Spare
Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment Initiation Service Provider (AISP/PISP) and permitted to test under the Saudi Central Bank (SAMA) regulatory sandbox. Spare exposes RESTful Account Information Services (AIS) — account details, balances, transactions, statements, beneficiaries, parties, direct debits, plus risk and affordability reports — and Payment Initiation Services (PIS) for domestic single, future-dated and standing-order payments, across separate Bahrain, KSA and UAE tenants hosted in-region for data-residency compliance. Developers authenticate with OAuth2 client credentials to obtain signed JWT bearer tokens, drive a customer to connection to consent to data flow, verify token and webhook signatures against a published JWKS, and integrate via official TypeScript, Java, .NET and PHP SDKs plus Postman collections.
Spare publishes 17 APIs on the APIs.io network, including Account API, AccountInformationReport API, Balance API, and 14 more. Tagged areas include Open Banking, Open Finance, Account Information, Payment Initiation, and AISP.
The Spare catalog on APIs.io includes 1 event-driven AsyncAPI specification.
Spare’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, signup flow, and 24 more developer resources.
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APIs 17
Individual APIs this provider publishes, each with its own machine-readable definition.
Spare Account API
The Account API from Spare — 4 operation(s) for account.
Spare AccountInformationReport API
The AccountInformationReport API from Spare — 5 operation(s) for accountinformationreport.
Spare Balance API
The Balance API from Spare — 3 operation(s) for balance.
Spare Beneficiary API
The Beneficiary API from Spare — 1 operation(s) for beneficiary.
Spare Cert API
The Cert API from Spare — 1 operation(s) for cert.
Spare Connection API
The Connection API from Spare — 4 operation(s) for connection.
Spare Consent API
The Consent API from Spare — 9 operation(s) for consent.
Spare Customer API
The Customer API from Spare — 5 operation(s) for customer.
Spare DirectDebit API
The DirectDebit API from Spare — 1 operation(s) for directdebit.
Spare Parties API
The Parties API from Spare — 1 operation(s) for parties.
Spare Payment API
The Payment API from Spare — 2 operation(s) for payment.
Spare Provider API
The Provider API from Spare — 2 operation(s) for provider.
Spare Request API
The Request API from Spare — 11 operation(s) for request.
Spare RiskReport API
The RiskReport API from Spare — 6 operation(s) for riskreport.
Spare Statement API
The Statement API from Spare — 1 operation(s) for statement.
Spare Token API
The Token API from Spare — 2 operation(s) for token.
Spare Transaction API
The Transaction API from Spare — 5 operation(s) for transaction.
Scroll for all 17
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
spare-mcp.yml
MCP SERVEREvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Spare Webhooks
ASYNCAPISecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API