Fintecture

Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immediate Transfer, Smart Transfer, Request To Pay, Buy Now Pay Later, Verified Payout, Immediate Refund), PSD2 Account Information (accounts, holders, transactions, identity verification), Customers, E-Mandates, and a beta Organisation Access Credentials surface for managing multi-tenant enterprise estates. Clients include Auchan, Bricoman, Pluxee, PMU, and Edenred, with 2M+ end payers served. Plug-and-play modules for PrestaShop, Magento, Shopify, WordPress, Odoo, Intershop, and Oasis sit on top of official JavaScript, Python, PHP, and Ruby SDKs.

Fintecture publishes 22 API contracts indexed on the APIs.io network, including Customers API, Transactions and Settlements API, Accounts API, and 19 more. Tagged areas include Open Banking, Payments, PSD2, France, and Account Information.

The Fintecture catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Fintecture’s developer surface includes changelog, sandbox, authentication, developer portal, documentation, getting-started guide, signup flow, and 57 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

50.1/100 developing ▼ -5.0 Agent 20/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0

AccessFreeSelf serve⚡ Free to try

5 published contracts 21 Features

Open Banking Payments PSD2 France Account Information Payment Initiation Instant Payments SEPASmart TransferRequest to Pay Buy Now Pay LaterE-MandatesAccount-to-Account KYC

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

PaymentsPayoutsRefundsRequest To Pay

POST /pis/v2/connect POST /pis/v2/request-to-pay POST /pis/v2/request-for-payout POST /pis/v2/refund

Banking Customer Management

BC-1300

Verifications

POST /v1/customers/{customer_id}/verification

Kin Score

Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0

Composite quality — 50.1/100 · developing

Contract Quality 11.3 / 19

Developer Ergonomics 9.5 / 15

Access Clarity 5.9 / 15

Operational Transparency 2.6 / 10

Contract Governance 2.0 / 9

Discoverability 5.2 / 8

Regulatory Posture 2.5 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/fintecture: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Open Banking	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 22

Individual APIs this provider publishes, each with its own machine-readable definition.

Fintecture Customers API

Register and manage merchant customers, attach their bank accounts, and run identity verifications. Persisted customer records pre-fill payment fields and accelerate repeat chec...

Fintecture Transactions and Settlements API

Inspect transactions and settlements. Settlements represent outgoing disbursements from the merchant's Local Acquiring account to their own bank account. Sandbox includes a tran...

Fintecture Accounts API

Bank accounts, balances, and holders

Fintecture Applications API

The Applications API from Fintecture — 3 operation(s) for applications.

Fintecture Authentication API

PSU bank authentication

Fintecture Bank Accounts API

Customer bank accounts

Fintecture Companies API

The Companies API from Fintecture — 2 operation(s) for companies.

Fintecture E-Mandates API

Customer e-mandates

Fintecture Memberships API

The Memberships API from Fintecture — 2 operation(s) for memberships.

Fintecture Organisation Nodes API

The Organisation Nodes API from Fintecture — 4 operation(s) for organisation nodes.

Fintecture Payments API

Create and inspect payment sessions

Fintecture Payouts API

Verified payouts and request-for-payout

Fintecture Providers API

Bank providers / coverage

Fintecture Refunds API

Initiate immediate refunds

Fintecture Request To Pay API

Generate Fintecture payment links

Fintecture Sandbox API

The Sandbox API from Fintecture — 1 operation(s) for sandbox.

Fintecture Settlements API

Local Acquiring disbursements

Fintecture Test Accounts API

Sandbox test accounts

Fintecture Users API

The Users API from Fintecture — 2 operation(s) for users.

Fintecture Verification API

AIS-based identity verification

Fintecture Verifications API

Customer identity verifications

Fintecture O Auth API

Access and refresh tokens

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Postman Collections 8

Ready-to-run Postman collections for exercising this provider's APIs.

Fintecture Account Information Services API

POSTMAN

Fintecture Customers API

POSTMAN

Fintecture E-Mandates API

POSTMAN

Fintecture Organisation Access Credentials API

POSTMAN

Fintecture OAuth and Tokens API

POSTMAN

Fintecture Payment Initiation Services API

POSTMAN

Fintecture Resources API

POSTMAN

Fintecture Transactions and Settlements API

POSTMAN

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Open Collections 28

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Fintecture Account Information Services Accounts API

OPEN COLLECTION

Fintecture Account Information Services API

OPEN COLLECTION

Fintecture Account Information Services Accounts Applications API

OPEN COLLECTION

Fintecture Account Information Services Accounts Authentication API

OPEN COLLECTION

Fintecture Account Information Services Accounts Bank Accounts API

OPEN COLLECTION

Fintecture Account Information Services Accounts Companies API

OPEN COLLECTION

Fintecture Account Information Services Accounts Customers API

OPEN COLLECTION

Fintecture Account Information Services Accounts E-Mandates API

OPEN COLLECTION

Fintecture E-Mandates API

OPEN COLLECTION

Fintecture Account Information Services Accounts Memberships API

OPEN COLLECTION

Fintecture Organisation Access Credentials API

OPEN COLLECTION

Fintecture Account Information Services Accounts OAuth API

OPEN COLLECTION

Fintecture Account Information Services Accounts Organisation Nodes API

OPEN COLLECTION

Fintecture Account Information Services Accounts Payments API

OPEN COLLECTION

Fintecture Account Information Services Accounts Payouts API

OPEN COLLECTION

Fintecture Payment Initiation Services API

OPEN COLLECTION

Fintecture Account Information Services Accounts Providers API

OPEN COLLECTION

Fintecture Account Information Services Accounts Refunds API

OPEN COLLECTION

Fintecture Account Information Services Accounts Request To Pay API

OPEN COLLECTION

Fintecture Resources API

OPEN COLLECTION

Fintecture Account Information Services Accounts Sandbox API

OPEN COLLECTION

Fintecture Account Information Services Accounts Settlements API

OPEN COLLECTION

Fintecture Account Information Services Accounts Test Accounts API

OPEN COLLECTION

Fintecture Account Information Services Accounts Transactions API

OPEN COLLECTION

Fintecture Account Information Services Accounts Users API

OPEN COLLECTION

Fintecture Account Information Services Accounts Verification API

OPEN COLLECTION

Fintecture Account Information Services Accounts Verifications API

OPEN COLLECTION

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Arazzo Workflows 13

Multi-step API workflows described with the Arazzo specification.

Fintecture Account Holders and Identity Verification

List a connection's accounts, read the first account's holders, then run an AIS identity verification.

ARAZZO

Fintecture Connect, List Accounts, and Pull Transactions

Open an AIS connect session, list the linked accounts, then pull one account's transactions.

ARAZZO

Fintecture Onboard Customer and Initiate Payment

ARAZZO

Fintecture Customer Verification with Polling

ARAZZO

Fintecture Decoupled Authentication then List Accounts

Authenticate a PSU with the decoupled (mobile-app) model, poll until approved, then list accounts.

ARAZZO

Fintecture List Providers and Initiate Payment

Discover supported bank providers, then open a payment session and inspect its status.

ARAZZO

Fintecture Refund a Completed Payment

Verify a payment is completed, issue a refund against it, then list the payment's refunds.

ARAZZO

Fintecture Create Payment and Poll Status

Open a payment session and poll its status until it settles, branching on the outcome.

ARAZZO

Fintecture Request To Pay and Track Status

Generate a payment link, find the resulting payment by status filter, then read its details.

ARAZZO

Fintecture Sandbox Test Payment

Pick a sandbox test account, open a payment session against its bank, then poll for completion.

ARAZZO

Fintecture Settlement Reconciliation

List settlements, read one settlement's detail, then pull merchant transactions to reconcile.

ARAZZO

Fintecture Mint Token then Initiate Payment

Mint a client-credentials access token, open a payment session, and read its status.

ARAZZO

Fintecture Update Payment Communication

Read a payment, patch its communication while it is still pending, then re-read to confirm.

ARAZZO

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Pricing Plans 1

Published pricing tiers and plan structures.

Fintecture Plans Pricing

9 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Fintecture Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Fintecture Finops

FINOPS

Features 21

Notable capabilities this provider offers.

Immediate Transfer — pay-by-bank Open Banking transfers without IBAN entry, near-instant settlement

Smart Transfer — auto-reconciled transfers using merchant-allocated virtual unique IBANs

Request To Pay — payment links delivered via email, SMS, QR code, or invoice

Verified Payout — refunds and customer reimbursements to verified bank accounts

Buy Now Pay Later — BNPL composed inside the Payment Hub

Immediate Refund — initiate full or partial refunds to original or alternative bank accounts

Account Information Services (AIS) — accounts, holders, balances, transactions

AIS-backed customer identity verification

E-Mandates — SEPA-style mandates with unique RUM identifier and cancel/revoke lifecycle

Payment Hub — single endpoint that orchestrates Immediate Transfer, Smart Transfer, and BNPL in one session

Local Acquiring — merchant funds collected then settled to merchant bank account

Decoupled bank authentication via PSU mobile banking app

HTTP message signature security (RFC draft-cavage-http-signatures) with digest and x-request-id mandatory on production

Webhook events with signature verification and an in-console Event Simulator

Sandbox Demo Bank plus real test accounts for each provider bank

Organisation Access Credentials (OAC, beta) — hierarchical Organisation Nodes, Companies, Memberships, Users

Multi-currency PIS rails — SEPA, iSCT (SEPA Instant), FPS (UK), PLN (Poland), INT (international)

Official SDKs for JavaScript / TypeScript, PHP, Python, Ruby

Plug-and-play modules for PrestaShop, Magento (2, 1.9, Hyva), WooCommerce / WordPress, Shopify, Odoo, Intershop, Oasis

Console with payment session tracking, application registration, SSO configuration, webhook setup, and pre-fill controls

Fraud detection and transaction monitoring beyond regulatory minimums

Scroll for all 21

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Fintecture Context

0 classes · 7 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Fintecture — jsonschema rules

5 rules · 4 warnings 1 info

SPECTRAL

Fintecture API Rules

7 rules · 3 errors 4 warnings

SPECTRAL

JSON Schema 8

Standalone JSON Schema definitions for this provider's data models.

AccessToken

5 properties

JSON SCHEMA

Fintecture Bank Account

7 properties

JSON SCHEMA

CustomerCreate

6 properties

JSON SCHEMA

CustomerList

2 properties

JSON SCHEMA

Customer

9 properties

JSON SCHEMA

MerchantTransaction

10 properties

JSON SCHEMA

Fintecture Payment

6 properties

JSON SCHEMA

TransactionList

2 properties

JSON SCHEMA

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Examples 3

Example request and response payloads for these APIs.

Fintecture Get Accounts Example

2 fields

EXAMPLE

Fintecture Immediate Transfer Example

2 fields

EXAMPLE

Fintecture Request To Pay Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fintecture Authentication

http · 1 scheme

SECURITY

Fintecture Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Fintecture Agentic Access

69 operations · 33 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Sandbox

Portal

GettingStarted

Signup

Sandbox

Documentation 6

Reference material describing how the API behaves

Documentation

Documentation

Documentation

Documentation

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

AgenticAccess

AgenticAccess

Design & Contract 19

Pagination, idempotency, versioning, errors, and events

Spectral

Spectral

Vocabulary

DataModel

ErrorCatalog

Conformance

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

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Build 15

SDKs, sample code, and the tooling you integrate with

Packages

Packages

PostmanWorkspace

PostmanWorkspace

Postman

Postman

GitHubOrganization

SDKs

SDKs

SDKs

SDKs

SampleCode

SampleCode

SampleCode

Plugins

Plugins

Plugins

Plugins

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Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 5

Status, limits, changes, and where to get help

ChangeLog

RateLimits

ChangeLog

Support

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 5

Properties that don't map to a standard resource type

Hosts

Vendors

CapabilityMap

Regulator

Source (apis.yml)

aid: fintecture
url: https://raw.githubusercontent.com/api-evangelist/fintecture/refs/heads/main/apis.yml
name: Fintecture
tags:
- Open Banking
- Payments
- PSD2
- France
- Account Information
- Payment Initiation
- Instant Payments
- SEPA
- Smart Transfer
- Request to Pay
- Buy Now Pay Later
- E-Mandates
- Account-to-Account
- KYC
kind: contract
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Free · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fintecture.png
access: 3rd-Party
created: '2026-05-25T00:00:00.000Z'
modified: '2026-05-25'
position: Consuming
description: Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API
  stack covers PSD2 Payment Initiation (Immediate Transfer, Smart Transfer, Request To Pay, Buy Now Pay Later, Verified Payout,
  Immediate Refund), PSD2 Account Information (accounts, holders, transactions, identity verification), Customers, E-Mandates,
  and a beta Organisation Access Credentials surface for managing multi-tenant enterprise estates. Clients include Auchan,
  Bricoman, Pluxee, PMU, and Edenred, with 2M+ end payers served. Plug-and-play modules for PrestaShop, Magento, Shopify,
  WordPress, Odoo, Intershop, and Oasis sit on top of official JavaScript, Python, PHP, and Ruby SDKs.
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
  X: apievangelist
  url: https://apievangelist.com
specificationVersion: '0.23'
common:
- type: Spectral
  url: rules/fintecture-rules.yml
- type: Spectral
  url: rules/fintecture-jsonschema-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/fintecture-vocabulary.yml
- type: DataModel
  url: data-model/fintecture-data-model.yml
- type: ChangeLog
  url: changelog/fintecture-changelog.yml
- type: Sandbox
  url: sandbox/fintecture-sandbox.yml
- type: ErrorCatalog
  url: errors/fintecture-problem-types.yml
- type: Conformance
  url: conformance/fintecture-conformance.yml
- type: LLMsTxt
  url: llms/fintecture-llms.txt
- type: Hosts
  url: hosts/fintecture-hosts.yml
- type: Vendors
  url: vendors/fintecture-vendors.yml
- type: Packages
  url: packages/fintecture-packages.yml
- type: Plans
  url: plans/fintecture-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fintecture-rate-limits.yml
- type: FinOps
  url: finops/fintecture-finops.yml
- type: Website
  url: https://www.fintecture.com/
- type: CapabilityMap
  url: capabilities/fintecture-capability-edges.yml
  name: Fintecture Business Capability Map
- type: AgenticAccess
  url: agentic-access/fintecture-agentic-access.yml
- type: DomainSecurity
  url: security/fintecture-domain-security.yml
- type: Authentication
  url: authentication/fintecture-authentication.yml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/fintecture/overview
- type: Arazzo
  url: arazzo/fintecture-account-holders-identity-workflow.yml
  name: Fintecture Account Holders and Identity Verification
- type: Arazzo
  url: arazzo/fintecture-connect-accounts-transactions-workflow.yml
  name: Fintecture Connect, List Accounts, and Pull Transactions
- type: Arazzo
  url: arazzo/fintecture-customer-onboard-payment-workflow.yml
  name: Fintecture Onboard Customer and Initiate Payment
- type: Arazzo
  url: arazzo/fintecture-customer-verification-poll-workflow.yml
  name: Fintecture Customer Verification with Polling
- type: Arazzo
  url: arazzo/fintecture-decoupled-auth-accounts-workflow.yml
  name: Fintecture Decoupled Authentication then List Accounts
- type: Arazzo
  url: arazzo/fintecture-list-providers-initiate-payment-workflow.yml
  name: Fintecture List Providers and Initiate Payment
- type: Arazzo
  url: arazzo/fintecture-payment-refund-workflow.yml
  name: Fintecture Refund a Completed Payment
- type: Arazzo
  url: arazzo/fintecture-payment-status-poll-workflow.yml
  name: Fintecture Create Payment and Poll Status
- type: Arazzo
  url: arazzo/fintecture-request-to-pay-status-workflow.yml
  name: Fintecture Request To Pay and Track Status
- type: Arazzo
  url: arazzo/fintecture-sandbox-test-payment-workflow.yml
  name: Fintecture Sandbox Test Payment
- type: Arazzo
  url: arazzo/fintecture-settlement-reconciliation-workflow.yml
