Depay

Depay (Depayments S.A.) is a Latin American cross-border payment infrastructure company that connects banks, wallets, and fintechs to the region's instant payment rails through a single API integration, enabling real-time international payments with settlement in local currency. Depay bridges interoperability across PIX (Brazil), Transferencias 3.0 (Argentina), Bre-B (Colombia), QR BCR (Peru), and QR BCB (Bolivia), and offers QR-code collection products for online and in-person checkout. Founded in Buenos Aires and backed by Techstars (Payments Powered by Stellar and MoneyGram), the company raised a $4M round to expand its real-time payment network across LATAM.

Depay is profiled on the APIs.io network. Tagged areas include Company, Payments, Cross-Border Payments, Fintech, and Instant Payments.

Depay’s developer surface includes engineering blog and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

4.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Payments Cross-Border Payments Fintech Instant Payments Latin America QR Payments Payment Infrastructure

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 4.1/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 1.1 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/depay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: depay
name: Depay
description: Depay (Depayments S.A.) is a Latin American cross-border payment infrastructure company that connects banks,
  wallets, and fintechs to the region's instant payment rails through a single API integration, enabling real-time international
  payments with settlement in local currency. Depay bridges interoperability across PIX (Brazil), Transferencias 3.0 (Argentina),
  Bre-B (Colombia), QR BCR (Peru), and QR BCB (Bolivia), and offers QR-code collection products for online and in-person checkout.
  Founded in Buenos Aires and backed by Techstars (Payments Powered by Stellar and MoneyGram), the company raised a $4M round
  to expand its real-time payment network across LATAM.
url: https://raw.githubusercontent.com/api-evangelist/depay/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://depay.us/wp-content/uploads/2026/06/logo-depay.svg
tags:
- Company
- Payments
- Cross-Border Payments
- Fintech
- Instant Payments
- Latin America
- QR Payments
- Payment Infrastructure
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/depay-domain-security.yml
- type: LLMsTxt
  url: llms/depay-llms.txt
- type: Website
  url: https://depay.us/en/
- type: Blog
  url: https://depay.us/en/blog/
- type: Login
  url: https://dashboard.depay.us/
- type: LinkedIn
  url: https://www.linkedin.com/company/depay-us/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence