Fintecture Onboard Customer and Initiate Payment

arazzo: 1.0.1
info:
  title: Fintecture Onboard Customer and Initiate Payment
  summary: Register a merchant customer, attach their bank account, then open a payment session for them.
  description: >-
    A repeat-checkout setup flow. It registers a merchant customer to persist
    their details, attaches a bank account to that customer record to accelerate
    future payments, and then creates a PIS payment session linked to the
    customer so payment fields are pre-filled. Every step spells out its request
    inline so the flow can be read and executed without opening the underlying
    OpenAPI descriptions.
  version: 1.0.0
  x-realizes-capability-ids:
  - BC-1340.10
  x-capability-derivation:
    method: 'deterministic join: sourceDescriptions -> per-tag OpenAPI -> tag/capability edge. No classification at this step.'
    min_confidence: 0.7
    sources:
    - capability_id: BC-1340.10
      capability_name: Payment Initiation Management
      spec: fintecture-payments-api-openapi.yml
      confidence: 0.92
    model: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0
sourceDescriptions:
- name: bankAccountsApi
  url: ../openapi/fintecture-bank-accounts-api-openapi.yml
  type: openapi
- name: customersApi
  url: ../openapi/fintecture-customers-api-openapi.yml
  type: openapi
- name: paymentsApi
  url: ../openapi/fintecture-payments-api-openapi.yml
  type: openapi
workflows:
- workflowId: customer-onboard-payment
  summary: Create a customer, attach a bank account, and initiate a linked payment.
  description: >-
    Registers a customer, creates a bank account on the customer record, and
    opens an Immediate Transfer payment session referencing the customer id.
  inputs:
    type: object
    required:
    - accessToken
    - firstName
    - lastName
    - email
    - iban
    - holderName
    - amount
    - currency
    - communication
    - requestId
    properties:
      accessToken:
        type: string
        description: A bearer access token valid for both the Customers and PIS scopes.
      firstName:
        type: string
        description: Customer first name.
      lastName:
        type: string
        description: Customer last name.
      email:
        type: string
        description: Customer email address.
      iban:
        type: string
        description: IBAN of the customer's bank account.
      holderName:
        type: string
        description: Account holder name on the bank account.
      amount:
        type: string
        description: Payment amount as a string.
      currency:
        type: string
        description: ISO currency code (EUR, GBP, or PLN).
      communication:
        type: string
        description: Free-form remittance information for the payment.
      requestId:
        type: string
        description: Unique request identifier (UUID v4) for the payment create call.
  steps:
  - stepId: createCustomer
    description: Register the merchant customer to persist their details for repeat checkouts.
    operationId: createCustomer
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    requestBody:
      contentType: application/json
      payload:
        first_name: $inputs.firstName
        last_name: $inputs.lastName
        email: $inputs.email
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      customerId: $response.body#/id
  - stepId: addBankAccount
    description: Attach a bank account to the customer record to accelerate future payments.
    operationId: createCustomerBankAccount
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    - name: customer_id
      in: path
      value: $steps.createCustomer.outputs.customerId
    requestBody:
      contentType: application/json
      payload:
        iban: $inputs.iban
        holder_name: $inputs.holderName
        currency: $inputs.currency
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      bankAccountId: $response.body#/id
  - stepId: createPayment
    description: Open an Immediate Transfer payment session linked to the newly created customer.
    operationId: createPisV2Connect
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    - name: x-request-id
      in: header
      value: $inputs.requestId
    requestBody:
      contentType: application/json
      payload:
        meta:
          psu_name: $inputs.holderName
          psu_email: $inputs.email
        data:
          type: PIS
          attributes:
            amount: $inputs.amount
            currency: $inputs.currency
            communication: $inputs.communication
            customer_id: $steps.createCustomer.outputs.customerId
            payment_method: immediate_transfer
    successCriteria:
    - condition: $statusCode == 200
    outputs:
      sessionId: $response.body#/meta/session_id
      connectUrl: $response.body#/meta/url
  outputs:
    customerId: $steps.createCustomer.outputs.customerId
    bankAccountId: $steps.addBankAccount.outputs.bankAccountId
    sessionId: $steps.createPayment.outputs.sessionId
    connectUrl: $steps.createPayment.outputs.connectUrl