The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the Bank of England's Prudential Regulation Authority and regulated by the FCA and PRA (FRN 930379). Operating a "safer by design" model in which client deposits are never loaned, invested or leveraged, it offers clearing, payments and settlement, agency banking, embedded banking (BaaS) and commercial and corporate banking to banks, non-bank financial institutions, virtual-asset service providers, digital platforms, financial intermediaries and corporates. Its Developer Studio at developer.bankoflondon.com publishes a public OpenAPI 3.0.3 contract for the Bank of London API v2 covering accounts, customer onboarding, virtual account management, Confirmation of Payee, Faster Payments, Bacs, CHAPS, agency and cross-border payments, standing orders, direct-debit mandates, transactions, statements and webhooks, backed by a free open sandbox that requires no NDA. A separate PSD2 / Open Banking UK v3.1 TPP interface is operated on the bank's behalf by Salt Edge Priora under provider code `tbol`.
The Bank of London publishes 1 API on the APIs.io network: Bank of London API. Tagged areas include Company, Banking, Clearing Bank, Payments, and Banking as a Service.
The The Bank of London catalog on APIs.io includes 1 event-driven AsyncAPI specification.
The Bank of London’s developer surface includes documentation, API reference, getting-started guide, signup flow, support, engineering blog, pricing, and 24 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Banking & Open Finance regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
The Bank of London's public REST banking API (v2/v3 path-versioned), published as OpenAPI 3.0.3 from the Developer Studio. 58 operations across ten tags — Accounts, Customer Man...
The dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Banking Read/Write API v3.1 (AIS, PIS, PIIS, plus dynamic client registr...
aid: the-bank-of-london
name: The Bank of London
description: The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the
Bank of England's Prudential Regulation Authority and regulated by the FCA and PRA (FRN 930379). Operating a "safer by design"
model in which client deposits are never loaned, invested or leveraged, it offers clearing, payments and settlement, agency
banking, embedded banking (BaaS) and commercial and corporate banking to banks, non-bank financial institutions, virtual-asset
service providers, digital platforms, financial intermediaries and corporates. Its Developer Studio at developer.bankoflondon.com
publishes a public OpenAPI 3.0.3 contract for the Bank of London API v2 covering accounts, customer onboarding, virtual
account management, Confirmation of Payee, Faster Payments, Bacs, CHAPS, agency and cross-border payments, standing orders,
direct-debit mandates, transactions, statements and webhooks, backed by a free open sandbox that requires no NDA. A separate
PSD2 / Open Banking UK v3.1 TPP interface is operated on the bank's behalf by Salt Edge Priora under provider code `tbol`.
url: https://raw.githubusercontent.com/api-evangelist/the-bank-of-london/refs/heads/main/apis.yml
image: https://cdn.prod.website-files.com/67ac63e504ea6d324d5e5a44/67ac8464295e3d604352cb63_256x256%20Webclip%20image.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-30'
modified: '2026-08-30'
tags:
- Company
- Banking
- Clearing Bank
- Payments
- Banking as a Service
- Embedded Finance
- Open Banking
- PSD2
- Faster Payments
- Financial-Services
- United Kingdom
- Virtual Accounts
tags_raw:
- Company
- Banking
- Clearing Bank
- Payments
- Banking as a Service
- Embedded Finance
- Open Banking
- PSD2
- Faster Payments
- Financial Services
- United Kingdom
- Virtual Accounts
apis:
- name: Bank of London API
description: The Bank of London's public REST banking API (v2/v3 path-versioned), published as OpenAPI 3.0.3 from the Developer
Studio. 58 operations across ten tags — Accounts, Customer Management, Virtual Account Management, Confirmation of Payee,
Payments V2 (internal, Faster Payments, Bacs, CHAPS, agency and FX/cross-border), Standing Orders, Transactions, Mandates
(Direct Debits), Statements and Webhook Management. Requests are authenticated with a per-request detached JWS (PS256)
in the `x-jws-signature` header, signed with an API key created in the Developer Studio; payments and standing orders
carry a client-supplied `idempotencyId`.
humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
baseURL: https://api.bankoflondon.com/
tags:
- Banking
- Payments
- Account
- Virtual Accounts
- Faster Payments
- Bacs
- CHAPS
- Confirmation of Payee
- Direct Debits
- Webhook
tags_raw:
- Banking
- Payments
- Accounts
- Virtual Accounts
- Faster Payments
- Bacs
- CHAPS
- Confirmation of Payee
- Direct Debits
- Webhooks
properties:
- type: OpenAPI
url: openapi/the-bank-of-london-api-openapi.json
- type: Documentation
url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
- type: APIReference
url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
- type: Authentication
url: authentication/the-bank-of-london-authentication.yml
- type: Conventions
url: conventions/the-bank-of-london-conventions.yml
- type: Idempotency
url: conventions/the-bank-of-london-conventions.yml
- type: ErrorCatalog
url: errors/the-bank-of-london-problem-types.yml
- type: DataModel
url: data-model/the-bank-of-london-data-model.yml
- type: DeclineCodes
url: errors/the-bank-of-london-decline-codes.yml
- type: RateLimits
url: rate-limits/the-bank-of-london-rate-limits.yml
- type: Webhooks
url: asyncapi/the-bank-of-london-webhooks.yml
- type: Overlay
url: overlays/the-bank-of-london-api-overlay.yaml
- type: Sandbox
url: sandbox/the-bank-of-london-sandbox.yml
- name: Bank of London PSD2 / Open Banking UK API
description: The dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Banking
Read/Write API v3.1 (AIS, PIS, PIIS, plus dynamic client registration and OpenID Connect). It is operated on the bank's
behalf by Salt Edge Priora — the bank's own Developer Studio publishes priora.saltedge.com as the access point under provider
code `tbol` (live, launched 3 April 2024) and `tbol_sandbox`. No machine-readable contract for this interface is published
by either party; the surface is the OBIE v3.1 standard.
humanURL: https://priora.saltedge.com/docs/open_banking/tbol/v3.1
baseURL: https://priora.saltedge.com
tags:
- Open Banking
- PSD2
- Account Information
- Payment Initiation
- FAPI
- Regulatory
properties:
- type: Documentation
url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1
- type: APIReference
url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/ais
- type: StatusPage
url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/availability
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
- FN: APIs.json
email: info@apis.io
common:
- type: Website
url: https://www.bankoflondon.com/
- type: DeveloperPortal
url: https://developer.bankoflondon.com/
- type: Documentation
url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
- type: APIReference
url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
- type: GettingStarted
url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
- type: SignUp
url: https://developer.bankoflondon.com/register
- type: Login
url: https://developer.bankoflondon.com/login
- type: Support
url: https://www.bankoflondon.com/contact-us
- type: HelpCenter
url: https://www.bankoflondon.com/faqs
- type: Blog
url: https://www.bankoflondon.com/newsroom
- type: Pricing
url: https://www.bankoflondon.com/regulated-financial-services
- type: TermsOfService
url: https://www.bankoflondon.com/legals/terms-of-use
- type: PrivacyPolicy
url: https://www.bankoflondon.com/legals/privacy-policy
- type: StatusPage
url: https://status.bankoflondon.com/
- type: Plans
url: plans/the-bank-of-london-plans-pricing.yml
- type: RateLimits
url: rate-limits/the-bank-of-london-rate-limits.yml
- type: Authentication
url: authentication/the-bank-of-london-authentication.yml
- type: Conventions
url: conventions/the-bank-of-london-conventions.yml
- type: Idempotency
url: conventions/the-bank-of-london-conventions.yml
- type: Lifecycle
url: lifecycle/the-bank-of-london-lifecycle.yml
- type: Deprecation
url: lifecycle/the-bank-of-london-lifecycle.yml
- type: ErrorCatalog
url: errors/the-bank-of-london-problem-types.yml
- type: Conformance
url: conformance/the-bank-of-london-conformance.yml
- type: Compliance
url: conformance/the-bank-of-london-conformance.yml
- type: DataModel
url: data-model/the-bank-of-london-data-model.yml
- type: Sandbox
url: sandbox/the-bank-of-london-sandbox.yml
- type: Webhooks
url: asyncapi/the-bank-of-london-webhooks.yml
- type: Packages
url: packages/the-bank-of-london-packages.yml
- type: LLMsTxt
url: llms/the-bank-of-london-llms.txt
- type: AgentSkill
url: skills/_index.yml
- type: DomainSecurity
url: security/the-bank-of-london-domain-security.yml
x-enrichment:
date: '2026-08-30'
status: enriched
artifacts_added: 20
pass: local-v1
Kin Score
How this is scored →