Astra website screenshot

Astra

Astra (Astra Finance, Inc.) is a financial technology company providing an all-in-one instant payments API that lets product teams embed real-time money movement between bank accounts and debit cards. The platform powers instant disbursements and payouts, instant account funding, accelerated bank transfers, card-to-account movement, cross-border payments, and automated "Routines," with built-in compliance, fraud detection, and chargeback management. Developers integrate over a versioned REST API (v1) using OAuth 2.0 authorization for end-user money movement plus client-credential authorization for administrative operations, with webhooks for asynchronous updates and a full sandbox environment for testing.

Astra publishes 8 API contracts indexed on the APIs.io network, including Accounts API, Authorization API, Cards API, and 5 more. Tagged areas include Company, Payments, Fintech, Money Movement, and ACH.

The Astra catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Astra’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, signup flow, authentication, and 26 more developer resources.

55.2/100 strong ▬ flat Agent 42/100 agent native Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →
AccessSelf serve
1 published contract
CompanyPaymentsFintechMoney MovementACHInstant PaymentsBank TransfersDisbursements

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Astra It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/astra/"><img src="https://apis.io/badge/astra/card.svg" alt="Astra on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
  • Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
  • Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
6 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/astra/apis.yml: open an issue on github.com/api-evangelist/astra to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Astra Accounts API

The Accounts API from Astra — 4 operation(s) for accounts.

Astra Authorization API

The Authorization API from Astra — 3 operation(s) for authorization.

Astra Cards API

The Cards API from Astra — 6 operation(s) for cards.

Astra Instant Payment Eligibility API

The Instant Payment Eligibility API from Astra — 1 operation(s) for instant payment eligibility.

Astra Payment Instruments API

The Payment Instruments API from Astra — 2 operation(s) for payment instruments.

Astra Routines API

The Routines API from Astra — 7 operation(s) for routines.

Astra Transfers API

The Transfers API from Astra — 5 operation(s) for transfers.

Astra User API

The User API from Astra — 11 operation(s) for user.

Scroll for all 8

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Astra Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Astra Context

5 classes · 10 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Astra API Rules

