emerging · -1.0 market domainindustry

Payment Initiation

Score 21.3 / 100 13 providers +31 via APIs 40 APIs Search apis.io →
Business capabilities this tag reaches
Payments & Card Management 4

Providers using this tag (13)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
Token.ioPaymentsOpen BankingBankingFinancial Services4 APIs70.0
Strong 4 Solid coverage with minor gaps
TinkOpen BankingPSD2Account Aggregation9 APIs62.3MoneyhubPaymentsUnited KingdomOpen BankingOpen Finance1 API57.1BancomatATMBankingFinancial ServicesItaly4 APIs57.0FintectureOpen BankingPaymentsPSD2France5 APIs54.5
Developing 3 Usable, with meaningful gaps to close
SpareOpen BankingOpen FinanceAccount Information7 APIs51.2Enable BankingOpen BankingPSD2AISPPISP1 API48.2VoltPaymentsUnited KingdomOpen BankingAccount-to-Account1 API40.2
Thin 1 Limited public surface area
zopaCompanyBankingFintechOpen Banking2 APIs35.1
Emerging 2 Early or largely undocumented
Klarna KosmaOpen BankingPSD2AISPI6 APIs24.6FeezBackCompanyFintechOpen BankingPayments12.5
Minimal 2 Almost no public developer surface
Kevin.CompanyPaymentsOpen BankingAccount-to-Account1 API0.0OrdoPaymentsUnited KingdomOpen BankingAccount-to-Account6 APIs0.0

APIs with this tag (38)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 4 Solid coverage with minor gaps
iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...57.1Moneyhub Open Banking Payments APIMoneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) ove...57.1Barclays Corporate Payment Initiation APICorporate, bank and PSP clients initiate payments in real time (v2.7). Listed in the Barclays API Exchange ...56.6Azupay Payment Initiation APIThis API allows you to initiate Payments using mandates.56.2
Developing 16 Usable, with meaningful gaps to close
Bank of London PSD2 / Open Banking UK APIThe dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Ba...51.8JPMorgan Chase Payment Initiation APIAPI to initiate a payment51.7Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...50.4Weatherbys Bank Payment Initiation API (PIS)OBIE Read/Write Payment Initiation API (PISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires ...47.2Starling Payment Initiation API (PIS, OBIE Read/Write)UK Open Banking Read/Write Payment Initiation (PIS) API for initiating domestic and other payments as an FC...46.3Virgin Money UK Domestic Immediate Payment API (PIS)OBIE Read/Write Payment Initiation (PIS) API for domestic immediate payments. Merged brand family, OBIE v3....45.3Virgin Money UK Domestic Scheduled Payment API (PIS)OBIE Read/Write Payment Initiation (PIS) API for domestic scheduled payments. Merged brand family, OBIE v3....45.3Virgin Money UK File Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for batch/file payments. Merged brand family, OBIE v3.1.2. FAP...45.3Virgin Money UK International Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for international payments. Merged brand family, OBIE v3.1.2. ...45.3Virgin Money UK International Scheduled Payments API (PIS)OBIE Read/Write Payment Initiation (PIS) API for international scheduled payments. Merged brand family, OBI...45.3Holvi Payment Initiation APIPISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.43.6The Co-operative Bank Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PISP) API for The Co-operative Bank and smile brands — domestic payment...42.7BMO Payment Initiation APIThis is a tag for Payment Initiation - send Payments. receive PAIN001/PAIN008 (Debit/Credit) ISO request as...41.6AIB Group (UK) Payments Initiation APIOBIE Read/Write Payment Initiation API (PIS) v4.0 - domestic and scheduled payment initiation through a set...40.6Nationwide Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PIS) API allowing authorised third-party providers to initiate domestic...40.5Volt Payments APIVolt's Global Payments API initiates account-to-account (pay by bank) payments across open-banking and real...40.2
Thin 14 Limited public surface area
Montran Payment Initiation APIPSD2-compliant payment initiation operations for PISP integration. Supports instant credit transfers and re...39.2Mettle Payment Initiation APIOBIE Read/Write Payment Initiation Services (PIS) API for Mettle, allowing FCA-authorised third parties to ...37.5Halifax Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PIS) API for authorised PISPs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTL...36.9TSB Payment Initiation API (PIS)TSB's OBIE Read/Write Payment Initiation (PIS) API, enabling authorised third-party providers to initiate d...36.7Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...36.7Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...36.5Handelsbanken UK PSD2 Payment Initiation APIThe Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consentin...36.0Celcoin Open Finance APIOpen Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking ...35.8Metro Bank Payment Initiation APIOBIE Read/Write Payment Initiation Service (PIS) API for initiating domestic and scheduled payments, standi...35.6Skipton Payment Initiation API (OBIE Read/Write Standard)Payment Initiation Services (PIS) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OID...35.6OBIE Payment Initiation API (PIS - Standard, Out of Scope)The OBIE Read/Write Payment Initiation (PISP) standard for initiating domestic, scheduled, standing-order, ...34.6OBIE Payment Initiation API (PIS, shared standard)The OBIE Read/Write Payment Initiation (PIS) standard for initiating domestic, scheduled, standing-order, i...31.4Citi Money Movement APIThe Citi Money Movement API enables authorized payment initiation from Citi retail accounts, including dome...28.6Salt Edge Payment Initiation APIInitiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.26.8
Emerging 3 Early or largely undocumented
Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...26.1Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...24.6American Express API-Based Payment PlatformThe American Express API-based Payment Platform allows eCommerce sellers and merchants to scale their busin...20.5
Minimal 1 Almost no public developer surface
Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...7.0

Companies reaching this through an API (31)

These companies publish an API, specification or operation carrying “Payment Initiation” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

ABN AMRO AIB Group (UK) American Express Azupay Barclays BMO Celcoin Citigroup Halifax Handelsbanken UK Holvi iBanFirst JPMorgan Chase Leeds Building Society Metro Bank Mettle Montran Nationwide Building Society Principality Building Society Rabobank Salt Edge Skipton Building Society Starling Bank The Bank of London The Co-operative Bank The Western Union Company TSB Bank Virgin Money UK Weatherbys Bank Worldline Yapily

Score breakdown

Frequency
46.6
log-scaled weighted occurrences
Breadth
0.3
spread across providers
Quality lift
48.0
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Open Banking broader

Related tags

Account Information 32 co-occurrences PSD2 34 co-occurrences PI 14 co-occurrences Confirmation of Funds 14 co-occurrences ATM 15 co-occurrences AIS 14 co-occurrences

Where this tag comes from

Api tag40
Provider tag13
Openapi tag3
Openapi op tag6

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