emerging · -0.4 market domain

Instant Payments

Score 20.4 / 100 10 providers +12 via APIs 14 APIs Search apis.io →
Business capabilities this tag reaches
Payments & Card Management 2

Providers using this tag (10)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Strong 2 Solid coverage with minor gaps
DwollaPaymentsACHBank TransfersFintech20 APIs61.6FintectureOpen BankingPaymentsPSD2France5 APIs55.1
Developing 3 Usable, with meaningful gaps to close
TabaPayCompanyFintechPayments1 API48.3InterchecksPaymentsPayoutsACHReal-Time Payments2 APIs43.3OrumCompanyPaymentsFintechBanking1 API41.8
Thin 2 Limited public surface area
AstraCompanyPaymentsFintechMoney Movement1 API37.6FedNow ServicePaymentsUnited StatesReal-Time Payments5 APIs36.5
Emerging 2 Early or largely undocumented
NanoCryptocurrencyPaymentsBlockchainFeeless1 API25.8The Clearing House (RTP)PaymentsUnited StatesReal-Time Payments1 API13.1
Minimal 1 Almost no public developer surface
DepayCompanyPaymentsCross-Border PaymentsFintech5.2

APIs with this tag (14)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 2 Usable, with meaningful gaps to close
Montran Instant Payments APIReal-time instant payment processing with guaranteed end-to-end latency of a few seconds39.7Montran Instant Payments SystemA robust 24/7, high-capacity, retail-focused payment solution that processes individual payments in real-ti...39.7
Thin 7 Limited public surface area
Column Realtime Transfers APIThe Realtime Transfers API from Column — 2 operation(s) for realtime transfers.37.3SVB Instant Payments APIThe Instant Payments API sends and tracks real-time payments over U.S. instant rails. Partners create payme...33.6Lead Bank Instant Payments APIThe Instant Payments API from Lead Bank — 7 operation(s) for instant payments.32.8Cielo Pix APICielo Pix API exposes the Brazilian Central Bank's instant-payment rails on a Cielo-hosted endpoint. It imp...32.7Thought Machine Vault Payments APIVault Payments is Thought Machine's cloud-native payments processing platform, able to run card, instant, b...32.2PagBank PIX APIDedicated API for PIX instant payment infrastructure in Brazil. Supports immediate charge creation via QR c...31.1US Bank Instant Payments APIThe Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for re...29.6
Emerging 4 Early or largely undocumented
Asaas Pix APIEndpoints for Pix instant payments - static and dynamic QR codes, Pix keys (CPF/CNPJ/email/phone/random), Q...19.6PicPay PIX APIREST API for accepting PIX (Brazil's instant payment rail) as a payment method in ecommerce. Supports PIX c...19.5AstroPay PIX APIPIX integration on the AstroPay platform for Brazil's instant payment rail. Create PIX charges, receive PIX...16.6RTP Network (ISO 20022 Messaging)The RTP network is The Clearing House's real-time payments scheme for the United States, moving credit-push...13.1
Minimal 1 Almost no public developer surface
PNC Real-Time Payments (RTP) APIReal-Time Payments API surface from PNC, one of the first U.S. banks to adopt The Clearing House RTP networ...10.6

Companies reaching this through an API (12)

These companies publish an API, specification or operation carrying “Instant Payments” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Asaas AstroPay Cielo Column First Citizens BancShares Lead Bank Montran PagBank PicPay PNC Thought Machine US Bancorp

Score breakdown

Frequency
37.9
log-scaled weighted occurrences
Breadth
0.3
spread across providers
Quality lift
45.3
mean composite of providers using it
Cohesion
12.1
strength of nearest seed neighbor

Where this tag sits

Payments broader

Related tags

Real-Time Payments 8 co-occurrences ACH 10 co-occurrences Pix 5 co-occurrences Settlement 5 co-occurrences Balances 8 co-occurrences Cards 8 co-occurrences Transfers 5 co-occurrences Brazil 5 co-occurrences

Where this tag comes from

Api tag14
Provider tag10
Openapi tag1
Openapi op tag4

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