmbedURLPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/payment-methods
  method: get
  operationId: ClientAccountPaymentMethodsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/notes/add
  method: post
  operationId: ClientAccountNotesAddPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes/edit
  method: post
  operationId: ClientAccountNotesEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes/delete
  method: post
  operationId: ClientAccountNotesDeletePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes
  method: get
  operationId: ClientAccountNotesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/transfer
  method: post
  operationId: ClientAccountTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/fund-transfer
  method: post
  operationId: ClientAccountFundTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transfer-withdraw
  method: post
  operationId: ClientAccountTransferWithdrawPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/fund-transfer-withdraw
  method: post
  operationId: ClientAccountFundTransferWithdrawPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transactions
  method: get
  operationId: AccountClientAccountTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/fund-transfer/schedule
  method: post
  operationId: ClientAccountFundTransferSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transfer-withdraw/schedule
  method: post
  operationId: ClientAccountTransferWithdrawSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      hum

# --- truncated at 32 KB (126 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/vopay/refs/heads/main/agentic-access/vopay-agentic-access.yml

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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https://apis.io/mcp

Tools for agentic access

3 MCP tools reach this

apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
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curl for this page

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curl "https://apis.io/api/v1/search?q=vopay-agentic-access&limit=10"

Everything under a tag

curl "https://apis.io/api/v1/tags/vopay-agentic-access"

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