The Bank of London

aid: the-bank-of-london
name: The Bank of London
description: The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the
  Bank of England's Prudential Regulation Authority and regulated by the FCA and PRA (FRN 930379). Operating a "safer by design"
  model in which client deposits are never loaned, invested or leveraged, it offers clearing, payments and settlement, agency
  banking, embedded banking (BaaS) and commercial and corporate banking to banks, non-bank financial institutions, virtual-asset
  service providers, digital platforms, financial intermediaries and corporates. Its Developer Studio at developer.bankoflondon.com
  publishes a public OpenAPI 3.0.3 contract for the Bank of London API v2 covering accounts, customer onboarding, virtual
  account management, Confirmation of Payee, Faster Payments, Bacs, CHAPS, agency and cross-border payments, standing orders,
  direct-debit mandates, transactions, statements and webhooks, backed by a free open sandbox that requires no NDA. A separate
  PSD2 / Open Banking UK v3.1 TPP interface is operated on the bank's behalf by Salt Edge Priora under provider code `tbol`.
url: https://raw.githubusercontent.com/api-evangelist/the-bank-of-london/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-09-02'
  method: derived
image: https://cdn.prod.website-files.com/67ac63e504ea6d324d5e5a44/67ac8464295e3d604352cb63_256x256%20Webclip%20image.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-30'
modified: '2026-08-30'
tags:
- Company
- Banking
- Clearing Bank
- Payments
- Banking as a Service
- Embedded Finance
- Open Banking
- PSD2
- Faster Payments
- Financial-Services
- United Kingdom
- Virtual Accounts
tags_raw:
- Company
- Banking
- Clearing Bank
- Payments
- Banking as a Service
- Embedded Finance
- Open Banking
- PSD2
- Faster Payments
- Financial Services
- United Kingdom
- Virtual Accounts
apis:
- name: Bank of London PSD2 / Open Banking UK API
  description: The dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Banking
    Read/Write API v3.1 (AIS, PIS, PIIS, plus dynamic client registration and OpenID Connect). It is operated on the bank's
    behalf by Salt Edge Priora — the bank's own Developer Studio publishes priora.saltedge.com as the access point under provider
    code `tbol` (live, launched 3 April 2024) and `tbol_sandbox`. No machine-readable contract for this interface is published
    by either party; the surface is the OBIE v3.1 standard.
  humanURL: https://priora.saltedge.com/docs/open_banking/tbol/v3.1
  baseURL: https://priora.saltedge.com
  tags:
  - Open Banking
  - PSD2
  - Account Information
  - Payment Initiation
  - FAPI
  - Regulatory
  properties:
  - type: Documentation
    url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1
  - type: APIReference
    url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/ais
  - type: StatusPage
    url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/availability
- aid: the-bank-of-london:the-bank-of-london-accounts-api
  name: The Bank of London Accounts API
  description: The Accounts API from The Bank of London — 3 operation(s) for accounts.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-confirmation-of-payee-api
  name: The Bank of London Confirmation of Payee API
  description: The Confirmation of Payee API from The Bank of London — 1 operation(s) for confirmation of payee.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Confirmation of Payee
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-confirmation-of-payee-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-customer-management-api
  name: The Bank of London Customer Management API
  description: The Customer Management API from The Bank of London — 4 operation(s) for customer management.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Customer Management
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-customer-management-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-mandates-direct-debits-api
  name: The Bank of London Mandates (Direct Debits) API
  description: The Mandates (Direct Debits) API from The Bank of London — 3 operation(s) for mandates (direct debits).
