Volt

aid: volt-io
url: https://raw.githubusercontent.com/api-evangelist/volt-io/refs/heads/main/apis.yml
name: Volt
kind: company
description: 'Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay
  by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across
  the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other real-time
  schemes through a single API, so shoppers pay directly from their bank account without cards. Its platform spans payment
  initiation, refunds, payouts, recurring payments (mandates / variable recurring payments), Volt Accounts and virtual IBANs
  for settlement and collections, account verification (confirmation of payee), and reconciliation reporting. Volt sells to
  merchants and PSPs across ecommerce, travel, gaming, iGaming and financial services, and is FCA-authorised in its home market
  of the United Kingdom. Volt ships a genuine, API-native developer surface: a public developer portal and OpenAPI-backed
  API reference at docs.volt.io, a single production gateway host (gateway.volt.io) with a sandbox, OAuth2 authentication,
  and webhooks for asynchronous payment events. The docs.volt.io API reference renders schemas server-side, but Volt publishes
  a real OpenAPI 3.0.1 definition for its Accounts API (virtual IBANs, named accounts, settlement) in the github.com/volt-io/volt-io-accounts
  repository, and ships first-party mobile checkout SDKs (iOS/Android) plus e-commerce plugins in the same GitHub organization.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Open Banking
- Account-to-Account
- Real-Time Payments
- Payment Initiation
- Payouts
- Recurring Payments
- Cross-Border
- Pay by Bank
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: volt-io:volt-payments-api
  name: Volt Payments API
  description: Volt's Global Payments API initiates account-to-account (pay by bank) payments across open-banking and real-time
    schemes (UK Faster Payments, SEPA, Pix, PayTo and more), creating payments, retrieving status, and handling refunds through
    a single gateway.
  humanURL: https://docs.volt.io/api-reference/payments
  baseURL: https://gateway.volt.io
  tags:
  - Payments
  - Account-to-Account
  - Payment Initiation
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/payments/integration-overview
  - type: APIReference
    url: https://docs.volt.io/api-reference/payments
- aid: volt-io:volt-mandates-api
  name: Volt Mandates API
  description: The Mandates API manages recurring account-to-account payments, including variable recurring payments (VRP)
    and mandate lifecycle, letting merchants set up and collect repeat bank payments under a customer mandate.
  humanURL: https://docs.volt.io/api-reference/mandates
  baseURL: https://gateway.volt.io
  tags:
  - Recurring Payments
  - Mandates
  - Variable Recurring Payments
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/mandates
  - type: APIReference
    url: https://docs.volt.io/api-reference/mandates
- aid: volt-io:volt-accounts-api
  name: Volt Accounts API
  description: The Accounts API powers Volt Accounts and virtual IBANs for settlement, collections, payouts and refunds, giving
    merchants programmatic named accounts for receiving and disbursing funds within the Volt network.
  humanURL: https://docs.volt.io/api-reference/accounts
  baseURL: https://accounts.volt.io
  tags:
  - Volt Accounts
  - Virtual IBAN
  - Payouts
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/volt-accounts
  - type: APIReference
    url: https://docs.volt.io/api-reference/accounts
  - type: OpenAPI
    url: openapi/volt-io-accounts-openapi-original.yaml
  - type: Overlay
    url: overlays/volt-io-accounts-overlay.yaml
  - type: MCPServer
    url: mcp/volt-io-mcp.yml
  - type: ToolCrosswalk
    url: mcp/volt-io-tool-crosswalk.yml
  - type: DataModel
    url: data-model/volt-io-data-model.yml
- aid: volt-io:volt-verify-api
  name: Volt Verify API
  description: The Verify (Account Identification) API confirms bank account ownership and details before payment, supporting
    confirmation-of-payee style checks to reduce misdirected payments and fraud.
  humanURL: https://docs.volt.io/api-reference/verify
  baseURL: https://gateway.volt.io
  tags:
  - Verify
  - Account Identification
  - Confirmation of Payee
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/power-tools/verify
  - type: APIReference
    url: https://docs.volt.io/api-reference/verify
- aid: volt-io:volt-reporting-api
  name: Volt Reporting API
  description: The Reporting (Reporter) API exposes transaction, settlement and reconciliation data so merchants can retrieve
    reports on payments, payouts and account activity across the Volt platform.
  humanURL: https://docs.volt.io/api-reference/reporter
  baseURL: https://gateway.volt.io
  tags:
  - Reporting
  - Reconciliation
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/power-tools/reporter
  - type: APIReference
    url: https://docs.volt.io/api-reference/reporter
- aid: volt-io:volt-authentication-api
  name: Volt Authentication API
  description: The Authentication API issues OAuth2 access tokens for the Volt gateway. A POST to /oauth exchanges client_id,
    client_secret and username/password (resource-owner password grant) for a Bearer access_token used on all other API calls.
  humanURL: https://docs.volt.io/api-reference/authentication/post-oauth
  baseURL: https://gateway.volt.io
  tags:
  - Authentication
  - OAuth2
  properties:
  - type: Documentation
    url: https://docs.volt.io/implementation/essentials/authentication
  - type: APIReference
    url: https://docs.volt.io/api-reference/authentication/post-oauth
common:
- type: VulnerabilityDisclosure
  url: security/volt-io-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/volt-io-domain-security.yml
- type: AgenticAccess
  url: agentic-access/volt-io-agentic-access.yml
- type: Authentication
  url: authentication/volt-io-authentication.yml
- type: Security
  url: https://www.volt.io/.well-known/security.txt
- type: SecurityTxt
  url: well-known/volt-io-security.txt
- type: WellKnown
  url: well-known/volt-io-well-known.yml
- type: LLMsTxt
  url: llms/volt-io-llms.txt
- type: Packages
  url: packages/volt-io-packages.yml
- type: SDKs
  url: packages/volt-io-packages.yml
- type: Conventions
  url: conventions/volt-io-conventions.yml
- type: Idempotency
  url: conventions/volt-io-conventions.yml
- type: ErrorCatalog
  url: errors/volt-io-problem-types.yml
- type: Conformance
  url: conformance/volt-io-conformance.yml
- type: Compliance
  url: https://volt.io/compliance/
- type: Lifecycle
  url: lifecycle/volt-io-lifecycle.yml
- type: Deprecation
  url: https://docs.volt.io/implementation/payments/migration-guide
- type: Sandbox
  url: sandbox/volt-io-sandbox.yml
- type: Components
  url: components/volt-io-components.yml
- type: Webhooks
  url: asyncapi/volt-io-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: GitHubOrganization
  url: https://github.com/volt-io
- type: Pricing
  url: https://volt.io/pricing/
- type: SignUp
  url: https://docs.volt.io/onboarding
- type: Website
  url: https://volt.io/
- type: DeveloperPortal
  url: https://volt.io/developers/
- type: Documentation
  url: https://docs.volt.io/
- type: APIReference
  url: https://docs.volt.io/api-reference
- type: GettingStarted
  url: https://docs.volt.io/get-started
- type: StatusPage
  url: https://status.volt.io/
- type: Blog
  url: https://volt.io/content-hub/
- type: Newsroom
  url: https://volt.io/newsroom/
- type: Login
  url: https://fuzebox.volt.io/
- type: Support
  url: https://volt.io/contact/
- type: TermsOfService
  url: https://volt.io/legal/terms/
- type: PrivacyPolicy
  url: https://volt.io/legal/privacy/
- type: LinkedIn
  url: https://www.linkedin.com/company/voltio
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com