14 rules · 9 errors 1 warnings 4 info

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

oauth_success_response

4 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Astra Authentication

oauth2 · 3 schemes

SECURITY

Astra Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Astra Trust Center

SOC 2, PCI DSS, GDPR, CCPA/CPRA

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Astra Agentic Access

45 operations · 24 acting

45 operations · 24 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 11

Pagination, idempotency, versioning, errors, and events

Scroll for all 11

Access & Security 5

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: astra
name: Astra
description: Astra (Astra Finance, Inc.) is a financial technology company providing an all-in-one instant payments API that
  lets product teams embed real-time money movement between bank accounts and debit cards. The platform powers instant disbursements
  and payouts, instant account funding, accelerated bank transfers, card-to-account movement, cross-border payments, and automated
  "Routines," with built-in compliance, fraud detection, and chargeback management. Developers integrate over a versioned
  REST API (v1) using OAuth 2.0 authorization for end-user money movement plus client-credential authorization for administrative
  operations, with webhooks for asynchronous updates and a full sandbox environment for testing.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://astrafi.com/static/images/favicons/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/astra/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- canaan-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-09-16'
x-docs-platform: readme
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-19
tags:
- Company
- Payments
- Fintech
- Money Movement
- ACH
- Instant Payments
- Bank Transfers
- Disbursements
tags_raw:
- Company
- Payments
- Fintech
- Money Movement
- ACH
- Instant Payments
- Bank Transfers
- Disbursements
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/astra-agentic-access.yml
- type: Spectral
  url: rules/astra-rules.yml
- type: JSONLD
  url: json-ld/astra-context.jsonld
- type: Vocabulary
  url: vocabulary/astra-vocabulary.yml
- type: DataModel
  url: data-model/astra-data-model.yml
- type: Idempotency
  url: conventions/astra-conventions.yml
- type: TrustCenter
  url: security/astra-trust-center.yml
- type: Deprecation
  url: lifecycle/astra-lifecycle.yml
- type: ErrorCatalog
  url: errors/astra-problem-types.yml
- type: Hosts
  url: hosts/astra-hosts.yml
- type: Vendors
  url: vendors/astra-vendors.yml
- type: Website
  url: https://astra.finance
- type: DomainSecurity
  url: security/astra-domain-security.yml
- type: DeveloperPortal
  url: https://docs.astra.finance/
- type: Documentation
  url: https://docs.astra.finance/docs
- type: APIReference
  url: https://docs.astra.finance/reference/introduction
- type: GettingStarted
  url: https://docs.astra.finance/docs/getting-started
- type: Blog
  url: https://astrafi.com/blog/
- type: Support
  url: https://dashboard-sandbox.astra.finance/support
- type: SignUp
  url: https://dashboard-sandbox.astra.finance/login
- type: Login
  url: https://dashboard.astra.finance/
- type: TermsOfService
  url: https://astrafi.com/terms/
- type: PrivacyPolicy
  url: https://astrafi.com/privacy/
- type: TrustCenter
  url: https://trust.astrafi.com/
- type: Compliance
  url: https://astrafi.com/security-and-privacy/
- type: LLMsTxt
  url: llms/astra-llms.txt
- type: Authentication
  url: authentication/astra-authentication.yml
- type: Conventions
  url: conventions/astra-conventions.yml
- type: ErrorCatalog
  url: errors/astra-error-codes.yml
- type: Webhooks
  url: asyncapi/astra-webhooks.yml
- type: Lifecycle
  url: lifecycle/astra-lifecycle.yml
- type: Sandbox
  url: sandbox/astra-sandbox.yml
- type: Conformance
  url: conformance/astra-conformance.yml
apis:
- aid: astra:astra-accounts-api
  name: Astra Accounts API
  description: The Accounts API from Astra — 4 operation(s) for accounts.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/astra-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-authorization-api
  name: Astra Authorization API
  description: The Authorization API from Astra — 3 operation(s) for authorization.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Authorization
  properties:
  - type: OpenAPI
    url: openapi/astra-authorization-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-cards-api
  name: Astra Cards API
  description: The Cards API from Astra — 6 operation(s) for cards.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/astra-cards-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-instant-payment-eligibility-api
  name: Astra Instant Payment Eligibility API
  description: The Instant Payment Eligibility API from Astra — 1 operation(s) for instant payment eligibility.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Instant Payment Eligibility
  properties:
  - type: OpenAPI
    url: openapi/astra-instant-payment-eligibility-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-payment-instruments-api
  name: Astra Payment Instruments API
  description: The Payment Instruments API from Astra — 2 operation(s) for payment instruments.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Payment Instruments
  properties:
  - type: OpenAPI
    url: openapi/astra-payment-instruments-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-routines-api
  name: Astra Routines API
  description: The Routines API from Astra — 7 operation(s) for routines.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Routines
  properties:
  - type: OpenAPI
    url: openapi/astra-routines-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-transfers-api
  name: Astra Transfers API
  description: The Transfers API from Astra — 5 operation(s) for transfers.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/astra-transfers-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
- aid: astra:astra-user-api
  name: Astra User API
  description: The User API from Astra — 11 operation(s) for user.
  humanURL: https://docs.astra.finance/reference/introduction
  baseURL: https://api.astra.finance/v1
  tags:
  - User
  properties:
  - type: OpenAPI
    url: openapi/astra-user-api-openapi.yml
  - type: Documentation
    url: https://docs.astra.finance/docs
  - type: APIReference
    url: https://docs.astra.finance/reference/introduction
  - type: GettingStarted
    url: https://docs.astra.finance/docs/getting-started
  - type: Authentication
    url: authentication/astra-authentication.yml
  - type: Conventions
    url: conventions/astra-conventions.yml
  - type: ErrorCatalog
    url: errors/astra-error-codes.yml
  - type: Webhooks
    url: asyncapi/astra-webhooks.yml
  - type: Lifecycle
    url: lifecycle/astra-lifecycle.yml
  - type: Sandbox
    url: sandbox/astra-sandbox.yml
  - type: Conformance
    url: conformance/astra-conformance.yml
  - type: JSONSchema
    url: json-schema/astra-oauth-success-response-schema.json
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-readme-harvest:
  date: '2026-10-14'
  ops: 45
  tool: harvest-readme-openapi.py
  portal: https://docs.astra.finance

Astra API — frequently asked questions

Does Astra have an API?

Yes. APIs.io lists 8 APIs from Astra, including Astra Accounts API, Astra Authorization API and Astra Cards API, and 5 more.

Is there an OpenAPI specification for the Astra API?

Yes. APIs.io indexes 8 OpenAPI specifications for Astra, each linked for download from this page.

How do I authenticate with the Astra API?

Astra uses bearer-token authentication (oauth2 · 3 schemes). The details are profiled on APIs.io as Astra Authentication.

Is the Astra API ready for AI agents?

Astra has a Kin Score of 55.2 out of 100 (strong) and an Agent Readiness score of 42.2 (agent-native), scored by API Evangelist on 2026-10-31.

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