Moneyhub · Schema
StandardFinancialStatement
PaymentsUnited KingdomOpen BankingOpen FinanceAccount-to-AccountPayment InitiationData AggregationAISPPISPFintech
Properties
| Name | Type | Description |
|---|---|---|
| createdAt | string | The timestamp at which the report was generated |
| id | string | The report id |
| version | string | The standard financial schema version used as defined by the Money Advice Service |
| currency | string | The currency used for all amounts in the standard financial statement |
| 2.1 | object | The contents of the standard financial statement in version 2.1 schema. Will be present only if version property is equal to 2.1 |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/moneyhub/main/json-schema/moneyhub-standard-financial-statement-schema.json",
"title": "StandardFinancialStatement",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/moneyhub-standard-financial-statements-api-openapi.yml#/components/schemas/StandardFinancialStatement",
"type": "object",
"additionalProperties": false,
"required": [
"createdAt",
"id",
"version",
"2.1",
"currency"
],
"properties": {
"createdAt": {
"description": "The timestamp at which the report was generated",
"type": "string"
},
"id": {
"description": "The report id",
"type": "string"
},
"version": {
"description": "The standard financial schema version used as defined by the Money Advice Service",
"type": "string",
"enum": [
"2.1"
]
},
"currency": {
"description": "The currency used for all amounts in the standard financial statement",
"type": "string"
},
"2.1": {
"description": "The contents of the standard financial statement in version 2.1 schema. Will be present only if version property is equal to 2.1",
"type": "object",
"required": [
"vehicles",
"housing-tenure",
"client-employment-status"
],
"properties": {
"vehicles": {
"description": "The number of vehicles in the household",
"type": "integer"
},
"housing-tenure": {
"description": "The predicted category of housing tenure",
"type": "string",
"enum": [
"Owner",
"Mortgage",
"Living with parents",
"Tenant - private sector",
"Tenant - social",
"Other"
]
},
"client-employment-status": {
"description": "The predicted category of employment",
"type": "string",
"enum": [
"Full-time",
"Part-time",
"Unemployed",
"Not working due to illness / disability",
"Self-employed",
"Retired",
"Carer",
"Student",
"Other"
]
},
"monthly-income": {
"description": "The categorised monthly values for credit transactions",
"type": "object",
"properties": {
"earnings": {
"description": "The monthly values for earnings income categories",
"type": "object",
"required": [
"client-salary-or-wages",
"other-earnings"
],
"properties": {
"client-salary-or-wages": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
"mean"
]
}
}
},
"other-earnings": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
"mean"
]
}
}
}
}
},
"benefits": {
"description": "The monthly values for benefits income categories",
"type": "object",
"required": [
"tax-credits-universal-credit",
"jobseekers-allowance-contribution-based",
"income-support",
"working-tax-credit",
"child-tax-credit",
"child-benefit",
"employment-support-allowance",
"disability-benefits",
"carers-allowance",
"other-benefits"
],
"properties": {
"tax-credits-universal-credit": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
"mean"
]
}
}
},
"jobseekers-allowance-contribution-based": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
"mean"
]
}
}
},
"income-support": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
"mean"
]
}
}
},
"working-tax-credit": {
"description": "The monthly amount",
"type": "object",
"properties": {
"monthly-amount": {
"description": "The minimum, mean and maximum monthly amount",
"type": "object",
"additionalProperties": false,
"properties": {
"min": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"max": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
},
"mean": {
"additionalProperties": false,
"type": "object",
"properties": {
"value": {
"description": "The amount in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The positive major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The positive minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
]
}
},
"required": [
"min",
"max",
# --- truncated at 32 KB (348 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/moneyhub/refs/heads/main/json-schema/moneyhub-standard-financial-statement-schema.json
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