Fintecture · Rate Limits

Fintecture Rate Limits

Fintecture does not publish public rate-limit tables; effective limits sit upstream at each PSD2 bank ASPSP and are subject to Berlin Group / OBIE guidance (typically 4 AIS calls per account per day for unattended access). Production payment initiation calls additionally require HTTP message signature, digest, date, and x-request-id headers, which are enforced before any rate-limiting applies.

Fintecture Rate Limits is the machine-readable rate-limit profile for Fintecture on the APIs.io network, in the API Commons Rate Limits shape.

It captures 4 rate-limit definitions.

Limit state is signalled in the retryAfter response header, and an exhausted limit returns HTTP 429.

This profile was written by API Evangelist and has not been verified against a page the provider published; treat every limit as unconfirmed until a dated transcription replaces it.

The profile also includes response codes documented for throttled and quotaExceeded.

Tagged areas include Rate Limiting, Open Banking, and PSD2.

4 Limits Exhausted: HTTP 429 Quota: 429 retryAfter
Method: generated, dated 2026-05-25.
Written by API Evangelist on 2026-05-25 and not verified against a page the provider published. Treat every limit as unconfirmed until a dated transcription replaces it.
View Source
Rate LimitingOpen BankingPSD2

Limits

AIS unattended AIS unattended
Each bank ASPSP enforces its own limits. PSD2 RTS / Berlin Group guidance generally limits unattended AIS access to 4 calls per account per day; attended (PSU-present) access is uncapped.
AIS attended AIS attended
Uncapped per PSD2 RTS when the PSU is present.
PIS PIS
No published global per-application rate limit. Production requests require HTTP message signatures and unique x-request-id per call.
Sandbox Sandbox
The Fintecture Sandbox is suitable for development volumes. Heavy load testing should be coordinated with Fintecture support.

Sources

Work with this as data

Every rate limit here is available over the APIs.io API and to AI agents over MCP.

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Tools for rate limits

4 MCP tools reach this
  • find_rate_limitsBrowse and filter every rate limit in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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Call it yourself

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This rate limit 
curl "https://apis.io/api/v1/rate-limits/fintecture-rate-limits"
All rate limits 
curl "https://apis.io/api/v1/rate-limits?limit=25"

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