  name: Fintecture Settlement Reconciliation
- type: Arazzo
  url: arazzo/fintecture-token-then-payment-workflow.yml
  name: Fintecture Mint Token then Initiate Payment
- type: Arazzo
  url: arazzo/fintecture-update-payment-communication-workflow.yml
  name: Fintecture Update Payment Communication
- type: LinkedIn
  url: https://www.linkedin.com/company/fintecture
- type: Portal
  url: https://fintecture.com
- type: Documentation
  url: https://doc.fintecture.com
- type: Documentation
  url: https://doc.fintecture.com/docs/api-overview
  name: API Overview
- type: GettingStarted
  url: https://doc.fintecture.com/docs/api-overview
- type: Documentation
  url: https://doc.fintecture.com/docs/api-http-signature
  name: HTTP Signature Guide
- type: Documentation
  url: https://doc.fintecture.com/docs/api-webhooks
  name: Webhooks Guide
- type: Documentation
  url: https://doc.fintecture.com/docs/demo-bank
  name: Demo Bank Sandbox
- type: Documentation
  url: https://doc.fintecture.com/docs/testing-complete-payment-flows-in-sandbox
  name: Testing Payment Flows in Sandbox
- type: ChangeLog
  url: https://doc.fintecture.com/changelog
- type: Signup
  url: https://console.fintecture.com/
  name: Fintecture Console
- type: Sandbox
  url: https://console-sandbox.fintecture.com/
  name: Sandbox Console
- type: Postman
  url: https://doc.fintecture.com/docs/api-take-on-our-postman-collection
  name: Postman Collection
- type: GitHubOrganization
  url: https://github.com/Fintecture
- type: SDKs
  url: https://github.com/Fintecture/fintecture-sdk-javascript
  name: JavaScript / TypeScript SDK
- type: SDKs
  url: https://github.com/Fintecture/fintecture-sdk-python
  name: Python SDK
- type: SDKs
  url: https://github.com/Fintecture/fintecture-sdk-php
  name: PHP SDK
- type: SDKs
  url: https://github.com/Fintecture/fintecture-sdk-ruby
  name: Ruby SDK
- type: SampleCode
  url: https://github.com/Fintecture/sample-nodejs
  name: Node.js Express sample app
- type: SampleCode
  url: https://github.com/Fintecture/sample-ror
  name: Ruby on Rails sample app
- type: SampleCode
  url: https://github.com/Fintecture/signature-guide
  name: HTTP Signature Implementation Guide
- type: Plugins
  url: https://github.com/Fintecture/magento
  name: Magento 2 Payment Module
- type: Plugins
  url: https://github.com/Fintecture/magento-hyva
  name: Magento Hyva Theme Module
- type: Plugins
  url: https://github.com/Fintecture/magento19
  name: Magento 1.9 Payment Module
- type: Plugins
  url: https://github.com/Fintecture/odoo
  name: Odoo Payment Module
- type: Integrations
  url: https://doc.fintecture.com/docs/cms-overview
  name: CMS Integrations (PrestaShop, Magento, Shopify, WordPress, Odoo, Intershop, Oasis)
- type: PrivacyPolicy
  url: https://fintecture.com/politique-de-confidentialite
- type: Support
  url: https://fintecture.com/contact
- type: StatusPage
  url: https://status.fintecture.com
- type: Blog
  url: https://fintecture.com/blog
- type: Regions
  data:
  - France
  - European Economic Area
  - United Kingdom
  description: 'Fintecture is a French payment institution (ACPR/Banque de France authorization #17248) operating PSD2 services
    across the EEA and connecting to UK Open Banking via the Faster Payments Service (FPS).'
- type: Regulator
  url: https://acpr.banque-france.fr/
  name: ACPR — Autorite de Controle Prudentiel et de Resolution
- type: Features
  data:
  - Immediate Transfer — pay-by-bank Open Banking transfers without IBAN entry, near-instant settlement
  - Smart Transfer — auto-reconciled transfers using merchant-allocated virtual unique IBANs
  - Request To Pay — payment links delivered via email, SMS, QR code, or invoice
  - Verified Payout — refunds and customer reimbursements to verified bank accounts
  - Buy Now Pay Later — BNPL composed inside the Payment Hub
  - Immediate Refund — initiate full or partial refunds to original or alternative bank accounts
  - Account Information Services (AIS) — accounts, holders, balances, transactions
  - AIS-backed customer identity verification
  - E-Mandates — SEPA-style mandates with unique RUM identifier and cancel/revoke lifecycle
  - Payment Hub — single endpoint that orchestrates Immediate Transfer, Smart Transfer, and BNPL in one session
  - Local Acquiring — merchant funds collected then settled to merchant bank account
