AIB Group (UK)

AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It trades as Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct, and is the UK banking subsidiary of the Irish AIB Group plc. As one of the CMA9 banks mandated under the UK Competition and Markets Authority's Open Banking order, it runs a public developer portal publishing UK Open Banking APIs conformant to the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data API (v2.2) exposing personal current account, business current account, and unsecured SME loan product reference data, alongside the FAPI-secured Read/Write family (Account and Transaction Information, Payment Initiation, Confirmation of Funds, and Variable Recurring Payments to OBIE v4.0) accessed under OAuth2/OIDC consent with PSD2 strong customer authentication, dynamic client registration, and a sandbox for onboarding and testing before production.

AIB Group (UK) publishes 1 API on the APIs.io network: Open Data API. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

AIB Group (UK)’s developer surface includes authentication, getting-started guide, signup flow, engineering blog, documentation, support, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

42.3/100 thin ▬ flat Agent 63/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

10 APIs

Financial ServicesBankingOpen BankingPSD2OBIECMA9United KingdomPaymentsAccount InformationConfirmation of FundsNorthern Ireland

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 42.3/100 · thin

Contract Quality 9.4 / 25

Developer Ergonomics 10.4 / 20

Commercial Clarity 8.4 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 63/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/aib-group-uk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

SignUp

SignUp

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

Conformance

ErrorCatalog

Lifecycle

DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Blog

Blog

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: aib-group-uk
url: https://raw.githubusercontent.com/api-evangelist/aib-group-uk/refs/heads/main/apis.yml
name: AIB Group (UK)
kind: company
description: AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office
  92 Ann Street, Belfast BT1 3HH), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct
  Authority and the Prudential Regulation Authority. It trades as Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings
  Direct, and is the UK banking subsidiary of the Irish AIB Group plc. As one of the CMA9 banks mandated under the UK Competition
  and Markets Authority's Open Banking order, it runs a public developer portal publishing UK Open Banking APIs conformant
  to the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data API (v2.2) exposing personal
  current account, business current account, and unsecured SME loan product reference data, alongside the FAPI-secured Read/Write
  family (Account and Transaction Information, Payment Initiation, Confirmation of Funds, and Variable Recurring Payments
  to OBIE v4.0) accessed under OAuth2/OIDC consent with PSD2 strong customer authentication, dynamic client registration,
  and a sandbox for onboarding and testing before production.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- CMA9
- United Kingdom
- Payments
- Account Information
- Confirmation of Funds
- Northern Ireland
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: aib-group-uk:aib-group-uk-open-data-api
  name: AIB Group (UK) Open Data API
  description: Public, unauthenticated Open Banking Open Data API (v2.2) publishing Allied Irish Bank (GB) product reference
    data - personal current accounts, business current accounts, and unsecured SME loans - conformant to the OBIE Open Data
    standard. Confirmed live (HTTP 200, application/prs.openbanking.opendata.v2.2+json).
  humanURL: https://developer.aibgb.co.uk/open-data-v2-2-gb/apis
  baseURL: https://openapi.aibgb.co.uk/open-banking/v2.2
  tags:
  - Open Data
  - Personal Current Accounts
  - Business Current Accounts
  - Unsecured SME Loans
  properties:
  - type: OpenAPI
    url: openapi/aib-group-uk-open-data-openapi.json
  - type: Documentation
    url: https://developer.aibgb.co.uk/open-data-v2-2-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-account-information-api
  name: AIB Group (UK) Accounts Information API
  description: OBIE Read/Write Account and Transaction Information API (AIS) v4.0 - account details, balances, transactions,
    standing orders, direct debits, and statements. FAPI-secured via OAuth2/OIDC consent with PSD2 strong customer authentication;
    access is granted through developer-portal onboarding and a sandbox.
  humanURL: https://developer.aibgb.co.uk/accounts-information-v4-0-gb/apis
  baseURL: ''
  tags:
  - Account Information
  - AIS
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/accounts-information-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-payment-initiation-api
  name: AIB Group (UK) Payments Initiation API
  description: OBIE Read/Write Payment Initiation API (PIS) v4.0 - domestic and scheduled payment initiation through a set-up,
    submit-after-consent, and status-retrieval flow. FAPI-secured via OAuth2/OIDC with PSD2 strong customer authentication.
  humanURL: https://developer.aibgb.co.uk/payments-initiation-v4-0-gb/apis
  baseURL: ''
  tags:
  - Payment Initiation
  - PIS
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/payments-initiation-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-confirmation-of-funds-api
  name: AIB Group (UK) Confirmation of Funds API
  description: OBIE Read/Write Confirmation of Funds API (CBPII) v4.0 - returns a yes/no confirmation of whether funds are
    available for a specified payment. FAPI-secured via OAuth2/OIDC with PSD2 strong customer authentication.
  humanURL: https://developer.aibgb.co.uk/confirmation-funds-v4-0-gb/apis
