niche · -1.6

Payment Initiation

Score 19.8 / 100 13 providers +30 via APIs 38 APIs Search apis.io →
Business capabilities this tag reaches
Payments & Card Management 4

Providers using this tag (13)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
Token.ioPaymentsOpen BankingBankingFinancial Services4 APIs71.6MoneyhubPaymentsUnited KingdomOpen BankingOpen Finance1 API67.8
Strong 2 Solid coverage with minor gaps
TinkOpen BankingPSD2Account Aggregation9 APIs65.3BancomatATMBankingFinancial ServicesItaly4 APIs58.0
Developing 4 Usable, with meaningful gaps to close
SpareOpen BankingOpen FinanceAccount Information7 APIs51.2FintectureOpen BankingPaymentsPSD2France5 APIs50.1VoltPaymentsUnited KingdomOpen BankingAccount-to-Account1 API41.1Enable BankingOpen BankingPSD2AISPPISP1 API39.9
Thin 1 Limited public surface area
zopaCompanyBankingFintechOpen Banking2 APIs35.1
Emerging 2 Early or largely undocumented
Klarna KosmaOpen BankingPSD2AISPI6 APIs26.0FeezBackCompanyFintechOpen BankingPayments13.0
Minimal 2 Almost no public developer surface
Kevin.CompanyPaymentsOpen BankingAccount-to-Account1 API0.0OrdoPaymentsUnited KingdomOpen BankingAccount-to-Account6 APIs0.0

APIs with this tag (38)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 1 Complete, well-documented, and agent-ready
Moneyhub Open Banking Payments APIMoneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) ove...67.8
Strong 3 Solid coverage with minor gaps
iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...63.8Azupay Payment Initiation APIThis API allows you to initiate Payments using mandates.63.3Barclays Corporate Payment Initiation APICorporate, bank and PSP clients initiate payments in real time (v2.7). Listed in the Barclays API Exchange ...57.9
Developing 17 Usable, with meaningful gaps to close
Bank of London PSD2 / Open Banking UK APIThe dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Ba...51.8JPMorgan Chase Payment Initiation APIAPI to initiate a payment50.7Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...47.6Weatherbys Bank Payment Initiation API (PIS)OBIE Read/Write Payment Initiation API (PISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires ...47.3Starling Payment Initiation API (PIS, OBIE Read/Write)UK Open Banking Read/Write Payment Initiation (PIS) API for initiating domestic and other payments as an FC...46.3Virgin Money UK Domestic Immediate Payment API (PIS)OBIE Read/Write Payment Initiation (PIS) API for domestic immediate payments. Merged brand family, OBIE v3....45.4Virgin Money UK Domestic Scheduled Payment API (PIS)OBIE Read/Write Payment Initiation (PIS) API for domestic scheduled payments. Merged brand family, OBIE v3....45.4Virgin Money UK File Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for batch/file payments. Merged brand family, OBIE v3.1.2. FAP...45.4Virgin Money UK International Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for international payments. Merged brand family, OBIE v3.1.2. ...45.4Virgin Money UK International Scheduled Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for international scheduled payments. Merged brand family, OBI...45.4Holvi Payment Initiation APIPISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.43.6The Co-operative Bank Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PISP) API for The Co-operative Bank and smile brands — domestic payment...43.1BMO Payment Initiation APIThis is a tag for Payment Initiation - send Payments. receive PAIN001/PAIN008 (Debit/Credit) ISO request as...42.2Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...42.1Volt Payments APIVolt's Global Payments API initiates account-to-account (pay by bank) payments across open-banking and real...41.1AIB Group (UK) Payments Initiation APIOBIE Read/Write Payment Initiation API (PIS) v4.0 - domestic and scheduled payment initiation through a set...40.6Nationwide Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PIS) API allowing authorised third-party providers to initiate domestic...40.6
Thin 11 Limited public surface area
Montran Payment Initiation APIPSD2-compliant payment initiation operations for PISP integration. Supports instant credit transfers and re...38.4Mettle Payment Initiation APIOBIE Read/Write Payment Initiation Services (PIS) API for Mettle, allowing FCA-authorised third parties to ...37.5Halifax Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PIS) API for authorised PISPs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTL...37.4TSB Payment Initiation API (PIS)TSB's OBIE Read/Write Payment Initiation (PIS) API, enabling authorised third-party providers to initiate d...36.7Handelsbanken UK PSD2 Payment Initiation APIThe Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consentin...36.1Skipton Payment Initiation API (OBIE Read/Write Standard)Payment Initiation Services (PIS) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OID...35.7Metro Bank Payment Initiation APIOBIE Read/Write Payment Initiation Service (PIS) API for initiating domestic and scheduled payments, standi...35.6Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...34.9OBIE Payment Initiation API (PIS - Standard, Out of Scope)The OBIE Read/Write Payment Initiation (PISP) standard for initiating domestic, scheduled, standing-order, ...34.6OBIE Payment Initiation API (PIS, shared standard)The OBIE Read/Write Payment Initiation (PIS) standard for initiating domestic, scheduled, standing-order, i...31.4Celcoin Open Finance APIOpen Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking ...30.1
Emerging 5 Early or largely undocumented
Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...26.0Salt Edge Payment Initiation APIInitiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.25.3Citi Money Movement APIThe Citi Money Movement API enables authorized payment initiation from Citi retail accounts, including dome...23.5Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...20.0American Express API-Based Payment PlatformThe American Express API-based Payment Platform allows eCommerce sellers and merchants to scale their busin...18.9
Minimal 1 Almost no public developer surface
Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...7.0

Companies reaching this through an API (30)

These companies publish an API, specification or operation carrying “Payment Initiation” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

ABN AMRO AIB Group (UK) American Express Azupay Barclays BMO Celcoin Citigroup Halifax Handelsbanken UK Holvi iBanFirst JPMorgan Chase Leeds Building Society Metro Bank Mettle Montran Nationwide Building Society Principality Building Society Rabobank Salt Edge Skipton Building Society Starling Bank The Bank of London The Western Union Company TSB Bank Virgin Money UK Weatherbys Bank Worldline Yapily

Score breakdown

Frequency
45.4
log-scaled weighted occurrences
Breadth
0.3
spread across providers
Quality lift
41.9
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Open Banking broader

Related tags

Account Information 31 co-occurrences PSD2 33 co-occurrences PI 14 co-occurrences Confirmation of Funds 13 co-occurrences AIS 14 co-occurrences ATM 14 co-occurrences

Where this tag comes from

Api tag38
Provider tag13
Openapi tag3
Openapi op tag6

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