Spare

Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment Initiation Service Provider (AISP/PISP) and permitted to test under the Saudi Central Bank (SAMA) regulatory sandbox. Spare exposes RESTful Account Information Services (AIS) — account details, balances, transactions, statements, beneficiaries, parties, direct debits, plus risk and affordability reports — and Payment Initiation Services (PIS) for domestic single, future-dated and standing-order payments, across separate Bahrain, KSA and UAE tenants hosted in-region for data-residency compliance. Developers authenticate with OAuth2 client credentials to obtain signed JWT bearer tokens, drive a customer to connection to consent to data flow, verify token and webhook signatures against a published JWKS, and integrate via official TypeScript, Java, .NET and PHP SDKs plus Postman collections.

Spare publishes 17 APIs on the APIs.io network, including Account API, AccountInformationReport API, Balance API, and 14 more. Tagged areas include Open Banking, Open Finance, Account Information, Payment Initiation, and AISP.

The Spare catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Spare’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, signup flow, and 26 more developer resources.

🌐 Visit website 📡 Source on GitHub

53.2/100 developing ▬ flat Agent 28/100 agent aware saas Full breakdown ↓
scored 2026-09-06 · rubric v0.19.0

AccessSelf serve

7 APIs

Open Banking Open Finance Account Information Payment Initiation AISP PISP Consent Bank Data Transaction Balances Payments Fintech MENA Saudi ArabiaBahrainUAE

Kin Score

Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0

Composite quality — 53.2/100 · developing

Contract Quality 12.4 / 21

Developer Ergonomics 13.3 / 17

Access Clarity 7.4 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.5 / 10

Discoverability 6.9 / 9

Regulatory Posture 8.9 / 15

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/spare: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 18

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scopes 1

OAuth scopes governing access to this provider's APIs.

