Ordo

Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a customer's bank account over the UK Faster Payments rails, avoiding card fees and chargebacks. Built on PSD2 / Open Banking payment initiation, its fully hosted, white-labelled platform delivers Request to Pay, one-off payment requests, e-commerce, Point of Sale / QR code and contact centre payments, plus Variable Recurring Payments (VRP) for fixed, variable and sweeping collections, and account information (AIS) and account verification services. Ordo is FCA-authorised and an Open Banking regulated provider, with a developer surface historically published as a ReadMe.io portal at docs.myordo.com backed by an Azure API Management gateway (test.api.ordopay.com). Ordo has since ceased trading and been acquired by Neonomics; the marketing site at ordopay.com remains live while the developer portal is now offline. Its API posture is documented here honestly from six OpenAPI 3.0.1 definitions harvested verbatim from the archived developer portal.

Ordo publishes 6 APIs on the APIs.io network, including Single Payments API, Smart Request Manager API, Recurring Payment Mandates (VRP) API, and 3 more. Tagged areas include Payments, United Kingdom, Open Banking, Account-to-Account, and Payment Initiation.

Ordo’s developer surface includes authentication, API reference, getting-started guide, support, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

36.1/100 thin ▬ flat Agent 42/100 agent ready Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

6 APIs 1 MCP Servers

Payments United Kingdom Open Banking Account-to-Account Payment Initiation Variable Recurring Payments Request to Pay Real-Time Payments Faster Payments PSD2 Account Information

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 36.1/100 · thin

Contract Quality 12.3 / 21

Developer Ergonomics 5.2 / 17

Access Clarity 1.8 / 17

Operational Transparency 0.3 / 11

Contract Governance 1.7 / 10

Discoverability 6.9 / 9

Regulatory Posture 7.6 / 15

Agent readiness — 42/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ordo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Conformance

