Azupay
Azupay is an Australian real-time payments company that moves money over the New Payments Platform (NPP), the account-to-account rails operated by Australian Payments Plus. It is API-first: merchants and platforms embed Azupay to receive payments via PayID (AzupayId), send outbound payments to a PayID or BSB/account number (AzupayOut), and collect recurring or on-demand debits through PayTo mandates and payment agreements (AzupayTo). Azupay also offers Confirmation of Payee (CoP) account checks and PayID enquiry to reduce misdirected-payment and fraud risk, batch/file (ABA and SFTP) processing for bulk payouts and collections, reporting, balance management, sub-client and API-key management, and hosted UX apps (Pay by Bank, Disbursements, Subscriptions). Its public developer portal documents a REST API at api.azupay.com.au/v1 with a UAT environment, authenticated by API key (secret and distributable keys in the Authorization header) with OAuth 2.0 client-credentials available as an additional server-to-server option, plus webhooks for asynchronous payment status. Home market is Australia; the surface is genuinely self-serve and documented, though production access and some capabilities (sub-clients, OAuth2) are enabled per client by Azupay.
Azupay publishes 10 API contracts indexed on the APIs.io network, including API Keys API, Billing and Transaction Reports API, Check Accounts API, and 7 more. Tagged areas include Payments, Australia, Real-Time Payments, Account-to-Account, and New Payments Platform.
The Azupay catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.
Azupay’s developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, changelog, pricing, and 41 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Open Banking | undeclared | - | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 10
Individual APIs this provider publishes, each with its own machine-readable definition.
Azupay API Keys API
Manage API keys for your clients.
Azupay Billing and Transaction Reports API
Fetch transaction, billing and other reports.
Azupay Check Accounts API
Before you submit a Payment you can validate if the PayID or BSB account of the recipient exists and is eligible to receive payments.
Azupay Clients API
Would let you manage clients
Azupay Current Balances API
Obtain current dollar balances for Azupay products
Azupay Payment Agreement API
This API allows you to request Payments using mandates.
Azupay Payment Agreement Request API
This API generates a link to a one-time UX experience that enables payers to create and approve a PayTo Agreement, facilitating the setup of recurring payments through the Payme...
Azupay Payment API
This API allows you to make outbound payments to PayID or NPP enabled BSB accounts.
Azupay Payment Initiation API
This API allows you to initiate Payments using mandates.
Azupay Payment Request API
This API allows your customers to make payments using PayID on your website, mobile app or over the counter.
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Open Collections 6
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Azupay Check Accounts API
OPEN COLLECTIONAzupay Configuration API
OPEN COLLECTIONAzupay Payment Agreement API
OPEN COLLECTIONAzupay Payment Request API
OPEN COLLECTIONAzupay Payment API
OPEN COLLECTIONAzupay Reports & Balance API
OPEN COLLECTIONPricing Plans 1
Published pricing tiers and plan structures.
Azupay Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Azupay Rate Limits
RATE LIMITSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Azupay Webhooks
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts and semantic vocabularies used across these APIs.
Azupay Context
JSON-LDSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Azupay API Rules
SPECTRALOpenAPI Overlays 6
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Azupay Check Accounts Overlay
UNRECORDEDAzupay Configuration Overlay
UNRECORDEDAzupay Payment Agreement Overlay
UNRECORDEDAzupay Payment Overlay
UNRECORDEDAzupay Payment Request Overlay
UNRECORDEDAzupay Reports Overlay
UNRECORDEDJSON Schema 42
Standalone JSON Schema definitions for this provider's data models.
AccountCheckObj
JSON SCHEMAAccountCheckResponseObj
JSON SCHEMAAccountStatusExtraForPayIdObj
JSON SCHEMAAccountStatusObj
JSON SCHEMAApiKeyUpdateObj
JSON SCHEMAapiKeysProvisionObj
JSON SCHEMAapiKeysProvisionResponseObj
JSON SCHEMABalanceObj
JSON SCHEMABSBEnquiryObj
JSON SCHEMAClientObj
JSON SCHEMAEnableOAuth2ResponseObj
JSON SCHEMAGetApiKeyResponseObj
JSON SCHEMAGetOAuth2ResponseObj
JSON SCHEMALowBalanceEmailAddresses
JSON SCHEMALowBalanceThreshold
JSON SCHEMAnextPageIdResponse
JSON SCHEMAPayIDEnquiryObj
JSON SCHEMAPaymentAgreementAmendmentObj
JSON SCHEMAPaymentAgreementAmendmentStatusObj
JSON SCHEMAPaymentAgreementObj
JSON SCHEMAPaymentAgreementRequestObj
JSON SCHEMAPaymentAgreementRequestStatusObj
JSON SCHEMAPaymentAgreementSearchObj
JSON SCHEMAPaymentAgreementStatusObj
JSON SCHEMAPaymentInitiationObj
JSON SCHEMAPaymentInitiationSearchObj
JSON SCHEMAPaymentInitiationSearchResponseObj
JSON SCHEMAPaymentInitiationStatusObj
JSON SCHEMAPaymentObj
JSON SCHEMAPaymentRequestObj
JSON SCHEMAPaymentRequestSearchObj
JSON SCHEMAPaymentRequestSearchResponseObj
JSON SCHEMAPaymentRequestStatusObj
JSON SCHEMAPaymentSchedulerResponse
JSON SCHEMAPaymentSearchObj
JSON SCHEMAPaymentSearchResponseObj
JSON SCHEMAPaymentStatusObj
JSON SCHEMArecordCount
JSON SCHEMAReportLinkModel
JSON SCHEMAReportListModel
JSON SCHEMASetLowBalanceEmailAddresses
JSON SCHEMASetLowBalanceThreshold
JSON SCHEMAScroll for all 42
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 12
Pagination, idempotency, versioning, errors, and events
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Access & Security 4
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 9
Properties that don't map to a standard resource type
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Source (apis.yml)
Work with this as data
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