Volt
Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other real-time schemes through a single API, so shoppers pay directly from their bank account without cards. Its platform spans payment initiation, refunds, payouts, recurring payments (mandates / variable recurring payments), Volt Accounts and virtual IBANs for settlement and collections, account verification (confirmation of payee), and reconciliation reporting. Volt sells to merchants and PSPs across ecommerce, travel, gaming, iGaming and financial services, and is FCA-authorised in its home market of the United Kingdom. Volt ships a genuine, API-native developer surface: a public developer portal and OpenAPI-backed API reference at docs.volt.io, a single production gateway host (gateway.volt.io) with a sandbox, OAuth2 authentication, and webhooks for asynchronous payment events. The docs.volt.io API reference renders schemas server-side, but Volt publishes a real OpenAPI 3.0.1 definition for its Accounts API (virtual IBANs, named accounts, settlement) in the github.com/volt-io/volt-io-accounts repository, and ships first-party mobile checkout SDKs (iOS/Android) plus e-commerce plugins in the same GitHub organization.
Volt publishes 12 API contracts indexed on the APIs.io network, including Account Holder Verification API, Accounts API, Aliases API, and 9 more. Tagged areas include Payments, United Kingdom, Open Banking, Account-to-Account, and Real-Time Payments.
The Volt catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Volt’s developer surface includes authentication, sandbox, pricing, signup flow, documentation, API reference, getting-started guide, and 35 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| EU/EEA Payment and E-Money Institutions (PSD2 passports) | regulated | 19.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 12
Individual APIs this provider publishes, each with its own machine-readable definition.
Volt Payments API
Volt's Global Payments API initiates account-to-account (pay by bank) payments across open-banking and real-time schemes (UK Faster Payments, SEPA, Pix, PayTo and more), creatin...
Volt Mandates API
The Mandates API manages recurring account-to-account payments, including variable recurring payments (VRP) and mandate lifecycle, letting merchants set up and collect repeat ba...
Volt Verify API
The Verify (Account Identification) API confirms bank account ownership and details before payment, supporting confirmation-of-payee style checks to reduce misdirected payments ...
Volt Reporting API
The Reporting (Reporter) API exposes transaction, settlement and reconciliation data so merchants can retrieve reports on payments, payouts and account activity across the Volt ...
Volt Authentication API
The Authentication API issues OAuth2 access tokens for the Volt gateway. A POST to /oauth exchanges client_id, client_secret and username/password (resource-owner password grant...
Volt Account Holder Verification API
Verification services for ensuring beneficiary account ownership.
Volt Accounts API
Management of accounts.
Volt Aliases API
Issuance and management of account aliases for global reconciliation.
Volt Named Accounts API
Named account order operations.
Volt Sandbox API
Operations related to sandbox operations.
Volt Transactions API
Operations related to movement of funds, including payouts, settlements, and internal transactions.
Volt Trusted accounts API
Operations related to trusted accounts.
Scroll for all 12
Agent Skills 3
Packaged agent skills for driving this provider's APIs from an AI assistant.
Create a payout from a Volt Account
AGENT SKILLOrder and activate Volt Account aliases
AGENT SKILLVerify a beneficiary account before payout
AGENT SKILLVolt API pricing
Pricing Plans 1
Published pricing tiers and plan structures.
Service Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Volt
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Volt Io Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Volt Io Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Volt API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Volt Io Accounts Overlay
DERIVEDSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Volt API — frequently asked questions
Does Volt have an API?
Yes. APIs.io lists 12 APIs from Volt, including Volt Payments API, Volt Mandates API and Volt Verify API, and 9 more.
Is there an OpenAPI specification for the Volt API?
Yes. APIs.io indexes 7 OpenAPI specifications for Volt, each linked for download from this page.
How do I authenticate with the Volt API?
Volt uses bearer-token authentication (http/oauth2 · 1 scheme). The details are profiled on APIs.io as Volt Io Authentication.
Is the Volt API ready for AI agents?
Volt has a Kin Score of 42.7 out of 100 (developing) and an Agent Readiness score of 37.5 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.