VoPay · Agentic Access
VoPay Agentic Access

x-agentic-access generated
VoPay exposes 404 API operations that an AI agent could call, of which 258 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.
By consequence: 146 read, 185 write, and 73 physical.
Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.
PaymentsCanadaEmbedded FinancePayments as a ServiceAccount-to-AccountEFTInterac e-TransferACHReal-Time PaymentsCross-BorderMoney TransferBank Account VerificationKYCVirtual AccountsOpen Banking
Operations: 404 Acting: 258 Human-in-the-loop: 0 Method: generated
By consequence

read 146 write 185 physical 73
Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.
Method	Path	Consequence	Human-in-loop
POST	/account/auto-balance-transfer	physical	conditional
POST	/account/auto-balance-transfer/cancel	physical	conditional
POST	/account/client-accounts/auto-balance-transfer	physical	conditional
POST	/account/client-accounts/auto-balance-transfer/cancel	physical	conditional
POST	/account/client-accounts/fund-transfer	physical	conditional
POST	/account/client-accounts/fund-transfer-withdraw	physical	conditional
POST	/account/client-accounts/fund-transfer-withdraw/schedule	physical	conditional
POST	/account/client-accounts/fund-transfer/schedule	physical	conditional
POST	/account/client-accounts/transfer	physical	conditional
POST	/account/client-accounts/transfer-withdraw	physical	conditional
POST	/account/client-accounts/transfer-withdraw/schedule	physical	conditional
POST	/account/client-accounts/transfer/schedule/cancel	physical	conditional
POST	/account/client-accounts/wallets/transfer	physical	conditional
POST	/account/set-default-payment-method	physical	conditional
POST	/account/subaccount/send-onboarding-application	physical	conditional
POST	/account/transactions/refund	physical	conditional
POST	/account/transfer-from	physical	conditional
POST	/account/transfer-to	physical	conditional
POST	/account/webhook/resend	physical	conditional
POST	/account/withdraw-my-account	physical	conditional
POST	/account/withdraw-my-account/schedule	physical	conditional
POST	/ach/withdraw	physical	conditional
POST	/ach/withdraw/schedule	physical	conditional
POST	/apple-pay/charge	physical	conditional
POST	/batch/ach/withdraw	physical	conditional
Source

