Bancomat

aid: bancomat
name: Bancomat
description: BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM
  network, and BANCOMAT Pay mobile payment service. Launched in 1983 for ATM withdrawals and expanded in 1986 with PagoBancomat
  for PIN-based POS payments, the network underpins Italian electronic payment infrastructure. BANCOMAT Pay, introduced in
  2019, enables mobile e-commerce and P2P payments linked to bank accounts via phone number and IBAN.
type: Index
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- ATM
- Banking
- Financial Services
- Italy
- Mobile Payments
- Payments
- Debit Cards
url: https://raw.githubusercontent.com/api-evangelist/bancomat/refs/heads/main/apis.yml
created: '2024-01-15'
modified: '2026-04-21'
specificationVersion: '0.19'
apis:
- aid: bancomat:bancomat-pay
  name: BANCOMAT Pay
  description: BANCOMAT Pay is a mobile payment service enabling Italian consumers to make e-commerce purchases and P2P transfers
    through a smartphone app linked to their bank account by phone number and IBAN. Merchant integration is typically handled
    through PSPs such as Nexi, Axerve, PPRO, and HiPay rather than a direct public API.
  humanURL: https://bancomat.it/en/bancomat-pay
  tags:
  - Mobile Payments
  - P2P
  - Payments
  - Italy
  properties:
  - type: Documentation
    url: https://bancomat.it/en/bancomat-pay
  - type: Documentation
    url: https://developer.nexigroup.com/xpayglobal/en-EU/docs/bancomat-pay/
    name: Nexi Integration Guide
common:
- type: LinkedIn
  url: https://www.linkedin.com/company/bancomat-spa
- type: Website
  url: https://bancomat.it/en
  name: BANCOMAT S.p.A.
- type: Website
  url: https://bancomat.it/en/the-company
  name: About BANCOMAT S.p.A.
- type: SpectralRules
  url: rules/bancomat-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/bancomat-vocabulary.yaml
- type: JSONLD
  url: json-ld/bancomat-context.jsonld
- name: Features
  type: Features
  data:
  - name: ATM Network
    description: Italy's largest ATM cash withdrawal network operational since 1983.
  - name: PagoBancomat Debit
    description: PIN-based POS debit card payments accepted at millions of Italian merchants.
  - name: BANCOMAT Pay Mobile
    description: Mobile app payment service for e-commerce and P2P transfers linked to bank accounts.
  - name: QR Code Payments
    description: QR code-based checkout integration for online and in-store merchants.
  - name: Bank Integration
    description: Deep integration with Italian banks enabling account-linked payment authorization.
  - name: P2P Transfers
    description: Person-to-person money transfers between Italian bank accounts via mobile app.
- name: UseCases
  type: UseCases
  data:
  - name: ATM Cash Withdrawals
    description: Debit card ATM withdrawals across Italy's national banking network.
  - name: POS Debit Payments
    description: PIN-based debit card payments at retail point-of-sale terminals.
  - name: E-Commerce Payments
    description: Online checkout integration via BANCOMAT Pay mobile app.
  - name: P2P Money Transfer
    description: Person-to-person payments between bank accounts via mobile app.
  - name: Merchant Acceptance
    description: Enable BANCOMAT Pay as a local Italian payment method for online stores.
- name: Integrations
  type: Integrations
  data:
  - name: Nexi
    description: Integration via Nexi XPay Global payment gateway for merchant acceptance.
  - name: Axerve (Fabrick)
    description: Integration via Axerve/Fabrick for Italian e-commerce BANCOMAT Pay acceptance.
  - name: PPRO
    description: Integration via PPRO for international PSP access to BANCOMAT Pay.
  - name: HiPay
    description: Integration via HiPay payment platform.
  - name: Viva.com
    description: Integration via Viva.com payment services.
  - name: PayPal Braintree
    description: Integration via PayPal Braintree payment gateway.
  - name: Nuvei
    description: Integration via Nuvei payment technology platform.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com