Spare Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Spare Agentic Access

99 operations · 34 acting · 2 human-in-the-loop

99 operations · 34 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Webhooks

Build 4

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

Postman

Packages

SDKs

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: spare
name: Spare
description: Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an
  Account Information Service Provider and Payment Initiation Service Provider (AISP/PISP) and permitted to test under the
  Saudi Central Bank (SAMA) regulatory sandbox. Spare exposes RESTful Account Information Services (AIS) — account details,
  balances, transactions, statements, beneficiaries, parties, direct debits, plus risk and affordability reports — and Payment
  Initiation Services (PIS) for domestic single, future-dated and standing-order payments, across separate Bahrain, KSA and
  UAE tenants hosted in-region for data-residency compliance. Developers authenticate with OAuth2 client credentials to obtain
  signed JWT bearer tokens, drive a customer to connection to consent to data flow, verify token and webhook signatures against
  a published JWKS, and integrate via official TypeScript, Java, .NET and PHP SDKs plus Postman collections.
url: https://raw.githubusercontent.com/api-evangelist/spare/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 36
  pass: local-v1
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://files.readme.io/91c2031-small-Spare-logo-white3x.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Open Banking
- Open Finance
- Account Information
- Payment Initiation
- AISP
- PISP
- Consent
- Bank Data
- Transaction
- Balances
- Payments
- Fintech
- MENA
- Saudi Arabia
- Bahrain
- UAE
tags_raw:
- Open Banking
- Open Finance
- Account Information
- Payment Initiation
- AISP
- PISP
- Consent
- Bank Data
- Transactions
- Balances
- Payments
- Fintech
- MENA
- Saudi Arabia
- Bahrain
- UAE
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: spare:spare-account-api
  name: Spare Account API
  description: The Account API from Spare — 4 operation(s) for account.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/spare-account-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-accountinformationreport-api
  name: Spare AccountInformationReport API
  description: The AccountInformationReport API from Spare — 5 operation(s) for accountinformationreport.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - AccountInformationReport
  properties:
  - type: OpenAPI
    url: openapi/spare-accountinformationreport-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-balance-api
  name: Spare Balance API
  description: The Balance API from Spare — 3 operation(s) for balance.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/spare-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-beneficiary-api
  name: Spare Beneficiary API
  description: The Beneficiary API from Spare — 1 operation(s) for beneficiary.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Beneficiary
  properties:
  - type: OpenAPI
    url: openapi/spare-beneficiary-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-cert-api
  name: Spare Cert API
  description: The Cert API from Spare — 1 operation(s) for cert.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Cert
  properties:
  - type: OpenAPI
    url: openapi/spare-cert-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-connection-api
  name: Spare Connection API
  description: The Connection API from Spare — 4 operation(s) for connection.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Connection
  properties:
  - type: OpenAPI
    url: openapi/spare-connection-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-consent-api
  name: Spare Consent API
  description: The Consent API from Spare — 9 operation(s) for consent.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Consent
  properties:
  - type: OpenAPI
    url: openapi/spare-consent-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-customer-api
  name: Spare Customer API
  description: The Customer API from Spare — 5 operation(s) for customer.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Customers
  tags_raw:
  - Customer
  properties:
  - type: OpenAPI
    url: openapi/spare-customer-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-directdebit-api
  name: Spare DirectDebit API
  description: The DirectDebit API from Spare — 1 operation(s) for directdebit.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Direct Debit
  tags_raw:
  - DirectDebit
  properties:
  - type: OpenAPI
    url: openapi/spare-directdebit-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-parties-api
  name: Spare Parties API
  description: The Parties API from Spare — 1 operation(s) for parties.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/spare-parties-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-payment-api
  name: Spare Payment API
  description: The Payment API from Spare — 2 operation(s) for payment.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Payment
  properties:
  - type: OpenAPI
    url: openapi/spare-payment-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-provider-api
  name: Spare Provider API
  description: The Provider API from Spare — 2 operation(s) for provider.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Provider
  properties:
  - type: OpenAPI
    url: openapi/spare-provider-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-request-api
  name: Spare Request API
  description: The Request API from Spare — 11 operation(s) for request.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Request
  properties:
  - type: OpenAPI
    url: openapi/spare-request-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-riskreport-api
  name: Spare RiskReport API
  description: The RiskReport API from Spare — 6 operation(s) for riskreport.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - RiskReport
  properties:
  - type: OpenAPI
    url: openapi/spare-riskreport-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-statement-api
  name: Spare Statement API
  description: The Statement API from Spare — 1 operation(s) for statement.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Statement
  properties:
  - type: OpenAPI
    url: openapi/spare-statement-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-token-api
  name: Spare Token API
  description: The Token API from Spare — 2 operation(s) for token.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Token
  properties:
  - type: OpenAPI
    url: openapi/spare-token-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
- aid: spare:spare-transaction-api
  name: Spare Transaction API
  description: The Transaction API from Spare — 5 operation(s) for transaction.
  humanURL: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  baseURL: https://ob.tryspare.com/api/v1.0/authentication
  tags:
  - Transaction
  properties:
  - type: OpenAPI
    url: openapi/spare-transaction-api-openapi.yml
  - type: Documentation
    url: https://docs.tryspare.com/docs/auth-flow
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-authentication-token
  - type: Documentation
    url: https://docs.tryspare.com/docs/data-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/get_api-v1-0-ais-account-list-1
  - type: Documentation
    url: https://docs.tryspare.com/docs/payments-api-basics
  - type: APIReference
    url: https://docs.tryspare.com/reference/create-business-domestic-payment
  - type: Documentation
    url: https://docs.tryspare.com/docs/ksa-coverage
common:
- type: CapabilityMap
  url: capabilities/spare-capability-edges.yml
  name: Spare Business Capability Map
- type: Overlay
  url: overlays/spare-bahrain-ais-overlay.yaml
- type: TrustCenter
  url: security/spare-trust-center.yml
- type: DomainSecurity
  url: security/spare-domain-security.yml
- type: AgenticAccess
  url: agentic-access/spare-agentic-access.yml
- type: Authentication
  url: authentication/spare-authentication.yml
- type: Website
  url: https://tryspare.com
- type: DeveloperPortal
  url: https://docs.tryspare.com/docs/welcome
- type: Documentation
  url: https://docs.tryspare.com/docs/welcome
- type: APIReference
  url: https://docs.tryspare.com/reference
- type: GettingStarted
  url: https://docs.tryspare.com/docs/auth-flow
- type: Support
  url: https://docs.tryspare.com/docs/support
- type: Blog
  url: https://tryspare.com/blog
- type: GitHubOrganization
  url: https://github.com/spare-technologies
- type: SignUp
  url: https://dashboard.sandbox.tryspare.com/
- type: Login
  url: https://dashboard.tryspare.com/
- type: Postman
  url: https://documenter.getpostman.com/view/39844099/2sB2ixku9E
- type: TermsOfService
  url: https://terms.tryspare.com/sa/en
- type: PrivacyPolicy
  url: https://terms.tryspare.com/sa/privacy/en
- type: LLMsTxt
  url: llms/spare-llms.txt
- type: Packages
  url: packages/spare-packages.yml
- type: SDKs
  url: packages/spare-packages.yml
- type: OAuthScopes
  url: scopes/spare-scopes.yml
- type: Conventions
  url: conventions/spare-conventions.yml
- type: ErrorCatalog
  url: errors/spare-error-codes.yml
- type: Lifecycle
  url: lifecycle/spare-lifecycle.yml
- type: Conformance
  url: conformance/spare-conformance.yml
- type: Compliance
  url: https://trust.tryspare.com/
- type: Sandbox
  url: sandbox/spare-sandbox.yml
- type: DataModel
  url: data-model/spare-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/spare-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Webhooks
  url: asyncapi/spare-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml

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