Moneyhub

Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction data enrichment, financial insight and account-to-account payment initiation into their own products. Regulated by the FCA as an Account Information Service Provider (AISP), Payment Initiation Service Provider (PISP) and Credit Information Services Provider (CISP), Moneyhub ships a genuinely API-first surface: a RESTful, Swagger/OpenAPI-documented Data & Intelligence API for AIS aggregation, enrichment and affordability, and an Open Banking Payments API that initiates instant Faster Payments over the UK's Open Banking rails as a cheaper alternative to cards and direct debits. Authentication and payment consent run entirely through an OpenID Connect / OAuth2 identity layer at identity.moneyhub.co.uk, with client-credentials, authorization-code and jwt-bearer grants and fine-grained scopes for data and payment initiation.

Moneyhub publishes 1 API on the APIs.io network: Data & Intelligence API. Tagged areas include Payments, United Kingdom, Open Banking, Open Finance, and Account-to-Account.

The Moneyhub catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Moneyhub’s developer surface includes authentication, sandbox, changelog, documentation, API reference, getting-started guide, engineering blog, and 30 more developer resources.

63.0/100 strong ▬ flat Agent 70/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
2 APIs 1 MCP Servers
PaymentsUnited KingdomOpen BankingOpen FinanceAccount-to-AccountPayment InitiationData AggregationAISPPISPFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 63.0/100 · strong
Contract Quality 15.1 / 25
Developer Ergonomics 13.9 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 8.2 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 70/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/moneyhub: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

Moneyhub Data & Intelligence API

The Moneyhub Data API (v2.0) is a RESTful, JSON, bearer-token API for Open Banking account aggregation and financial intelligence: connect accounts, read balances, holdings, sta...

Moneyhub Open Banking Payments API

Moneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) over the UK Faster Payments rails as a cheaper, near-instant alternative ...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

moneyhub-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Moneyhub Authentication

oauth2/openIdConnect/http · 3 schemes

SECURITY

Moneyhub Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Moneyhub Vulnerability Disclosure