  - Decoupled bank authentication via PSU mobile banking app
  - HTTP message signature security (RFC draft-cavage-http-signatures) with digest and x-request-id mandatory on production
  - Webhook events with signature verification and an in-console Event Simulator
  - Sandbox Demo Bank plus real test accounts for each provider bank
  - Organisation Access Credentials (OAC, beta) — hierarchical Organisation Nodes, Companies, Memberships, Users
  - Multi-currency PIS rails — SEPA, iSCT (SEPA Instant), FPS (UK), PLN (Poland), INT (international)
  - Official SDKs for JavaScript / TypeScript, PHP, Python, Ruby
  - Plug-and-play modules for PrestaShop, Magento (2, 1.9, Hyva), WooCommerce / WordPress, Shopify, Odoo, Intershop, Oasis
  - Console with payment session tracking, application registration, SSO configuration, webhook setup, and pre-fill controls
  - Fraud detection and transaction monitoring beyond regulatory minimums
  sources:
  - https://fintecture.com/
  - https://doc.fintecture.com/
  - https://doc.fintecture.com/llms.txt
  - https://github.com/Fintecture
  updated: '2026-05-25'
apis:
- aid: fintecture:fintecture-customers-api
  name: Fintecture Customers API
  tags:
  - Customers
  - KYC
  - Bank Accounts
  - Verification
  humanURL: https://doc.fintecture.com/reference/createcustomer
  properties:
  - url: https://doc.fintecture.com/reference/createcustomer
    type: Documentation
  - url: https://doc.fintecture.com/docs/api-verify-a-customer
    type: Documentation
  - url: openapi/fintecture-customers-api-openapi.yml
    type: OpenAPI
  - type: JSONSchema
    url: json-schema/fintecture-customer-schema.json
  - type: JSONSchema
    url: json-schema/fintecture-customer-create-schema.json
  - type: JSONSchema
    url: json-schema/fintecture-customer-list-schema.json
  description: Register and manage merchant customers, attach their bank accounts, and run identity verifications. Persisted
    customer records pre-fill payment fields and accelerate repeat checkouts; verifications confirm account holder identity
    through the AIS rails.
- aid: fintecture:fintecture-transactions-api
  name: Fintecture Transactions and Settlements API
  tags:
  - Transaction
  - Settlement
  - Local Acquiring
  - Reconciliation
  - Reporting
  tags_raw:
  - Transactions
  - Settlements
  - Local Acquiring
  - Reconciliation
  - Reporting
  humanURL: https://doc.fintecture.com/reference/getpisv2settlements
  properties:
  - url: https://doc.fintecture.com/reference/getpisv2settlements
    type: Documentation
  - url: https://doc.fintecture.com/reference/listalltransactions
    type: Documentation
  - url: openapi/fintecture-transactions-api-openapi.yml
    type: OpenAPI
  - type: JSONSchema
    url: json-schema/fintecture-merchant-transaction-schema.json
  - type: JSONSchema
    url: json-schema/fintecture-transaction-list-schema.json
  description: Inspect transactions and settlements. Settlements represent outgoing disbursements from the merchant's Local
    Acquiring account to their own bank account. Sandbox includes a transaction simulator endpoint.
- aid: fintecture:fintecture-accounts-api
  name: Fintecture Accounts API
  description: Bank accounts, balances, and holders
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/fintecture-accounts-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-applications-api
  name: Fintecture Applications API
  description: The Applications API from Fintecture — 3 operation(s) for applications.
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Application
  tags_raw:
  - Applications
  properties:
  - type: OpenAPI
    url: openapi/fintecture-applications-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-authentication-api
  name: Fintecture Authentication API
  description: PSU bank authentication
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/fintecture-authentication-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-bank-accounts-api
  name: Fintecture Bank Accounts API
  description: Customer bank accounts
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/fintecture-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-companies-api
  name: Fintecture Companies API
  description: The Companies API from Fintecture — 2 operation(s) for companies.
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Companies
  properties:
  - type: OpenAPI
