Moneyhub
Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction data enrichment, financial insight and account-to-account payment initiation into their own products. Regulated by the FCA as an Account Information Service Provider (AISP), Payment Initiation Service Provider (PISP) and Credit Information Services Provider (CISP), Moneyhub ships a genuinely API-first surface: a RESTful, Swagger/OpenAPI-documented Data & Intelligence API for AIS aggregation, enrichment and affordability, and an Open Banking Payments API that initiates instant Faster Payments over the UK's Open Banking rails as a cheaper alternative to cards and direct debits. Authentication and payment consent run entirely through an OpenID Connect / OAuth2 identity layer at identity.moneyhub.co.uk, with client-credentials, authorization-code and jwt-bearer grants and fine-grained scopes for data and payment initiation.
Moneyhub publishes 21 API contracts indexed on the APIs.io network, including Accounts API, Affordability API, Beneficiaries API, and 18 more. Tagged areas include Payments, United Kingdom, Open Banking, Open Finance, and Account-to-Account.
The Moneyhub catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.
Moneyhub’s developer surface includes pricing, engineering blog, authentication, sandbox, changelog, documentation, API reference, and 42 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Open Banking | regulated | 36.4 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
APIs 21
Individual APIs this provider publishes, each with its own machine-readable definition.
Moneyhub Open Banking Payments API
Moneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) over the UK Faster Payments rails as a cheaper, near-instant alternative ...
Moneyhub Accounts API
The accounts API from Moneyhub — 6 operation(s) for accounts.
Moneyhub Affordability API
The affordability API from Moneyhub — 5 operation(s) for affordability.
Moneyhub Beneficiaries API
The beneficiaries API from Moneyhub — 2 operation(s) for beneficiaries.
Moneyhub Categories API
The categories API from Moneyhub — 3 operation(s) for categories.
Moneyhub categorise transactions API
The categorise transactions API from Moneyhub — 1 operation(s) for categorise transactions.
Moneyhub Counterparties API
The counterparties API from Moneyhub — 2 operation(s) for counterparties.
Moneyhub Holdings API
The holdings API from Moneyhub — 3 operation(s) for holdings.
Moneyhub notification thresholds API
The notification thresholds API from Moneyhub — 2 operation(s) for notification thresholds.
Moneyhub Projects API
The projects API from Moneyhub — 2 operation(s) for projects.
Moneyhub regular transactions API
The regular transactions API from Moneyhub — 2 operation(s) for regular transactions.
Moneyhub rental records API
The rental records API from Moneyhub — 2 operation(s) for rental records.
Moneyhub savings goals API
The savings goals API from Moneyhub — 2 operation(s) for savings goals.
Moneyhub spending analysis API
The spending analysis API from Moneyhub — 1 operation(s) for spending analysis.
Moneyhub spending goals API
The spending goals API from Moneyhub — 2 operation(s) for spending goals.
Moneyhub Standard Financial Statements API
The standard-financial-statements API from Moneyhub — 2 operation(s) for standard-financial-statements.
Moneyhub standing orders API
The standing orders API from Moneyhub — 1 operation(s) for standing orders.
Moneyhub Statements API
The statements API from Moneyhub — 1 operation(s) for statements.
Moneyhub Sync API
The sync API from Moneyhub — 1 operation(s) for sync.
Moneyhub Tax API
The tax API from Moneyhub — 1 operation(s) for tax.
Moneyhub Transactions API
The transactions API from Moneyhub — 9 operation(s) for transactions.
Scroll for all 21
Postman Collections 1
Ready-to-run Postman collections for exercising this provider's APIs.
Moneyhub Data API
POSTMANOpen Collections 1
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Moneyhub Data API
OPEN COLLECTIONPricing Plans 1
Published pricing tiers and plan structures.
Rate Limits 1
Documented rate limits and quota policies.
Moneyhub Rate Limits
RATE LIMITSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Moneyhub Webhooks
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts and semantic vocabularies used across these APIs.
Moneyhub Context
JSON-LDSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Moneyhub API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Moneyhub Data Api Overlay
UNRECORDEDJSON Schema 52
Standalone JSON Schema definitions for this provider's data models.
AccountPatch
JSON SCHEMAAccountPost
JSON SCHEMAAccount
JSON SCHEMAAffordabilityIncomeMetadata
JSON SCHEMAAffordabilityIncomePost
JSON SCHEMAAffordabilityIncome
JSON SCHEMAAffordabilityPost
JSON SCHEMAAffordability
JSON SCHEMABalancePost
JSON SCHEMABalance
JSON SCHEMABeneficiary
JSON SCHEMACategoriseTransactionsPost
JSON SCHEMACategoriseTransactions
JSON SCHEMACategoryGroup
JSON SCHEMACategoryPost
JSON SCHEMACategory
JSON SCHEMACounterparty
JSON SCHEMAGlobalCounterpartyV3
JSON SCHEMAHoldingWithMatchesAndHistory
JSON SCHEMAHoldingWithMatches
JSON SCHEMAHoldingsValuation
JSON SCHEMALinks
JSON SCHEMANotificationThresholdPost
JSON SCHEMANotificationThreshold
JSON SCHEMAProjectPatch
JSON SCHEMAProjectPost
JSON SCHEMAProject
JSON SCHEMARecurringTransactionEstimate
JSON SCHEMARegularTransactions
JSON SCHEMARentalRecordsPost
JSON SCHEMARentalRecords
JSON SCHEMASavingsGoalsPatch
JSON SCHEMASavingsGoalsPost
JSON SCHEMASavingsGoals
JSON SCHEMASpendingAnalysisPost
JSON SCHEMASpendingAnalysis
JSON SCHEMASpendingGoalPatch
JSON SCHEMASpendingGoalPost
JSON SCHEMASpendingGoal
JSON SCHEMAStandardFinancialStatement
JSON SCHEMAStandardFinancialStatementsMetadata
JSON SCHEMAStandardFinancialStatementsPost
JSON SCHEMAStandingOrder
JSON SCHEMAStatement
JSON SCHEMASyncPost
JSON SCHEMATax
JSON SCHEMATransactionCollectionPost
JSON SCHEMATransactionPatch
JSON SCHEMATransactionPost
JSON SCHEMATransaction
JSON SCHEMATransactionSplit
JSON SCHEMATransactionUnenriched
JSON SCHEMAScroll for all 52
Security Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 10
Pagination, idempotency, versioning, errors, and events
Scroll for all 10
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 8
Authentication, authorization, and security posture
Scroll for all 8
Operate 4
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 5
The organization behind the API
Other 4
Properties that don't map to a standard resource type
Source (apis.yml)
Work with this as data
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