  baseURL: ''
  tags:
  - Confirmation of Funds
  - CBPII
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/confirmation-funds-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-variable-recurring-payments-api
  name: AIB Group (UK) Variable Recurring Payments API
  description: OBIE Read/Write Variable Recurring Payments (VRP) API v4.0, including sweeping, letting authorised TPPs initiate
    a series of payments under a single long-lived consent. FAPI-secured via OAuth2/OIDC with PSD2 strong customer authentication.
  humanURL: https://developer.aibgb.co.uk/variable-recurring-payments-v4-0-gb/apis
  baseURL: ''
  tags:
  - Variable Recurring Payments
  - VRP
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/variable-recurring-payments-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-dynamic-client-registration-api
  name: AIB Group (UK) Dynamic Client Registration API
  description: OBIE Dynamic Client Registration API v3.2, allowing authorised third-party providers to programmatically register
    client credentials using OBIE/eIDAS certificates before consuming the Read/Write APIs.
  humanURL: https://developer.aibgb.co.uk/dynamic-client-registration-api-v3-2-gb/apis
  baseURL: ''
  tags:
  - Dynamic Client Registration
  - DCR
  - Security
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/dynamic-client-registration-api-v3-2-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-credit-cards-information-api
  name: AIB Group (UK) Credit Cards Information API
  description: Credit Cards Information API providing access to credit card account information under the Open Banking consent
    model.
  humanURL: https://developer.aibgb.co.uk/credit-cards-information-gb/apis
  baseURL: ''
  tags:
  - Credit Cards
  - Account Information
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/credit-cards-information-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-event-notification-subscription-api
  name: AIB Group (UK) Event Notification Subscription API
  description: OBIE Event Notification Subscription API v4.0, letting TPPs manage subscriptions to real-time event notifications
    (aggregated polling / callbacks) for the Read/Write APIs.
  humanURL: https://developer.aibgb.co.uk/event-notification-subscription-api-v4-0-gb/apis
  baseURL: ''
  tags:
  - Event Notifications
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/event-notification-subscription-api-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-aggregated-event-polling-api
  name: AIB Group (UK) Aggregated Event Polling API
  description: OBIE Aggregated Event Polling API v4.0, allowing TPPs to poll for aggregated event notifications relating to
    Account Information and Payment consents.
  humanURL: https://developer.aibgb.co.uk/aggregated-event-polling-api-v4-0-gb/apis
  baseURL: ''
  tags:
  - Event Polling
  - Read Write
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/aggregated-event-polling-api-v4-0-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
- aid: aib-group-uk:aib-group-uk-fca-service-metrics-bca-api
  name: AIB Group (UK) FCA Service Metrics (BCA) API
  description: FCA Service Metrics API for Business Current Accounts (BCA), publishing the service availability and performance
    metrics AIB Group (UK) is required to report under FCA rules.
  humanURL: https://developer.aibgb.co.uk/fca-service-metrics-bca-gb/apis
  baseURL: ''
  tags:
  - FCA Service Metrics
  - Business Current Accounts
  - Compliance
  properties:
  - type: Documentation
    url: https://developer.aibgb.co.uk/fca-service-metrics-bca-gb/apis
  - type: APIReference
    url: https://developer.aibgb.co.uk/apis
common:
- type: AgenticAccess
  url: agentic-access/aib-group-uk-agentic-access.yml
- type: DomainSecurity
  url: security/aib-group-uk-domain-security.yml
- type: Authentication
  url: authentication/aib-group-uk-authentication.yml
- type: Conventions
  url: conventions/aib-group-uk-conventions.yml
- type: Idempotency
  url: conventions/aib-group-uk-conventions.yml
- type: Conformance
  url: conformance/aib-group-uk-conformance.yml
- type: ErrorCatalog
  url: errors/aib-group-uk-problem-types.yml
- type: Lifecycle
  url: lifecycle/aib-group-uk-lifecycle.yml
- type: DataModel
  url: data-model/aib-group-uk-data-model.yml
- type: LLMsTxt
  url: llms/aib-group-uk-llms.txt
- type: Overlay
  url: overlays/aib-group-uk-open-data-overlay.yaml
- type: AgentSkill
  url: skills/aib-group-uk-open-data-discovery.md
- type: GettingStarted
  url: https://developer.aibgb.co.uk/getting-started-gb
- type: SignUp
  url: https://developer.aibgb.co.uk/user/register
- type: Blog
  url: https://developer.aibgb.co.uk/blog
- type: Website
  url: https://www.aibgb.co.uk/
- type: DeveloperPortal
  url: https://developer.aibgb.co.uk/
- type: Documentation
  url: https://developer.aibgb.co.uk/apis
- type: Support
  url: https://developer.aibgb.co.uk/faq-page
- type: TermsOfService
  url: https://developer.aibgb.co.uk/site-legal-notice-gb
- type: PrivacyPolicy
  url: https://developer.aibgb.co.uk/developer-portal-privacy-statement-GB
- type: Compliance
  url: https://developer.aibgb.co.uk/fca-service-metrics-bca-gb/apis
- type: LinkedIn
  url: https://www.linkedin.com/company/aib
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

AIB Group (UK)

Kin Score

APIs 10

AIB Group (UK) Open Data API

AIB Group (UK) Accounts Information API

AIB Group (UK) Payments Initiation API

AIB Group (UK) Confirmation of Funds API

AIB Group (UK) Variable Recurring Payments API

AIB Group (UK) Dynamic Client Registration API

AIB Group (UK) Credit Cards Information API

AIB Group (UK) Event Notification Subscription API

AIB Group (UK) Aggregated Event Polling API

AIB Group (UK) FCA Service Metrics (BCA) API

Security Posture 2

Aib Group Uk Authentication

Aib Group Uk Domain Security

Agentic Access 1

Aib Group Uk Agentic Access