American Express API-Based Payment Platform

The American Express API-based Payment Platform allows eCommerce sellers and merchants to scale their business by integrating with Open Banking-enabled payment gateways. The information in this product is designed to help implement Pay with Bank transfer, an American Express Payment Initiation Service (PIS) operating under PSD2. The integration steps outline how to initiate account-to-account bank transfers as an alternative payment method at checkout, giving merchants a lower-cost settlement rail alongside card acceptance.

API entry from apis.yml

apis.yml Raw ↑
aid: american-express:american-express-api-based-payment-platform
name: American Express API-Based Payment Platform
tags:
- Open Banking
- Payment Initiation
- PISP
- Payments
- United States
humanURL: https://developer.americanexpress.com/products/pay-with-bank-transfer-public/overview
properties:
- url: https://developer.americanexpress.com/documentation
  type: Documentation
description: The American Express API-based Payment Platform allows eCommerce sellers and merchants to
  scale their business by integrating with Open Banking-enabled payment gateways. The information in this
  product is designed to help implement Pay with Bank transfer, an American Express Payment Initiation
  Service (PIS) operating under PSD2. The integration steps outline how to initiate account-to-account
  bank transfers as an alternative payment method at checkout, giving merchants a lower-cost settlement
  rail alongside card acceptance.