disclosure policy published

SECURITY

Moneyhub Trust Center

ISO 27001

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Moneyhub Scopes

108 scopes

108 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Moneyhub Agentic Access

77 operations · 36 acting

77 operations · 36 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 8

Authentication, authorization, and security posture

Scroll for all 8

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: moneyhub
url: https://raw.githubusercontent.com/api-evangelist/moneyhub/refs/heads/main/apis.yml
name: Moneyhub
kind: company
description: 'Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and
  Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction
  data enrichment, financial insight and account-to-account payment initiation into their own products. Regulated by the FCA
  as an Account Information Service Provider (AISP), Payment Initiation Service Provider (PISP) and Credit Information Services
  Provider (CISP), Moneyhub ships a genuinely API-first surface: a RESTful, Swagger/OpenAPI-documented Data & Intelligence
  API for AIS aggregation, enrichment and affordability, and an Open Banking Payments API that initiates instant Faster Payments
  over the UK''s Open Banking rails as a cheaper alternative to cards and direct debits. Authentication and payment consent
  run entirely through an OpenID Connect / OAuth2 identity layer at identity.moneyhub.co.uk, with client-credentials, authorization-code
  and jwt-bearer grants and fine-grained scopes for data and payment initiation.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Open Banking
- Open Finance
- Account-to-Account
- Payment Initiation
- Data Aggregation
- AISP
- PISP
- Fintech
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: moneyhub:moneyhub-data-api
  name: Moneyhub Data & Intelligence API
  description: 'The Moneyhub Data API (v2.0) is a RESTful, JSON, bearer-token API for Open Banking account aggregation and
    financial intelligence: connect accounts, read balances, holdings, standing orders, statements and enriched transactions,
    and run categorisation, affordability, spending analysis, savings goals and standard financial statements. Published as
    a Swagger 2.0 definition served from the live API host.'
  humanURL: https://docs.moneyhubenterprise.com/reference
  baseURL: https://api.moneyhub.co.uk/v2.0
  tags:
  - Data Aggregation
  - Open Banking
  - Enrichment
  - Affordability
  - AISP
  properties:
  - type: OpenAPI
    url: openapi/moneyhub-data-api-swagger.json
  - type: Documentation
    url: https://docs.moneyhubenterprise.com/docs/introduction
  - type: APIReference
    url: https://moneyhub.github.io/api-docs/
  - type: GettingStarted
    url: https://docs.moneyhubenterprise.com/docs/getting-started
  - type: Documentation
    url: https://www.moneyhub.com/apis/data-intelligence
- aid: moneyhub:moneyhub-open-banking-payments-api
  name: Moneyhub Open Banking Payments API
  description: Moneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) over
    the UK Faster Payments rails as a cheaper, near-instant alternative to cards, direct debits and standing orders. Payments,
    standing orders, recurring and reverse payments are authorised through Moneyhub's OpenID Connect / OAuth2 identity layer
    using dedicated payment scopes (mh:payment, mh:standing_order, mh:recurring_payment, mh:reverse_payment); the flow is
    documented but no standalone downloadable OpenAPI is published for the payment-initiation surface.
  humanURL: https://www.moneyhub.com/apis/open-banking-payments
  baseURL: https://identity.moneyhub.co.uk/oidc
  tags:
  - Payments
  - Payment Initiation
  - Account-to-Account
  - Faster Payments
  - PISP
  properties:
  - type: Documentation
    url: https://www.moneyhub.com/apis/open-banking-payments
  - type: Documentation
    url: https://www.moneyhub.com/payments-open-payment-api
  - type: APIReference
    url: https://moneyhub.github.io/api-docs/
  - type: Authentication
    url: https://identity.moneyhub.co.uk/oidc/.well-known/openid-configuration
common:
- type: AgenticAccess
  url: agentic-access/moneyhub-agentic-access.yml
- type: TrustCenter
  url: security/moneyhub-trust-center.yml
- type: Compliance
  url: https://moneyhub.com/policies/security-and-trust-at-moneyhub/
- type: VulnerabilityDisclosure
  url: security/moneyhub-vulnerability-disclosure.yml
- type: Security
  url: https://moneyhub.com/policies/security-and-trust-at-moneyhub/
- type: DomainSecurity
  url: security/moneyhub-domain-security.yml
- type: Authentication
  url: authentication/moneyhub-authentication.yml
- type: OAuthScopes
  url: scopes/moneyhub-scopes.yml
- type: WellKnown
  url: well-known/moneyhub-well-known.yml
- type: LLMsTxt
  url: llms/moneyhub-llms.txt
- type: ErrorCatalog
  url: errors/moneyhub-problem-types.yml
- type: Conventions
  url: conventions/moneyhub-conventions.yml
- type: Lifecycle
  url: lifecycle/moneyhub-lifecycle.yml
- type: StatusPage
  url: https://docs.moneyhubenterprise.com/docs/system-availability-and-performance-metrics
- type: Deprecation
  url: https://docs.moneyhubenterprise.com/docs/versioning
- type: Conformance
  url: conformance/moneyhub-conformance.yml
- type: Sandbox
  url: sandbox/moneyhub-sandbox.yml
- type: DataModel
  url: data-model/moneyhub-data-model.yml
- type: MCPServer
  url: mcp/moneyhub-mcp.yml
- type: Packages
  url: packages/moneyhub-packages.yml
- type: SDKs
  url: packages/moneyhub-packages.yml
- type: ChangeLog
  url: changelog/moneyhub-changelog.yml
- type: Components
  url: components/moneyhub-components.yml
- type: Webhooks
  url: asyncapi/moneyhub-webhooks.yml
- type: Overlay
  url: overlays/moneyhub-data-api-overlay.yaml
- type: Website
  url: https://www.moneyhub.com/
- type: DeveloperPortal
  url: https://docs.moneyhubenterprise.com/
- type: Documentation
  url: https://docs.moneyhubenterprise.com/docs/introduction
- type: APIReference
  url: https://moneyhub.github.io/api-docs/
- type: GettingStarted
  url: https://docs.moneyhubenterprise.com/docs/getting-started
- type: Authentication
  url: https://identity.moneyhub.co.uk/oidc/.well-known/openid-configuration
- type: GitHubOrganization
  url: https://github.com/moneyhub
- type: LinkedIn
  url: https://www.linkedin.com/company/moneyhub
- type: Blog
  url: https://www.moneyhub.com/blog
- type: SignUp
  url: https://www.moneyhub.com/contact
- type: TermsOfService
  url: https://moneyhub.com/policies/global-terms-of-use/
- type: PrivacyPolicy
  url: https://www.moneyhub.com/privacy-policy/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com