Agentic Access

generated: '2026-07-24'
method: generated
source: openapi/vopay-account-api-reference.json, openapi/vopay-account-onboarding.json, openapi/vopay-bill-pay-references.json,
  openapi/vopay-blocked-accounts-api-reference.json, openapi/vopay-branding-api-reference.json,
  openapi/vopay-client-accounts.json, openapi/vopay-contact.json, openapi/vopay-convenience-fee-api-reference.json,
  openapi/vopay-dispute-management-api-reference.json, openapi/vopay-elinx.json, openapi/vopay-file-conversion-api-reference.json,
  openapi/vopay-global-cash-management.json, openapi/vopay-integrations-and-support.json, openapi/vopay-iq11.json,
  openapi/vopay-payment-api-reference.json, openapi/vopay-payment-method-api-reference.json,
  openapi/vopay-payment-rails-api-reference.json, openapi/vopay-ping.json, openapi/vopay-remittance-api-reference.json,
  openapi/vopay-scheduled-payments-api-reference.json, openapi/vopay-transaction-management.json,
  openapi/vopay-verification.json, openapi/vopay-virtual-account-api-reference.json
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 404
  by_action_class:
    acting: 258
    connected: 146
  by_consequence:
    write: 185
    read: 146
    physical: 73
  human_in_the_loop_required: 0
operations:
- path: /partner/account
  method: post
  operationId: AccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account
  method: get
  operationId: AccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/business-case
  method: post
  operationId: AccountBusinessCasePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/set-permissions
  method: post
  operationId: AccountSetPermissionsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/billing-packages
  method: get
  operationId: PartnerBillingPackagesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/invoice-details
  method: get
  operationId: PartnerInvoiceDetailsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/transactions
  method: get
  operationId: PartnerAccountTransactionsURLGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/account/transfer
  method: post
  operationId: PartnerAccountTransferPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/fund-transfer
  method: post
  operationId: PartnerAccountFundTransferPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/transfer-withdraw
  method: post
  operationId: PartnerAccountTransferWithdrawPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/fund-transfer-withdraw
  method: post
  operationId: PartnerAccountFundTransferWithdrawPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/onboarding-url
  method: get
  operationId: PartnerAccountOnboardingURLGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/balance
  method: get
  operationId: AccountBalanceGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/balances
  method: get
  operationId: AccountBalancesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/fund-my-account
  method: post
  operationId: AccountFundMyAccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/fund-my-account/schedule
  method: post
  operationId: AccountFundMyAccountSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/withdraw-my-account
  method: post
  operationId: AccountWithdrawMyAccountPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/withdraw-my-account/schedule
  method: post
  operationId: AccountWithdrawMyAccountSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transactions
  method: get
  operationId: AccountTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/codes
  method: get
  operationId: AccountTransactionsCodesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/gl-codes
  method: get
  operationId: AccountTransactionsGLCodesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/remaining-limit
  method: get
  operationId: AccountRemainingLimitGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transfer-to
  method: post
  operationId: AccountTransferToPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transfer-from
  method: post
  operationId: AccountTransferFromPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer
  method: post
  operationId: AccountAutoBalanceTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer
  method: get
  operationId: AccountAutoBalanceTransferGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/transactions/recent
  method: get
  operationId: AccountTransactionsRecentGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/auto-balance-transfer-list
  method: get
  operationId: AccountAutoBalanceTransferListGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/auto-balance-transfer/cancel
  method: post
  operationId: AccountAutoBalanceTransferCancelPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/auto-balance-transfer/report
  method: get
  operationId: AccountAutoBalanceTransferReportGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/authorized-ips
  method: post
  operationId: AccountAuthorizedIPsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/authorized-ips
  method: get
  operationId: AccountAuthorizedIPsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/set-default-payment-method
  method: post
  operationId: AccountSetDefaultPaymentMethodPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/transaction/history
  method: post
  operationId: AccountTransactionHistoryPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount
  method: get
  operationId: SubaccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/subaccount
  method: post
  operationId: SubaccountPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/edit
  method: post
  operationId: SubaccountEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/transactions
  method: get
  operationId: SubaccountTransactionGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/subaccount/set-permissions
  method: post
  operationId: SubaccountSetPermissionsPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/send-onboarding-application
  method: post
  operationId: SubaccountSendOnboardingApplicationPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/create-partner
  method: post
  operationId: PartnerCreatePartnerPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/edit
  method: post
  operationId: PartnerAccountEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/account/deactivate
  method: post
  operationId: PartnerAccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/subaccount/deactivate
  method: post
  operationId: SubaccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/shareholder-info
  method: get
  operationId: AccountShareHolderInfoGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/submit-extended-info/shareholder-info/add
  method: post
  operationId: AccountShareHolderPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/shareholder-info/edit
  method: post
  operationId: AccountShareHolderEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/signing-authority-info
  method: get
  operationId: AccountSigningAuthorityInfoGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/submit-extended-info/signing-authority-info/add
  method: post
  operationId: AccountSigningAuthorityAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/submit-extended-info/signing-authority-info/edit
  method: post
  operationId: AccountSigningAuthorityEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/business-types
  method: get
  operationId: AccountBusinessTypesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /document
  method: post
  operationId: DocumentPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /document/[:DocumentID]
  method: get
  operationId: DocumentURLGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/create
  method: post
  operationId: BillPayCreatePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/cancel
  method: post
  operationId: BillPayCancelPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/transaction
  method: get
  operationId: BillPayTransactionGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/merchants
  method: get
  operationId: BillPayMerchantsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/account/merchants/add
  method: post
  operationId: BillPayAccountMerchantsAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/account/merchants/edit
  method: post
  operationId: BillPayAccountMerchantsEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bill-pay/account/merchants
  method: get
  operationId: BillPayAccountMerchantsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bill-pay/generate-embed-url
  method: post
  operationId: BillPayGenerateEmbedUrlPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/block
  method: post
  operationId: BlockedAccountBlockPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/unblock
  method: post
  operationId: BlockedAccountUnblockPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/blocked-account/set-autounblock-threshold
  method: post
  operationId: BlockedAccountSetAutoUnblockThresholdPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/branding
  method: post
  operationId: BrandingPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/branding-details
  method: get
  operationId: BrandingDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/branding/delete
  method: post
  operationId: BrandingDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/branding
  method: post
  operationId: PartnerBrandingPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/branding-details
  method: get
  operationId: PartnerBrandingDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/branding/delete
  method: post
  operationId: PartnerBrandingDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/individual
  method: post
  operationId: ClientAccountIndividualPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/business
  method: post
  operationId: ClientAccountBusinessPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/receive-only
  method: post
  operationId: ClientAccountReceiveOnlyPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/standard
  method: post
  operationId: ClientAccountStandardPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts
  method: get
  operationId: ClientAccountGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/balance
  method: get
  operationId: ClientAccountBalanceGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/label
  method: get
  operationId: ClientAccountLabelGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/label/add
  method: post
  operationId: ClientAccountLabelAddPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/label/delete
  method: post
  operationId: ClientAccountLabelDeletePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/edit
  method: post
  operationId: ClientAccountEditPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/delete
  method: post
  operationId: ClientAccountDeletePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/deactivate
  method: post
  operationId: ClientAccountDeactivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/activate
  method: post
  operationId: ClientAccountActivatePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/generate-embed-url
  method: post
  operationId: ClientAccountGenerateEmbedURLPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/payment-methods
  method: get
  operationId: ClientAccountPaymentMethodsGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/notes/add
  method: post
  operationId: ClientAccountNotesAddPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes/edit
  method: post
  operationId: ClientAccountNotesEditPOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes/delete
  method: post
  operationId: ClientAccountNotesDeletePOST
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/notes
  method: get
  operationId: ClientAccountNotesGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/transfer
  method: post
  operationId: ClientAccountTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/fund-transfer
  method: post
  operationId: ClientAccountFundTransferPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transfer-withdraw
  method: post
  operationId: ClientAccountTransferWithdrawPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/fund-transfer-withdraw
  method: post
  operationId: ClientAccountFundTransferWithdrawPOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transactions
  method: get
  operationId: AccountClientAccountTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account/client-accounts/fund-transfer/schedule
  method: post
  operationId: ClientAccountFundTransferSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account/client-accounts/transfer-withdraw/schedule
  method: post
  operationId: ClientAccountTransferWithdrawSchedulePOST
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      hum

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# Full source: https://raw.githubusercontent.com/api-evangelist/vopay/refs/heads/main/agentic-access/vopay-agentic-access.yml