Lifecycle

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: ordo
url: https://raw.githubusercontent.com/api-evangelist/ordo/refs/heads/main/apis.yml
name: Ordo
kind: company
description: Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments
  provider that lets businesses collect money directly from a customer's bank account over the UK Faster Payments rails, avoiding
  card fees and chargebacks. Built on PSD2 / Open Banking payment initiation, its fully hosted, white-labelled platform delivers
  Request to Pay, one-off payment requests, e-commerce, Point of Sale / QR code and contact centre payments, plus Variable
  Recurring Payments (VRP) for fixed, variable and sweeping collections, and account information (AIS) and account verification
  services. Ordo is FCA-authorised and an Open Banking regulated provider, with a developer surface historically published
  as a ReadMe.io portal at docs.myordo.com backed by an Azure API Management gateway (test.api.ordopay.com). Ordo has since
  ceased trading and been acquired by Neonomics; the marketing site at ordopay.com remains live while the developer portal
  is now offline. Its API posture is documented here honestly from six OpenAPI 3.0.1 definitions harvested verbatim from the
  archived developer portal.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Open Banking
- Account-to-Account
- Payment Initiation
- Variable Recurring Payments
- Request to Pay
- Real-Time Payments
- Faster Payments
- PSD2
- Account Information
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: ordo:ordo-single-payments-api
  name: Ordo Single Payments API
  description: Single, one-off open-banking payment initiation — list supported institutions, create a payment, initiate authorisation,
    and withdraw a payment. Server base is the Ordo Azure API Management gateway. 4 documented operations.
  humanURL: https://ordopay.com/products/payments
  baseURL: https://test.api.ordopay.com/payments
  tags:
  - Payments
  - Payment Initiation
  - Single Payments
  properties:
  - type: OpenAPI
    url: openapi/ordo-single-payments.yml
  - type: Overlay
    url: overlays/ordo-single-payments-overlay.yaml
  - type: Documentation
    url: https://ordopay.com/products/payments
  - type: APIReference
    url: https://docs.myordo.com/docs/introduction-single-payments
- aid: ordo:ordo-smart-request-manager-api
  name: Ordo Smart Request Manager API
  description: Request to Pay / "Smart Request" management for one-off payment requests — create and manage smart requests
    and their messages, Biller Delivery Request (BDR) links, extensions and withdrawals. 8 documented operations.
  humanURL: https://ordopay.com/products/payments
  baseURL: https://test.api.ordopay.com/smartrequestmanager/v1
  tags:
  - Payments
  - Request to Pay
  - Smart Request
  properties:
  - type: OpenAPI
    url: openapi/ordo-smart-request-manager.yml
  - type: Overlay
    url: overlays/ordo-smart-request-manager-overlay.yaml
  - type: Documentation
    url: https://ordopay.com/products/payments
  - type: APIReference
    url: https://docs.myordo.com/docs/introduction-single-payments
- aid: ordo:ordo-recurring-payment-mandates-api
  name: Ordo Recurring Payment Mandates (VRP) API
  description: Variable Recurring Payments — create sweeping and non-sweeping VRP mandates, read mandates, execute mandate
    payments and read VRP transactions. Enables fixed, variable and ad-hoc recurring collections as an alternative to Direct
    Debit and card CPA. 6 documented operations.
  humanURL: https://ordopay.com/products/vrp
  baseURL: https://test.api.ordopay.com/vrp/v1
  tags:
  - Payments
  - Variable Recurring Payments
  - Recurring Payments
  properties:
  - type: OpenAPI
    url: openapi/ordo-recurring-payment-mandates.yml
  - type: Overlay
    url: overlays/ordo-recurring-payment-mandates-overlay.yaml
  - type: Documentation
    url: https://ordopay.com/products/vrp
  - type: APIReference
    url: https://docs.myordo.com/docs/introduction-recurring-payment-mandates
- aid: ordo:ordo-account-data-ordo-hosted-api
  name: Ordo Account Data (Ordo Hosted) API
  description: Ordo-hosted Account Information (AIS) and Account Verification — create and manage account information consents,
    request and read account data, cancel consents, and run account verification against supported institutions, with Ordo
    hosting the end-user authorisation UX. 13 documented operations.
  humanURL: https://ordopay.com/products/account/data
  baseURL: https://test.api.ordopay.com/hosted
  tags:
  - Account Information
  - Open Banking
  - Account Verification
  properties:
  - type: OpenAPI
    url: openapi/ordo-account-data-ordo-hosted.yml
  - type: Documentation
    url: https://ordopay.com/products/account/data
  - type: APIReference
    url: https://docs.myordo.com/docs/introduction-account-data
- aid: ordo:ordo-account-data-client-hosted-api
  name: Ordo Account Data (Client Hosted) API
  description: Client-hosted Account Information (AIS) and Account Verification — the same consent, data-request and verification
    lifecycle as the Ordo-hosted variant, but with the integrating client hosting the end-user authorisation UX and initiating
    the consent flow. 15 documented operations.
  humanURL: https://ordopay.com/products/account/verify
  baseURL: https://test.api.ordopay.com/client
  tags:
  - Account Information
  - Open Banking
  - Account Verification
  properties:
  - type: OpenAPI
    url: openapi/ordo-account-data-client-hosted.yml
  - type: Overlay
    url: overlays/ordo-account-data-client-hosted-overlay.yaml
  - type: Documentation
    url: https://ordopay.com/products/account/verify
  - type: APIReference
    url: https://docs.myordo.com/docs/client-hosted-account-data
- aid: ordo:ordo-registry-manager-api
  name: Ordo Registry Manager API
  description: Bank account configuration / registry management — create, read and manage the biller bank accounts into which
    collected payments settle. 3 documented operations.
  humanURL: https://ordopay.com/products/payments
  baseURL: https://test.api.ordopay.com/registrymanager/v1
  tags:
  - Payments
  - Configuration
  - Biller Accounts
  properties:
  - type: OpenAPI
    url: openapi/ordo-registry-manager.yml
  - type: Overlay
    url: overlays/ordo-registry-manager-overlay.yaml
  - type: Documentation
    url: https://ordopay.com/products/payments
  - type: APIReference
    url: https://docs.myordo.com/docs/financial-institution
common:
- type: DomainSecurity
  url: security/ordo-domain-security.yml
- type: AgenticAccess
  url: agentic-access/ordo-agentic-access.yml
- type: Authentication
  url: authentication/ordo-authentication.yml
- type: Website
  url: https://ordopay.com/
- type: DeveloperPortal
  url: https://docs.myordo.com/docs
- type: APIReference
  url: https://docs.myordo.com/reference
- type: GettingStarted
  url: https://docs.myordo.com/docs/get-started
- type: GitHubOrganization
  url: https://github.com/ordohq
- type: LinkedIn
  url: https://www.linkedin.com/company/ordohq
- type: TermsOfService
  url: https://ordopay.com/legal/merchant-terms
- type: PrivacyPolicy
  url: https://ordopay.com/legal/privacy-policy
- type: Support
  url: https://ordopay.com/contact
- type: Conventions
  url: conventions/ordo-conventions.yml
- type: ErrorCatalog
  url: errors/ordo-problem-types.yml
- type: Conformance
  url: conformance/ordo-conformance.yml
- type: Lifecycle
  url: lifecycle/ordo-lifecycle.yml
- type: DataModel
  url: data-model/ordo-data-model.yml
- type: MCPServer
  url: mcp/ordo-mcp.yml
- type: LLMsTxt
  url: llms/ordo-llms.txt
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/ordo"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/ordo/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/ordo/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

Ordo

Kin Score

APIs 6

Ordo Single Payments API

Ordo Smart Request Manager API

Ordo Recurring Payment Mandates (VRP) API

Ordo Account Data (Ordo Hosted) API

Ordo Account Data (Client Hosted) API

Ordo Registry Manager API

Open Collections 6

ACCOUNT DATA - Client Hosted

ACCOUNT DATA - Ordo Hosted

Recurring Payment Mandates

Bank account configuration

Single Payments