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Mandates (Direct Debits)
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-mandates-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-payments-v2-api
  name: The Bank of London Payments V2 API
  description: The Payments V2 API from The Bank of London — 9 operation(s) for payments v2.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Payments v2
  tags_raw:
  - Payments V2
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-payments-v2-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-standing-orders-api
  name: The Bank of London Standing Orders API
  description: The Standing Orders API from The Bank of London — 5 operation(s) for standing orders.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-statements-api
  name: The Bank of London Statements API
  description: The Statements API from The Bank of London — 2 operation(s) for statements.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-statements-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-transactions-api
  name: The Bank of London Transactions API
  description: The Transactions API from The Bank of London — 4 operation(s) for transactions.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-virtual-account-management-api
  name: The Bank of London Virtual Account Management API
  description: The Virtual Account Management API from The Bank of London — 7 operation(s) for virtual account management.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Virtual Account Management
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-virtual-account-management-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
- aid: the-bank-of-london:the-bank-of-london-webhook-management-api
  name: The Bank of London Webhook Management API
  description: The Webhook Management API from The Bank of London — 4 operation(s) for webhook management.
  humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  baseURL: https://api.bankoflondon.com/
  tags:
  - Webhook Management
  properties:
  - type: OpenAPI
    url: openapi/the-bank-of-london-webhook-management-api-openapi.yml
  - type: Documentation
    url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
  - type: APIReference
    url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
  - type: Authentication
    url: authentication/the-bank-of-london-authentication.yml
  - type: Conventions
    url: conventions/the-bank-of-london-conventions.yml
  - type: Idempotency
    url: conventions/the-bank-of-london-conventions.yml
  - type: ErrorCatalog
    url: errors/the-bank-of-london-problem-types.yml
  - type: DataModel
    url: data-model/the-bank-of-london-data-model.yml
  - type: DeclineCodes
    url: errors/the-bank-of-london-decline-codes.yml
  - type: RateLimits
    url: rate-limits/the-bank-of-london-rate-limits.yml
  - type: Webhooks
    url: asyncapi/the-bank-of-london-webhooks.yml
  - type: Sandbox
    url: sandbox/the-bank-of-london-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Overlay
  url: overlays/the-bank-of-london-api-overlay.yaml
- type: Website
  url: https://www.bankoflondon.com/
- type: DeveloperPortal
  url: https://developer.bankoflondon.com/
- type: Documentation
  url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
- type: APIReference
  url: https://developer.bankoflondon.com/apis/the-bank-of-london-api
- type: GettingStarted
  url: https://developer.bankoflondon.com/docs/guides/getting-started-guide
- type: SignUp
  url: https://developer.bankoflondon.com/register
- type: Login
  url: https://developer.bankoflondon.com/login
- type: Support
  url: https://www.bankoflondon.com/contact-us
- type: HelpCenter
  url: https://www.bankoflondon.com/faqs
- type: Blog
  url: https://www.bankoflondon.com/newsroom
- type: Pricing
  url: https://www.bankoflondon.com/regulated-financial-services
- type: TermsOfService
  url: https://www.bankoflondon.com/legals/terms-of-use
- type: PrivacyPolicy
  url: https://www.bankoflondon.com/legals/privacy-policy
- type: StatusPage
  url: https://status.bankoflondon.com/
- type: Plans
  url: plans/the-bank-of-london-plans-pricing.yml
- type: RateLimits
  url: rate-limits/the-bank-of-london-rate-limits.yml
- type: Authentication
  url: authentication/the-bank-of-london-authentication.yml
- type: Conventions
  url: conventions/the-bank-of-london-conventions.yml
- type: Idempotency
  url: conventions/the-bank-of-london-conventions.yml
- type: Lifecycle
  url: lifecycle/the-bank-of-london-lifecycle.yml
- type: Deprecation
  url: lifecycle/the-bank-of-london-lifecycle.yml
- type: ErrorCatalog
  url: errors/the-bank-of-london-problem-types.yml
- type: Conformance
  url: conformance/the-bank-of-london-conformance.yml
- type: Compliance
  url: conformance/the-bank-of-london-conformance.yml
- type: DataModel
  url: data-model/the-bank-of-london-data-model.yml
- type: Sandbox
  url: sandbox/the-bank-of-london-sandbox.yml
- type: Webhooks
  url: asyncapi/the-bank-of-london-webhooks.yml
- type: Packages
  url: packages/the-bank-of-london-packages.yml
- type: LLMsTxt
  url: llms/the-bank-of-london-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/the-bank-of-london-domain-security.yml
x-enrichment:
  date: '2026-08-30'
  status: enriched
  artifacts_added: 20
  pass: local-v1