    url: openapi/fintecture-companies-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-e-mandates-api
  name: Fintecture E-Mandates API
  description: Customer e-mandates
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - E-Mandates
  properties:
  - type: OpenAPI
    url: openapi/fintecture-e-mandates-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-memberships-api
  name: Fintecture Memberships API
  description: The Memberships API from Fintecture — 2 operation(s) for memberships.
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Membership
  tags_raw:
  - Memberships
  properties:
  - type: OpenAPI
    url: openapi/fintecture-memberships-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-organisation-nodes-api
  name: Fintecture Organisation Nodes API
  description: The Organisation Nodes API from Fintecture — 4 operation(s) for organisation nodes.
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Organisation Nodes
  properties:
  - type: OpenAPI
    url: openapi/fintecture-organisation-nodes-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-payments-api
  name: Fintecture Payments API
  description: Create and inspect payment sessions
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/fintecture-payments-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-payouts-api
  name: Fintecture Payouts API
  description: Verified payouts and request-for-payout
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/fintecture-payouts-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-providers-api
  name: Fintecture Providers API
  description: Bank providers / coverage
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Providers
  properties:
  - type: OpenAPI
    url: openapi/fintecture-providers-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-refunds-api
  name: Fintecture Refunds API
  description: Initiate immediate refunds
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/fintecture-refunds-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-request-to-pay-api
  name: Fintecture Request To Pay API
  description: Generate Fintecture payment links
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Request to Pay
  tags_raw:
  - Request To Pay
  properties:
  - type: OpenAPI
    url: openapi/fintecture-request-to-pay-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-an-immediate-payment
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-smart-transfer
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-initiate-a-request-to-pay
  - type: JSONSchema
    url: json-schema/fintecture-payment-schema.json
  - type: JSONLD
    url: json-ld/fintecture-context.jsonld
  - type: Documentation
    url: https://doc.fintecture.com/reference/getaisv2connect
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-accounts
  - type: Documentation
    url: https://doc.fintecture.com/docs/api-recover-bank-account-transactions
  - type: JSONSchema
    url: json-schema/fintecture-account-schema.json
  - type: Documentation
    url: https://doc.fintecture.com/reference/createemandate
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-e-mandate-access-token
  - type: Documentation
    url: https://doc.fintecture.com/reference/getresv1providers
  - type: Documentation
    url: https://doc.fintecture.com/docs/request-an-oac-access-token
- aid: fintecture:fintecture-sandbox-api
  name: Fintecture Sandbox API
  description: The Sandbox API from Fintecture — 1 operation(s) for sandbox.
  humanURL: https://doc.fintecture.com/reference/createpisv2connect
  tags:
  - Sandbox
  properties:
  - type: OpenAPI
    url: openapi/fintecture-sandbox-api-openapi.yml
  - type: Documentation
    url: https://doc.fintecture.com/reference/createpisv2connect


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# Full source: https://raw.githubusercontent.com/api-evangelist/fintecture/refs/heads/main/apis.yml

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

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https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

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This provider

curl "https://apis.io/api/v1/providers/fintecture"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/fintecture/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/fintecture/evidence"

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